Greene County, IA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.04, -94.39.
Assembled 2026-10-06. Read the brief.
- 26th pct · 2,238th of 3,063 US counties · median $234,566
- 34th pct · 65th of 99 Iowa counties · median $194,976
- 61st pct · 1,186th of 3,063 US counties · median +2.9%
- 40th pct · 59th of 99 Iowa counties · median +4.6%
- US counties: not published this period
- Iowa counties: not published this period
- 24th pct · 2,419th of 3,221 US counties · median 8,232
- 17th pct · 82nd of 99 Iowa counties · median 5,685
- 41st pct · 1,892nd of 3,221 US counties · median $1,039
- 23rd pct · 75th of 99 Iowa counties · median $1,057
- 29th pct · 2,153rd of 3,063 US counties · median 4.3
- 45th pct · 54th of 99 Iowa counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $177,292 (Aug 2026), +4.0% over one year, +44.1% over five
- 26th pct · 2,238th of 3,063 US counties · median $234,566
- 34th pct · 65th of 99 Iowa counties · median $194,976
| Item | Value | Distance |
|---|---|---|
| Greene County, IA | $177,292 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Iowa counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $970 a month on $177,292 at 7.28%, against an average weekly wage worth $4,333 a month: 22.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $177,292 × 80% = $141,833, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $970/mo principal and interest
- wage share = payment / (avg weekly wage $1,000 × 52 / 12 = $4,333) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $177,292 / ($1,000 × 52) = 3.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,059 jobs at 294 employers (2026 Q1); -2.0% jobs and -2.9% average weekly wage over the year
- 24th pct · 2,419th of 3,221 US counties · median 8,232
- 17th pct · 82nd of 99 Iowa counties · median 5,685
| Item | Value | Distance |
|---|---|---|
| Greene County, IA | 3,059 jobs · $1,000/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 707 | $1,267 | 2.87 | -7.7% |
| Retail trade | 335 | $537 | 1.12 | -1.8% |
| Wholesale trade | 160 | $1,273 | 1.37 | +3.2% |
| Finance and insurance | 122 | $1,706 | 0.98 | +0.0% |
| Agriculture, forestry, fishing | 86 | $962 | 3.89 | +7.5% |
| Professional and technical services | 85 | $962 | 0.40 | +10.4% |
| Construction | 52 | $1,027 | 0.32 | -22.4% |
| Other services | 51 | $726 | 0.56 | -5.6% |
| Information | 24 | $1,891 | 0.43 | -4.0% |
| Real estate and rental | 8 | $1,238 | 0.17 | +33.3% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 2 with quality panels averaging 100 % · 10 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| North Raccoon River near Jefferson, IA | flow 2,620 ft³/s · quality 100 % (1) | 6 km |
| East Fork Hardin Creek near Churdan, IA | flow 15.0 ft³/s · STALE | 7 km |
| Middle Raccoon River near Bayard, IA | flow 1,110 ft³/s | 31 km |
| North Raccoon River near Lanesboro, IA | stage 10.8 ft | 31 km |
| Bluff Creek at Pilot Mound, IA | stage 82.3 ft | 33 km |
| Middle Raccoon River at Panora, IA | flow 1,050 ft³/s | 40 km |
| Des Moines River near Stratford, IA | flow 4,980 ft³/s | 40 km |
| Middle Raccoon River Tributary at Carroll, IA | stage 15.3 ft | 40 km |
| Brushy Fork Creek near Templeton, IA | stage 67.5 ft | 42 km |
| Prairie Creek at Otho, IA (S3) | flow 15.5 ft³/s · STALE | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-422610093474203 | depth 63.3 ft · 2004-06-15 | 66 km |
| USGS-422610093474202 | depth 52.0 ft · 2004-06-15 | 66 km |
| USGS-414035093391801 | depth 18.0 ft · 2022-05-01 | 73 km |
| USGS-414034093391803 | depth 19.1 ft · 2022-05-01 | 73 km |
| USGS-414034093391801 | depth 19.1 ft · 2022-05-01 | 73 km |
| USGS-414003093391501 | depth 14.8 ft · 2023-10-31 | 74 km |
| USGS-413909093391501 | depth 11.3 ft · 2023-10-31 | 75 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$644.3 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 4,295, highly concentrated. $69.3 m federal obligations in FY2026 (direct payments $66.7 m, grants $2.2 m), $22,649 per covered job
| Item | Value | Distance |
|---|---|---|
| Home State Bank | $391.2 m · 60.7% share · 1 office | |
| Peoples Bank | $149.3 m · 23.2% share · 3 offices | |
| Community State Bank | $33.6 m · 5.2% share · 1 office | |
| Greene, IA | $69.3 m FY2026 · $22,649/job | |
| MULTIPLE RECIPIENTS | $60.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Home State Bank | $391,215,000 | 60.7% | 1 |
| Peoples Bank | $149,253,000 | 23.2% | 3 |
| Community State Bank | $33,563,000 | 5.2% | 1 |
| United Bank of Iowa | $33,414,000 | 5.2% | 1 |
| Heartland Bank | $23,721,000 | 3.7% | 1 |
| Rolling Hills Bank & Trust | $13,126,000 | 2.0% | 1 |
Deposit concentration is 4,295 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 60.7² + 23.2² + 5.2² + … (3 more) = 4,295
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $54,575,808 |
| Department of Agriculture | $6,775,882 |
| Department of Veterans Affairs | $5,248,521 |
| Department of Transportation | $1,875,864 |
| Railroad Retirement Board | $441,670 |
| Department of Housing and Urban Development | $256,514 |
| Federal Communications Commission | $87,113 |
| Department of Education | $22,757 |
| Environmental Protection Agency | $0 |
That is $22,649 per covered job, against 3,059 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $69.3 m / 3,059 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,649
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, IA: 7 findings, 2 at a watch level and 5 noted
watchGreene County, IA's average weekly wage is -2.9% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.9 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchGreene County, IA's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGreene County, IA's average weekly wage was 2.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, IA's covered employment was 2.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, IA's momentum index of -0.24 ranks 94th of 99 Iowa counties, against a median of 0.24.
Period 2026-08.Show the arithmetic
- 5 on the 0-to-100 scale across 99 Iowa counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.