Greene County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.05, -87.00.
Assembled 2026-10-06. Read the brief.
- 37th pct · 1,928th of 3,063 US counties · median $234,566
- 26th pct · 68th of 92 Indiana counties · median $234,055
- 81st pct · 555th of 3,063 US counties · median +2.9%
- 78th pct · 21st of 92 Indiana counties · median +4.2%
- US counties: not published this period
- Indiana counties: not published this period
- 43rd pct · 1,816th of 3,221 US counties · median 8,232
- 28th pct · 66th of 92 Indiana counties · median 12,958
- 26th pct · 2,370th of 3,221 US counties · median $1,039
- 12th pct · 81st of 92 Indiana counties · median $1,045
- 46th pct · 1,637th of 3,063 US counties · median 4.3
- 47th pct · 49th of 92 Indiana counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $200,277 (Aug 2026), +6.3% over one year, +37.2% over five
- 37th pct · 1,928th of 3,063 US counties · median $234,566
- 26th pct · 68th of 92 Indiana counties · median $234,055
| Item | Value | Distance |
|---|---|---|
| Greene County, IN | $200,277 · +6.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Indiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,096 a month on $200,277 at 7.28%, against an average weekly wage worth $4,056 a month: 27.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $200,277 × 80% = $160,222, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,096/mo principal and interest
- wage share = payment / (avg weekly wage $936 × 52 / 12 = $4,056) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $200,277 / ($936 × 52) = 4.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,341 jobs at 622 employers (2026 Q1); -1.2% jobs and +4.0% average weekly wage over the year
- 43rd pct · 1,816th of 3,221 US counties · median 8,232
- 28th pct · 66th of 92 Indiana counties · median 12,958
| Item | Value | Distance |
|---|---|---|
| Greene County, IN | 6,341 jobs · $936/wk · -1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 972 | $624 | 1.57 | -2.1% |
| Health care and social assistance | 579 | $788 | 0.61 | -5.7% |
| Manufacturing | 520 | $1,582 | 1.02 | -1.0% |
| Professional and technical services | 262 | $1,234 | 0.60 | -4.4% |
| Construction | 259 | $954 | 0.78 | -3.7% |
| Transportation and warehousing | 236 | $1,595 | 0.88 | +5.8% |
| Other services | 228 | $738 | 1.20 | +8.1% |
| Finance and insurance | 118 | $1,135 | 0.46 | -1.7% |
| Utilities | 103 | $1,831 | 4.11 | +0.0% |
| Wholesale trade | 64 | $1,652 | 0.26 | -3.0% |
| Educational services | 41 | $649 | 0.30 | -8.9% |
| Real estate and rental | 27 | $711 | 0.28 | -10.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| GEIST RESERVOIR AT INDIANAPOLIS, IN | 21,970 Acre-ft (USGS, no capacity on file) | 130 km |
| MORSE RESERVOIR AT NOBLESVILLE, IN | 23,410 Acre-ft (USGS, no capacity on file) | 141 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
51 gauges · 0 flooding · 8 with quality panels averaging 99 % · 9 stale
Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| White River (IN) at Elliston | observation not current | 4 km |
| White River (IN) near Worthington | out of service | 8 km |
| BEE HUNTER DITCH AT LINTON, IN | flow 0.29 ft³/s · no flooding | 13 km |
| WHITE RIVER AT NEWBERRY, IN | flow 1,420 ft³/s · no flooding | 13 km |
| MUD CR NR CASS IN | flow 0.80 ft³/s · STALE | 23 km |
| SMOTHERS CREEK NR PLAINVILLE, IN | stage 5.76 ft · no flooding | 28 km |
| BUSSERON CREEK NEAR HYMERA, IN | flow 33.0 ft³/s · STALE | 32 km |
| WHITE RIVER AT SPENCER, IN | flow 1,120 ft³/s · no flooding | 33 km |
| White River (IN) at Edwardsport | no flooding | 34 km |
| WHITE RIVER NEAR EDWARDSPORT, IN | flow 1,640 ft³/s · no flooding | 35 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-384951087202501 | depth 14.3 ft · 2026-10-05 | 38 km |
| USGS-384745086354301 | depth 9.64 ft · 2018-03-12 | 45 km |
| USGS-384047087142702 | depth 9.81 ft · 2025-06-03 | 46 km |
| USGS-383946086475701 | depth 23.0 ft · 2025-06-03 | 46 km |
| USGS-383659086545901 | depth 26.3 ft · 2026-10-05 | 48 km |
| USGS-383655086504601 | depth 13.4 ft · 2018-04-16 | 50 km |
| USGS-390758087363301 | depth 5.95 ft · 2025-04-03 | 53 km |
| USGS-392232086333101 | depth 8.89 ft · 2025-04-02 | 53 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$465.4 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 1,901, highly concentrated. $211.0 m federal obligations in FY2026 (direct payments $204.6 m, grants $5.6 m), $33,273 per covered job
| Item | Value | Distance |
|---|---|---|
| Northwest Bank | $132.8 m · 28.5% share · 2 offices | |
| Farmers and Mechanics Federal Savings Bank | $88.2 m · 19.0% share · 2 offices | |
| First Financial Bank, National Association | $83.8 m · 18.0% share · 1 office | |
| Greene, IN | $211.0 m FY2026 · $33,273/job | |
| MULTIPLE RECIPIENTS | $199.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Northwest Bank | $132,828,000 | 28.5% | 2 |
| Farmers and Mechanics Federal Savings Bank | $88,230,000 | 19.0% | 2 |
| First Financial Bank, National Association | $83,761,000 | 18.0% | 1 |
| Regions Bank | $62,496,000 | 13.4% | 1 |
| First Financial Bank | $51,678,000 | 11.1% | 1 |
| Owen County State Bank | $46,443,000 | 10.0% | 1 |
Deposit concentration is 1,901 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 28.5² + 19.0² + 18.0² + … (3 more) = 1,901
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $172,621,503 |
| Department of Veterans Affairs | $24,679,973 |
| Department of Transportation | $5,009,583 |
| Department of Agriculture | $3,566,479 |
| Railroad Retirement Board | $2,384,246 |
| Department of Housing and Urban Development | $1,895,558 |
| Department of Defense | $688,981 |
| Federal Communications Commission | $336,969 |
| Department of Education | $21,302 |
| Department of Health and Human Services | $0 |
| Department of the Interior | -$12,358 |
| Small Business Administration | -$45,940 |
That is $33,273 per covered job, against 6,341 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $211.0 m / 6,341 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $33,273
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, IN: 4 findings, 1 at a watch level and 3 noted
watchGreene County, IN's covered employment is -1.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGreene County, IN's average weekly wage was 4.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, IN's covered employment was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Greene County, IN is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.