Los Angeles County, CA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.31, -118.23.

Assembled 2026-10-03. Read the brief.

Typical home value
$873,008
as of August 2026
  • 99th pct · 31st of 3,063 US counties · median $234,566
  • 82nd pct · 11th of 58 California counties · median $500,264
Home value, one year
+0.5%
as of August 2026
  • 25th pct · 2,289th of 3,063 US counties · median +2.9%
  • 57th pct · 25th of 58 California counties · median +0.3%
Typical rent
$2,814
as of August 2026
  • 96th pct · 46th of 1,399 US counties · median $1,496
  • 68th pct · 16th of 49 California counties · median $2,340
Jobs
4,548,021
as of 2026 Q1-01
  • 100th pct · 1st of 3,221 US counties · median 8,232
  • 100th pct · 1st of 58 California counties · median 74,865
Average weekly wage
$1,704
as of 2026 Q1-01
  • 96th pct · 121st of 3,221 US counties · median $1,039
  • 85th pct · 9th of 58 California counties · median $1,206
Years of wages per home
9.9
  • 97th pct · 89th of 3,063 US counties · median 4.3
  • 77th pct · 14th of 58 California counties · median 7.4

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-03

Typical home $873,008 (Aug 2026), +0.5% over one year, +14.0% over five

  • 99th pct · 31st of 3,063 US counties · median $234,566
  • 82nd pct · 11th of 58 California counties · median $500,264
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Los Angeles County, CA$873,008 · +0.5% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-03

Typical rent $2,814/mo (Aug 2026), +1.2% over one year; price-to-rent 25.9

  • 96th pct · 46th of 1,399 US counties · median $1,496
  • 68th pct · 16th of 49 California counties · median $2,340
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Los Angeles County, CA$2,814/mo · +1.2% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-03

Principal and interest of $4,779 a month on $873,008 at 7.28%, against an average weekly wage worth $7,384 a month: 64.7% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $873,008 × 80% = $698,407, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $4,779/mo principal and interest
  • wage share = payment / (avg weekly wage $1,704 × 52 / 12 = $7,384) = 65% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $873,008 / ($1,704 × 52) = 9.9
  • price-to-rent = $873,008 / ($2,814 × 12) = 25.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-03

4.55 m jobs at 609,719 employers (2026 Q1); +1.0% jobs and +1.5% average weekly wage over the year

  • 100th pct · 1st of 3,221 US counties · median 8,232
  • 100th pct · 1st of 58 California counties · median 74,865
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Los Angeles County, CA4.55 m jobs · $1,704/wk · +1.0% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Health care and social assistance883,668$1,0841.29+4.6%
Accommodation and food services428,459$7381.05-0.3%
Retail trade381,324$1,0080.86-2.1%
Professional and technical services320,504$2,5911.02+2.4%
Manufacturing295,908$2,0690.81-2.8%
Administrative and waste services268,029$1,1061.04-0.6%
Transportation and warehousing194,831$1,7581.02-1.1%
Information184,276$3,6462.20+10.2%
Wholesale trade180,069$1,7731.03-3.0%
Other services148,981$1,0751.10-0.6%
Construction144,402$1,7310.61+0.0%
Educational services125,628$1,3731.28-1.2%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-03

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-03

5 USGS reservoir gauges, no capacity figures to weight

Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
LK PIRU NR PIRU CA55,280 Acre-ft (USGS, no capacity on file)51 km
ELY PERC BASIN 3 A ONTARIO CA834.4 ft (USGS, no capacity on file)65 km
SANTA YNEZ R A JAMESON LK NR MONTECITO CA1,595 Acre-ft (USGS, no capacity on file)119 km
SANTA YNEZ R AB GIBRALTAR DAM NR SANTA BARBARA CA1,194 Acre-ft (USGS, no capacity on file)136 km
VAIL LK NR TEMECULA CA10,320 Acre-ft (USGS, no capacity on file)147 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-03

