Parke County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.77, -87.20.
Assembled 2026-10-06. Read the brief.
- 47th pct · 1,598th of 3,063 US counties · median $234,566
- 42nd pct · 53rd of 92 Indiana counties · median $234,055
- 90th pct · 289th of 3,063 US counties · median +2.9%
- 93rd pct · 7th of 92 Indiana counties · median +4.2%
- US counties: not published this period
- Indiana counties: not published this period
- 27th pct · 2,350th of 3,221 US counties · median 8,232
- 10th pct · 82nd of 92 Indiana counties · median 12,958
- 13th pct · 2,770th of 3,221 US counties · median $1,039
- 3rd pct · 88th of 92 Indiana counties · median $1,045
- 65th pct · 1,060th of 3,063 US counties · median 4.3
- 80th pct · 19th of 92 Indiana counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $228,587 (Aug 2026), +7.9% over one year, +43.6% over five
- 47th pct · 1,598th of 3,063 US counties · median $234,566
- 42nd pct · 53rd of 92 Indiana counties · median $234,055
| Item | Value | Distance |
|---|---|---|
| Parke County, IN | $228,587 · +7.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Indiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,251 a month on $228,587 at 7.28%, against an average weekly wage worth $3,757 a month: 33.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $228,587 × 80% = $182,870, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,251/mo principal and interest
- wage share = payment / (avg weekly wage $867 × 52 / 12 = $3,757) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $228,587 / ($867 × 52) = 5.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,320 jobs at 327 employers (2026 Q1); -4.5% jobs and +5.6% average weekly wage over the year
- 27th pct · 2,350th of 3,221 US counties · median 8,232
- 10th pct · 82nd of 92 Indiana counties · median 12,958
| Item | Value | Distance |
|---|---|---|
| Parke County, IN | 3,320 jobs · $867/wk · -4.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 400 | $1,004 | 1.50 | -7.8% |
| Retail trade | 358 | $665 | 1.11 | -1.4% |
| Accommodation and food services | 296 | $268 | 0.99 | +13.8% |
| Health care and social assistance | 235 | $1,172 | 0.47 | -15.2% |
| Wholesale trade | 144 | $891 | 1.13 | -3.4% |
| Real estate and rental | 129 | $1,725 | 2.53 | +29.0% |
| Administrative and waste services | 88 | $690 | 0.47 | +0.0% |
| Finance and insurance | 57 | $1,065 | 0.42 | -5.0% |
| Arts, entertainment and recreation | 12 | $247 | 0.22 | -14.3% |
| Educational services | 9 | $785 | 0.13 | -10.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-03350400 | 23,410 Acre-ft (USGS, no capacity on file) | 104 km |
| USGS-03351700 | 21,980 Acre-ft (USGS, no capacity on file) | 105 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
50 gauges · 0 flooding · 12 with quality panels averaging 97 % · 14 stale
Sites found: 50, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-03340870 | turb. 6.80 FNU · quality 100 % (5) · no flooding · STALE | 12 km |
| USGS-03340900 | flow 23.5 ft³/s · quality 90 % (5) | 13 km |
| USGS-03341315 | flow 1,340 ft³/s · STALE | 13 km |
| USGS-03340500 | flow 8,670 ft³/s · no flooding | 15 km |
| USGS-03341300 | flow 108.0 ft³/s · no flooding | 16 km |
| USGS-03340800 | flow 7.40 ft³/s · no flooding | 21 km |
| Wabash River at Clinton | out of service | 21 km |
| USGS-03357500 | flow 337.0 ft³/s · no flooding | 33 km |
| USGS-03339108 | flow 4.70 ft³/s · STALE | 37 km |
| USGS-03357330 | flow 8.81 ft³/s · no flooding | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
19 wells in 0 named aquifers:
Sites found: 19, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-394510087105001 | depth 12.1 ft · 2025-03-09 | 3 km |
| USGS-393619087043001 | depth 15.0 ft · 2026-10-05 | 21 km |
| USGS-392820087242601 | depth 42.3 ft · 2026-10-05 | 38 km |
| USGS-400245086482801 | depth 42.4 ft · 2026-10-05 | 45 km |
| USGS-400247086482101 | depth 43.6 ft · 2024-03-27 | 45 km |
| USGS-394025086400801 | depth 11.9 ft · 2013-02-02 | 47 km |
| USGS-394605086311001 | depth 51.6 ft · 2022-11-17 | 58 km |
| USGS-394608086311001 | depth 60.1 ft · 2026-08-24 | 58 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55
Banks & federal dollars #
$272.6 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 4,233, highly concentrated. $102.1 m federal obligations in FY2026 (direct payments $101.6 m, grants $420,860), $30,739 per covered job
| Item | Value | Distance |
|---|---|---|
| First Financial Bank, National Association | $160.1 m · 58.7% share · 2 offices | |
| Fifth Third Bank, National Association | $67.0 m · 24.6% share · 1 office | |
| The Fountain Trust Company | $35.3 m · 13.0% share · 1 office | |
| Parke, IN | $102.1 m FY2026 · $30,739/job | |
| MULTIPLE RECIPIENTS | $98.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Financial Bank, National Association | $160,149,000 | 58.7% | 2 |
| Fifth Third Bank, National Association | $67,033,000 | 24.6% | 1 |
| The Fountain Trust Company | $35,307,000 | 13.0% | 1 |
| CentreBank | $7,997,000 | 2.9% | 1 |
| The Riddell National Bank | $2,124,000 | 0.8% | 1 |
Deposit concentration is 4,233 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 58.7² + 24.6² + 13.0² + … (2 more) = 4,233
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $88,753,647 |
| Department of Veterans Affairs | $8,960,968 |
| Department of Agriculture | $1,930,010 |
| Department of Housing and Urban Development | $831,796 |
| Railroad Retirement Board | $609,327 |
| Federal Communications Commission | $503,537 |
| Department of Transportation | $443,334 |
| Department of Health and Human Services | $50,000 |
| Department of Defense | $31,390 |
| Department of the Treasury | -$5,000 |
| Department of the Interior | -$57,124 |
That is $30,739 per covered job, against 3,320 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $102.1 m / 3,320 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,739
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Parke County, IN: 11 findings, 1 at an alert level, 1 at a watch level and 9 noted
alertParke County, IN's covered employment is -4.5% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.5 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchParke County, IN's covered employment is -4.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteParke County, IN's average weekly wage was 5.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteParke County, IN's covered employment was 4.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -4.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteParke County, IN's typical home value rose 0.8% from $226,760 in July 2026 to $228,587 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.8% = (228587.02320620845 - 226759.64452810085) / 226759.64452810085 × 100
- 228587.02320620845 = Zillow ZHVI, 2026-08
- 226759.64452810085 = Zillow ZHVI, 2026-07
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.