Perry County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.08, -86.63.
Assembled 2026-10-06. Read the brief.
- 33rd pct · 2,042nd of 3,063 US counties · median $234,566
- 19th pct · 74th of 92 Indiana counties · median $234,055
- 44th pct · 1,712th of 3,063 US counties · median +2.9%
- 21st pct · 72nd of 92 Indiana counties · median +4.2%
- US counties: not published this period
- Indiana counties: not published this period
- 42nd pct · 1,837th of 3,221 US counties · median 8,232
- 27th pct · 67th of 92 Indiana counties · median 12,958
- 36th pct · 2,051st of 3,221 US counties · median $1,039
- 23rd pct · 70th of 92 Indiana counties · median $1,045
- 38th pct · 1,880th of 3,063 US counties · median 4.3
- 31st pct · 63rd of 92 Indiana counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $191,364 (Aug 2026), +2.4% over one year, +27.5% over five
- 33rd pct · 2,042nd of 3,063 US counties · median $234,566
- 19th pct · 74th of 92 Indiana counties · median $234,055
| Item | Value | Distance |
|---|---|---|
| Perry County, IN | $191,364 · +2.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Indiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,047 a month on $191,364 at 7.28%, against an average weekly wage worth $4,234 a month: 24.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $191,364 × 80% = $153,091, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,047/mo principal and interest
- wage share = payment / (avg weekly wage $977 × 52 / 12 = $4,234) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $191,364 / ($977 × 52) = 3.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,205 jobs at 394 employers (2026 Q1); -2.5% jobs and -0.1% average weekly wage over the year
- 42nd pct · 1,837th of 3,221 US counties · median 8,232
- 27th pct · 67th of 92 Indiana counties · median 12,958
| Item | Value | Distance |
|---|---|---|
| Perry County, IN | 6,205 jobs · $977/wk · -2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,968 | $1,255 | 3.94 | -2.8% |
| Retail trade | 724 | $557 | 1.20 | -10.4% |
| Accommodation and food services | 511 | $328 | 0.92 | +1.0% |
| Administrative and waste services | 151 | $675 | 0.43 | +0.0% |
| Finance and insurance | 105 | $1,615 | 0.42 | +7.1% |
| Transportation and warehousing | 87 | $1,021 | 0.33 | -21.6% |
| Wholesale trade | 57 | $1,660 | 0.24 | +11.8% |
| Utilities | 47 | $1,643 | 1.92 | -6.0% |
| Real estate and rental | 31 | $727 | 0.33 | +0.0% |
| Arts, entertainment and recreation | 21 | $235 | 0.21 | -32.3% |
| Mining, oil and gas | 19 | $1,504 | 0.86 | +0.0% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$401.6 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 3,597, highly concentrated. $138.3 m federal obligations in FY2026 (direct payments $117.9 m, grants $19.2 m), $22,295 per covered job
| Item | Value | Distance |
|---|---|---|
| German American Bank | $186.0 m · 46.3% share · 2 offices | |
| Fifth Third Bank, National Association | $117.3 m · 29.2% share · 1 office | |
| Old National Bank | $98.3 m · 24.5% share · 1 office | |
| Perry, IN | $138.3 m FY2026 · $22,295/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| German American Bank | $185,971,000 | 46.3% | 2 |
| Fifth Third Bank, National Association | $117,276,000 | 29.2% | 1 |
| Old National Bank | $98,332,000 | 24.5% | 1 |
Deposit concentration is 3,597 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 46.3² + 29.2² + 24.5² = 3,597
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $22,295 per covered job, against 6,205 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $138.3 m / 6,205 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,295
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Perry County, IN: 7 findings, 2 at a watch level and 5 noted
watchPerry County, IN's covered employment is -2.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchPerry County, IN's average weekly wage is -0.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
notePerry County, IN's covered employment was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, IN's average weekly wage was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, IN's momentum index of -0.21 ranks 86th of 92 Indiana counties, against a median of 0.27.
Period 2026-08.Show the arithmetic
- 7 on the 0-to-100 scale across 92 Indiana counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.