91 gauges · 0 flooding · 2 with quality panels averaging 88 % · 9 stale

Sites found: 91, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
Big Tijunga Damno readings5 km
ARROYO SECO NR PASADENA CAflow 0.00 ft³/s11 km
Devils Gate Damno readings15 km
Santa Clara River at MRCA Bridgeno flooding15 km
Pacoima Damno readings16 km
BIG TUJUNGA C BL HANSEN DAM CAflow 0.00 ft³/s16 km
Verdugo Wash at Estrella Ave.no flooding18 km
Eaton Damno readings20 km
Los Angeles River at Tujunga Avenueno flooding23 km
Mint Canyonno flooding24 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-03

16 wells in 0 named aquifers:

Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-343515118101401depth 113.2 ft · 2018-04-2531 km
USGS-343522118095701depth 283.7 ft · 2017-11-2132 km
USGS-343523118095501depth 357.0 ft · 2017-11-2132 km
USGS-343526118095501depth 369.4 ft · 2018-04-2532 km
USGS-340142118280501depth 140.2 ft · 2022-01-2338 km
USGS-340142118280601depth 126.8 ft · 2022-01-2338 km
USGS-340142118280603depth 157.8 ft · 2022-01-2338 km
USGS-340142118280604depth 144.2 ft · 2022-01-2338 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-03

low (0.05)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.13 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-03

$509.9 bn in deposits at 1,391 offices of 91 banks (SOD June 2026); HHI 961, unconcentrated. $72.7 bn federal obligations in FY2026 (direct payments $53.4 bn, contracts $14.9 bn), $15,986 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
JPMorgan Chase Bank, National Association$96.8 bn · 19.0% share · 240 offices
Bank of America, National Association$78.7 bn · 15.4% share · 198 offices
Wells Fargo Bank, National Association$59.6 bn · 11.7% share · 178 offices
Los Angeles, CA$72.7 bn FY2026 · $15,986/job
MULTIPLE RECIPIENTS$48.6 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
JPMorgan Chase Bank, National Association$96,778,554,00019.0%240
Bank of America, National Association$78,683,823,00015.4%198
Wells Fargo Bank, National Association$59,627,964,00011.7%178
City National Bank$50,962,464,00010.0%30
East West Bank$37,587,337,0007.4%37
Citibank, National Association$24,676,000,0004.8%98
U.S. Bank National Association$18,291,810,0003.6%131
Banc of California$15,238,253,0003.0%28
HSBC Bank USA, National Association$13,359,277,0002.6%2
Cathay Bank$9,695,728,0001.9%15

Deposit concentration is 961 across 87 banks, which the 1995 Department of Justice bank merger screen calls unconcentrated.

HHI = Σ (share %)² over 87 banks with deposits in the county = 19.0² + 15.4² + 11.7² + … (84 more) = 961

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-03

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$33,992,625,523
Department of Health and Human Services$14,148,932,225
Department of Defense$9,556,801,784
Department of Veterans Affairs$3,528,410,641
National Aeronautics and Space Administration$3,149,558,783
Department of Housing and Urban Development$3,008,322,771
Department of Education$1,720,351,455
Department of Transportation$1,622,262,481
General Services Administration$613,352,018
Department of Homeland Security$297,025,000
Federal Communications Commission$206,973,396
National Science Foundation$203,469,597

That is $15,986 per covered job, against 4,548,021 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $72.7 bn / 4.55 m covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,986

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-03

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft15.282026-10-01-7.4%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %71.902026-10-02+0.6%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-03

Los Angeles County, CA: 13 findings, 4 at a watch level and 9 noted

  1. watchLos Angeles County, CA's years of wages of 9.9 ranks 89th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: yearsOfWages percentile = 97.12606139777922 >= 90
    • typical home value / (average weekly wage × 52); one average covered job, not a household

    position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level

  2. watchLos Angeles County, CA's price-to-rent ratio of 25.9 ranks 70th of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: priceToRent percentile = 95.06437768240343 >= 90
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the counties that published both ZHVI and ZORI this month; not an official level

  3. watchLos Angeles County, CA's price-to-rent ratio is 25.9, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: priceToRent = 25.856676676198514 >= 25
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level

  4. watchLos Angeles County, CA's typical home value of +0.5% scores 25 on the 0-to-100 scale across US counties but 58 across California counties, a gap of 33 points.

