FIPS 02150, AK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 57.66, -153.77.
Assembled 2026-10-02. Read the brief.
- 86th pct · 401st of 3,063 US counties · median $234,566
- 54th pct · 1,396th of 3,063 US counties · median +2.9%
- US counties: not published this period
- 41st pct · 1,882nd of 3,221 US counties · median 8,232
- 69th pct · 985th of 3,221 US counties · median $1,039
- 87th pct · 392nd of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $408,265 (Aug 2026), +3.3% over one year, +9.6% over five
- 86th pct · 401st of 3,063 US counties · median $234,566
| Item | Value | Distance |
|---|---|---|
| Kodiak Island Borough | $408,265 · +3.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,235 a month on $408,265 at 7.28%, against an average weekly wage worth $4,962 a month: 45.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $408,265 × 80% = $326,612, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,235/mo principal and interest
- wage share = payment / (avg weekly wage $1,145 × 52 / 12 = $4,962) = 45% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $408,265 / ($1,145 × 52) = 6.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,890 jobs at 476 employers (2026 Q1); +3.2% jobs and -2.1% average weekly wage over the year
- 41st pct · 1,882nd of 3,221 US counties · median 8,232
| Item | Value | Distance |
|---|---|---|
| Kodiak Island Borough | 5,890 jobs · $1,145/wk · +3.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,772 | $1,000 | 3.74 | +25.8% |
| Health care and social assistance | 794 | $1,456 | 0.90 | -4.3% |
| Retail trade | 523 | $727 | 0.91 | +9.0% |
| Accommodation and food services | 369 | $565 | 0.70 | -2.4% |
| Transportation and warehousing | 229 | $1,212 | 0.92 | -7.7% |
| Administrative and waste services | 196 | $1,670 | 0.59 | -4.9% |
| Construction | 146 | $1,491 | 0.47 | +0.7% |
| Other services | 128 | $741 | 0.73 | +2.4% |
| Agriculture, forestry, fishing | 73 | $1,255 | 1.72 | -5.2% |
| Finance and insurance | 56 | $1,711 | 0.23 | -6.7% |
| Arts, entertainment and recreation | 49 | $666 | 0.51 | +0.0% |
| Information | 37 | $976 | 0.34 | -14.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$293.9 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,601, highly concentrated. $673.2 m federal obligations in FY2026 (contracts $543.2 m, direct payments $96.4 m), $114,302 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank Alaska | $125.3 m · 42.6% share · 1 office | |
| Wells Fargo Bank, National Association | $117.9 m · 40.1% share · 1 office | |
| Northrim Bank | $36.2 m · 12.3% share · 1 office | |
| Kodiak Island, AK | $673.2 m FY2026 · $114,302/job | |
| TUTOR PERINI CORPORATION | $458.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank Alaska | $125,271,000 | 42.6% | 1 |
| Wells Fargo Bank, National Association | $117,856,000 | 40.1% | 1 |
| Northrim Bank | $36,179,000 | 12.3% | 1 |
| KeyBank National Association | $14,578,000 | 5.0% | 1 |
Deposit concentration is 3,601 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.6² + 40.1² + 12.3² + … (1 more) = 3,601
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Homeland Security | $532,412,465 |
| Social Security Administration | $44,116,935 |
| Federal Communications Commission | $20,415,108 |
| Department of the Interior | $17,962,915 |
| Department of Transportation | $16,988,757 |
| Department of Veterans Affairs | $12,134,693 |
| Department of Agriculture | $9,095,194 |
| Department of Housing and Urban Development | $7,727,473 |
| Department of Health and Human Services | $6,039,436 |
| Denali Commission | $3,427,000 |
| Department of Defense | $2,336,136 |
| Department of Commerce | $369,142 |
That is $114,302 per covered job, against 5,890 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $673.2 m / 5,890 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $114,302
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 71.30 | 2026-10-01 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 02150, AK: 5 findings, 1 at a watch level and 4 noted
watchFIPS 02150, AK's average weekly wage is -2.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteFIPS 02150, AK's covered employment was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 02150, AK's average weekly wage was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 02150, AK is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
noteThe next Zillow ZHVI typical home value (monthly) covering FIPS 02150, AK is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.