Henry County, IA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.98, -91.55.
Assembled 2026-10-06. Read the brief.
- 35th pct · 1,989th of 3,063 US counties · median $234,566
- 48th pct · 51st of 99 Iowa counties · median $194,976
- 80th pct · 592nd of 3,063 US counties · median +2.9%
- 71st pct · 29th of 99 Iowa counties · median +4.6%
- US counties: not published this period
- Iowa counties: not published this period
- 49th pct · 1,629th of 3,221 US counties · median 8,232
- 66th pct · 34th of 99 Iowa counties · median 5,685
- 54th pct · 1,474th of 3,221 US counties · median $1,039
- 52nd pct · 47th of 99 Iowa counties · median $1,057
- 32nd pct · 2,058th of 3,063 US counties · median 4.3
- 52nd pct · 48th of 99 Iowa counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $194,839 (Aug 2026), +6.1% over one year, +20.5% over five
- 35th pct · 1,989th of 3,063 US counties · median $234,566
- 48th pct · 51st of 99 Iowa counties · median $194,976
| Item | Value | Distance |
|---|---|---|
| Henry County, IA | $194,839 · +6.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Iowa counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,066 a month on $194,839 at 7.28%, against an average weekly wage worth $4,585 a month: 23.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $194,839 × 80% = $155,871, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,066/mo principal and interest
- wage share = payment / (avg weekly wage $1,058 × 52 / 12 = $4,585) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $194,839 / ($1,058 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,035 jobs at 615 employers (2026 Q1); 0.0% jobs and -0.3% average weekly wage over the year
- 49th pct · 1,629th of 3,221 US counties · median 8,232
- 66th pct · 34th of 99 Iowa counties · median 5,685
| Item | Value | Distance |
|---|---|---|
| Henry County, IA | 8,035 jobs · $1,058/wk · 0.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,740 | $1,192 | 2.69 | +0.2% |
| Transportation and warehousing | 1,026 | $1,222 | 3.03 | +0.6% |
| Retail trade | 877 | $645 | 1.12 | -0.2% |
| Health care and social assistance | 825 | $826 | 0.68 | -0.4% |
| Accommodation and food services | 413 | $317 | 0.57 | +0.5% |
| Construction | 264 | $987 | 0.63 | +10.9% |
| Administrative and waste services | 239 | $1,274 | 0.52 | +27.1% |
| Other services | 148 | $818 | 0.62 | +6.5% |
| Finance and insurance | 134 | $1,563 | 0.41 | -6.3% |
| Professional and technical services | 119 | $2,348 | 0.21 | -28.3% |
| Management of companies | 90 | $3,144 | 0.67 | +40.6% |
| Real estate and rental | 54 | $1,607 | 0.44 | -5.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
37 gauges · 3 flooding · 5 with quality panels averaging 98 % · 1 stale
Sites found: 37, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Cedar River near Conesville, IA | flow 26,200 ft³/s · MINOR flooding | 52 km |
| Iowa River at Wapello, IA | flow 41,100 ft³/s · quality 100 % (1) · MINOR flooding | 37 km |
| Iowa River at Oakville, IA | flow 42,100 ft³/s · MINOR flooding | 43 km |
| Big Creek North of Mount Pleasant, IA | flow 97.5 ft³/s | 2 km |
| Cedar Creek near Oakland Mills, IA | flow 1,550 ft³/s | 13 km |
| Skunk River at Merrimac, IA | flow 655.0 ft³/s · out of service · STALE | 18 km |
| Skunk River at Augusta, IA | flow 19,700 ft³/s · ACTION stage | 34 km |
| Iowa River at Columbus Junction, IA | flow 35,900 ft³/s · ACTION stage | 37 km |
| Lake Odessa at Schafer Landing - Port Louisa National Wildlife Refuge | no readings | 43 km |
| Mississippi River at Burlington | no flooding | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 2 named aquifers: Mississippian aquifers, Sand and gravel aquifers (glaciated regions)
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-405451091483301 | depth 13.1 ft · 2026-10-05 | 23 km |
| Mississippian aquifers | depth 22.8 ft · 2013-06-09 | 46 km |
| Mississippian aquifers | depth 100.5 ft · 2026-10-04 | 46 km |
| USGS-411843092105101 | depth 13.2 ft · 2018-09-30 | 64 km |
| Sand and gravel aquifers (glaciated regions) | depth 42.7 ft · 2010-12-20 | 65 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.02 / 0.55
Banks & federal dollars #
$513.1 m in deposits at 9 offices of 6 banks (SOD June 2026); HHI 3,819, highly concentrated. $130.0 m federal obligations in FY2026 (direct payments $120.9 m, grants $9.1 m), $16,181 per covered job
| Item | Value | Distance |
|---|---|---|
| Pilot Grove Savings Bank | $298.8 m · 58.2% share · 4 offices | |
| First Mid Bank & Trust, National Association | $66.7 m · 13.0% share · 1 office | |
| U.S. Bank National Association | $60.1 m · 11.7% share · 1 office | |
| Henry, IA | $130.0 m FY2026 · $16,181/job | |
| MULTIPLE RECIPIENTS | $116.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pilot Grove Savings Bank | $298,817,000 | 58.2% | 4 |
| First Mid Bank & Trust, National Association | $66,704,000 | 13.0% | 1 |
| U.S. Bank National Association | $60,102,000 | 11.7% | 1 |
| Danville State Savings Bank | $49,422,000 | 9.6% | 1 |
| White State Bank | $20,858,000 | 4.1% | 1 |
| First Interstate Bank | $17,165,000 | 3.3% | 1 |
Deposit concentration is 3,819 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 58.2² + 13.0² + 11.7² + … (3 more) = 3,819
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $103,951,571 |
| Department of Veterans Affairs | $9,657,560 |
| Department of Transportation | $8,849,440 |
| Department of Agriculture | $4,542,188 |
| Railroad Retirement Board | $2,417,629 |
| Department of Education | $263,467 |
| Department of Housing and Urban Development | $163,439 |
| Federal Communications Commission | $122,714 |
| Department of Health and Human Services | $49,965 |
| Small Business Administration | $0 |
That is $16,181 per covered job, against 8,035 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $130.0 m / 8,035 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,181
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Henry County, IA: 4 findings, 1 at a watch level and 3 noted
watchHenry County, IA's average weekly wage is -0.3% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.3 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteHenry County, IA's typical home value rose 0.4% from $194,078 in July 2026 to $194,839 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (194839.35795835755 - 194078.19596789894) / 194078.19596789894 × 100
- 194839.35795835755 = Zillow ZHVI, 2026-08
- 194078.19596789894 = Zillow ZHVI, 2026-07
noteHenry County, IA's average weekly wage was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Henry County, IA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.