    Period 2026-08.
    Show the arithmetic
    • 33 = |25 across US counties - 58 across California counties|

    position among the entities that published this metric this period; not an official level

  5. noteLos Angeles County, CA's average weekly wage was 1.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-03
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-03
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-03
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · price-to-rent = $873,008 / ($2,814 × 12) = 25.9
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-03
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 06037, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · payment = P·r / (1 − (1+r)^−n), P = $873,008 × 80% = $698,407, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $4,779/mo principal and interest; wage share = payment / (avg weekly wage $1,704 × 52 / 12 = $7,384) = 65% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $873,008 / ($1,704 × 52) = 9.9; price-to-rent = $873,008 / ($2,814 × 12) = 25.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 06037, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-03
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-03
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-03
  • publishedBorder Crossing Entry DataU.S. Bureau of Transportation Statisticsopen the source
    keg4-3bc2 border crossing entry data · period 2026-08 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +0.5% / ±10% × 0.3, rent 1-yr change +1.2% / ±10% × 0.15, jobs over-the-year change +1.0% / ±3% × 0.3, avg weekly wage over-the-year change +1.5% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-03
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-03T01:30:00.000Z · retrieved 2026-10-03
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-03T01:45:00.000Z · retrieved 2026-10-03
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-03T01:34:00Z · retrieved 2026-10-03
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-03 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 88 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 62611,72019 · period 2022-01-23T00:00:00.000Z · retrieved 2026-10-03
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-03 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.13 / 0.55 = 0.05; terms drought (no drought class here), quality (1 − 88 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-03T01:45:00+00:00 · retrieved 2026-10-03
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-01 · retrieved 2026-10-03
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:06037:2026 · period 2026-06-30 · retrieved 2026-10-03
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:06037:2026 · period 2026-06-30 · retrieved 2026-10-03 · HHI = Σ (share %)² over 87 banks with deposits in the county = 19.0² + 15.4² + 11.7² + … (84 more) = 961
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-03
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-03 · per job = FY2026 obligations $72.7 bn / 4.55 m covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,986
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:06037:FY2026 · period FY2026 · retrieved 2026-10-03
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-03 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-03 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-03 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: price-to-rent = $873,008 / ($2,814 × 12) = 25.9.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-03.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 06037, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/06037.csv. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $873,008 × 80% = $698,407, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $4,779/mo principal and interest; wage share = payment / (avg weekly wage $1,704 × 52 / 12 = $7,384) = 65% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $873,008 / ($1,704 × 52) = 9.9; price-to-rent = $873,008 / ($2,814 × 12) = 25.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 06037, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/06037.csv. accessed 2026-10-03.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-03.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-03.
  • U.S. Bureau of Transportation Statistics. Border Crossing Entry Data. series keg4-3bc2 border crossing entry data. period 2026-08. https://data.bts.gov/resource/keg4-3bc2.json. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +0.5% / ±10% × 0.3, rent 1-yr change +1.2% / ±10% × 0.15, jobs over-the-year change +1.0% / ±3% × 0.3, avg weekly wage over-the-year change +1.5% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-03T01:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-03T01:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-03.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-03T01:34:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-03. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 88 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 62611,72019. period 2022-01-23T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-03.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-03. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.13 / 0.55 = 0.05; terms drought (no drought class here), quality (1 − 88 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-03T01:45:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-03.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-01. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-03.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:06037:2026. period 2026-06-30. https://banks.data.fdic.gov/api/sod?filters=STCNTYBR%3A06037+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE&format=json&limit=10000. accessed 2026-10-03.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:06037:2026. period 2026-06-30. https://banks.data.fdic.gov/docs/. accessed 2026-10-03. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 87 banks with deposits in the county = 19.0² + 15.4² + 11.7² + … (84 more) = 961.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-03.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-03. estimate computed by Embedding Atlas: per job = FY2026 obligations $72.7 bn / 4.55 m covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,986.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:06037:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-03.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-03. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-03. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 3 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-03T01:54:05.156Z. Place identity tables have never been pulled: names, centroids and memberships come from the offline seed, which is complete for states and metropolitan areas and partial for counties.