Haines Borough, AK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 59.10, -135.58.
Assembled 2026-10-06. Read the brief.
- 75th pct · 740th of 3,063 US counties · median $234,566
- 33rd pct · 9th of 13 Alaska counties · median $389,805
- 26th pct · 2,241st of 3,063 US counties · median +2.9%
- 16th pct · 11th of 13 Alaska counties · median +5.4%
- US counties: not published this period
- Alaska counties: not published this period
- 5th pct · 3,043rd of 3,221 US counties · median 8,232
- 20th pct · 24th of 30 Alaska counties · median 2,486
- 69th pct · 990th of 3,221 US counties · median $1,039
- 31st pct · 21st of 30 Alaska counties · median $1,272
- 73rd pct · 824th of 3,063 US counties · median 4.3
- 50th pct · 7th of 13 Alaska counties · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $330,061 (Aug 2026), +0.7% over one year, +11.3% over five
- 75th pct · 740th of 3,063 US counties · median $234,566
- 33rd pct · 9th of 13 Alaska counties · median $389,805
| Item | Value | Distance |
|---|---|---|
| Haines Borough, AK | $330,061 · +0.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alaska counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,807 a month on $330,061 at 7.28%, against an average weekly wage worth $4,953 a month: 36.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $330,061 × 80% = $264,049, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,807/mo principal and interest
- wage share = payment / (avg weekly wage $1,143 × 52 / 12 = $4,953) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $330,061 / ($1,143 × 52) = 5.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
856 jobs at 168 employers (2026 Q1); +3.5% jobs and +3.7% average weekly wage over the year
- 5th pct · 3,043rd of 3,221 US counties · median 8,232
- 20th pct · 24th of 30 Alaska counties · median 2,486
| Item | Value | Distance |
|---|---|---|
| Haines Borough, AK | 856 jobs · $1,143/wk · +3.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 169 | $1,493 | 3.77 | +39.7% |
| Health care and social assistance | 125 | $1,563 | 0.97 | -1.6% |
| Retail trade | 109 | $795 | 1.31 | -3.5% |
| Accommodation and food services | 61 | $474 | 0.79 | -1.6% |
| Arts, entertainment and recreation | 48 | $781 | 3.41 | -2.0% |
| Other services | 29 | $818 | 1.13 | -14.7% |
| Administrative and waste services | 20 | $673 | 0.41 | +11.1% |
| Educational services | 7 | $436 | 0.38 | +40.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Manufacturing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| GLACIAL LAKE 2.5 MI N OF NUGGET C NR AUKE BAY AK | 916.7 ft (USGS, no capacity on file) | 94 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
12 gauges · 0 flooding · 3 with quality panels averaging 92 % · 4 stale
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| KLEHINI R NR KLUKWAN AK | flow 2,590 ft³/s · quality 75 % (4) | 42 km |
| KAKUHAN C NR HAINES AK | flow 12.0 ft³/s · out of service · STALE | 25 km |
| UPPER CHILKOOT LK OUTLET NR HAINES AK | flow 31.0 ft³/s · STALE | 37 km |
| Chilkat River near Klukwan | observation not current | 41 km |
| Taiya Inlet Tide Gauge at Skagway (MLLW datum) | no flooding | 42 km |
| Skagway River at Skagway | no flooding | 44 km |
| TAIYA R NR SKAGWAY AK | flow 2,770 ft³/s · quality 100 % (1) · no flooding | 48 km |
| West Creek near Skagway | no flooding | 50 km |
| GOAT LK OUTLET NR SKAGWAY AK | flow 31.0 ft³/s · STALE | 53 km |
| ANTLER R BL ANTLER LK NR AUKE BAY AK | flow 413.0 ft³/s · no flooding | 57 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.08 / 0.55
Banks & federal dollars #
$57.7 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $47.8 m federal obligations in FY2026 (grants $30.7 m, direct payments $16.4 m), $55,791 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank Alaska | $57.7 m · 100.0% share · 1 office | |
| Haines, AK | $47.8 m FY2026 · $55,791/job | |
| ALASKA DEPARTMENT OF TRANSPORTATION & PUBLIC FACILITIES | $21.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank Alaska | $57,716,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Transportation | $24,345,755 |
| Social Security Administration | $13,567,481 |
| Department of Housing and Urban Development | $6,465,342 |
| Department of Veterans Affairs | $1,505,714 |
| Department of the Interior | $675,982 |
| General Services Administration | $576,120 |
| Department of Agriculture | $353,738 |
| Federal Communications Commission | $216,000 |
| Department of Defense | $184,193 |
| Institute of Museum and Library Services | $154,880 |
| Department of Education | $11,612 |
| Railroad Retirement Board | $11,583 |
That is $55,791 per covered job, against 856 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $47.8 m / 856 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $55,791
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Haines Borough, AK: 9 findings, 2 at a watch level and 7 noted
watchHaines Borough, AK's typical home value of $330,061 scores 76 on the 0-to-100 scale across US counties but 33 across Alaska counties, a gap of 43 points.
Period 2026-08.Show the arithmetic
- 43 = |76 across US counties - 33 across Alaska counties|
position among the entities that published this metric this period; not an official level
watchHaines Borough, AK's average weekly wage of $1,143 scores 69 on the 0-to-100 scale across US counties but 31 across Alaska counties, a gap of 38 points.
Period 2026 Q1.Show the arithmetic
- 38 = |69 across US counties - 31 across Alaska counties|
position among the entities that published this metric this period; not an official level
noteHaines Borough, AK's average weekly wage was 3.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHaines Borough, AK's covered employment was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHaines Borough, AK's typical home value fell 0.7% from $332,363 in July 2026 to $330,061 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.7% = (330060.8530700437 - 332363.3639702251) / 332363.3639702251 × 100
- 330060.8530700437 = Zillow ZHVI, 2026-08
- 332363.3639702251 = Zillow ZHVI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.