Marion County, IA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.33, -93.09.

Assembled 2026-10-06. Read the brief.

Typical home value
$275,372
as of August 2026
  • 63rd pct · 1,133rd of 3,063 US counties · median $234,566
  • 84th pct · 16th of 99 Iowa counties · median $194,976
Home value, one year
+2.8%
as of August 2026
  • 48th pct · 1,582nd of 3,063 US counties · median +2.9%
  • 24th pct · 75th of 99 Iowa counties · median +4.6%
Typical rent
$1,019
as of August 2026
  • 9th pct · 1,267th of 1,399 US counties · median $1,496
  • 57th pct · 13th of 29 Iowa counties · median $1,006
Jobs
19,090
as of 2026 Q1-01
  • 70th pct · 958th of 3,221 US counties · median 8,232
  • 85th pct · 15th of 99 Iowa counties · median 5,685
Average weekly wage
$1,507
as of 2026 Q1-01
  • 92nd pct · 227th of 3,221 US counties · median $1,039
  • 96th pct · 4th of 99 Iowa counties · median $1,057
Years of wages per home
3.5
  • 31st pct · 2,084th of 3,063 US counties · median 4.3
  • 50th pct · 50th of 99 Iowa counties · median 3.5

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $275,372 (Aug 2026), +2.8% over one year, +26.0% over five

  • 63rd pct · 1,133rd of 3,063 US counties · median $234,566
  • 84th pct · 16th of 99 Iowa counties · median $194,976
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Marion County, IA$275,372 · +2.8% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Typical rent $1,019/mo (Aug 2026), +0.8% over one year; price-to-rent 22.5

  • 9th pct · 1,267th of 1,399 US counties · median $1,496
  • 57th pct · 13th of 29 Iowa counties · median $1,006
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Marion County, IA$1,019/mo · +0.8% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $1,507 a month on $275,372 at 7.28%, against an average weekly wage worth $6,530 a month: 23.1% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $275,372 × 80% = $220,298, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,507/mo principal and interest
  • wage share = payment / (avg weekly wage $1,507 × 52 / 12 = $6,530) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $275,372 / ($1,507 × 52) = 3.5
  • price-to-rent = $275,372 / ($1,019 × 12) = 22.5

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

19,090 jobs at 1,073 employers (2026 Q1); -0.6% jobs and +14.0% average weekly wage over the year

  • 70th pct · 958th of 3,221 US counties · median 8,232
  • 85th pct · 15th of 99 Iowa counties · median 5,685
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Marion County, IA19,090 jobs · $1,507/wk · -0.6% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing8,364$2,1975.45-0.1%
Retail trade1,632$5990.88+0.3%
Accommodation and food services1,076$3320.63-7.2%
Construction549$1,2450.55+13.2%
Wholesale trade497$1,8370.68+1.4%
Other services413$7590.72+0.7%
Professional and technical services357$1,3300.27-10.3%
Administrative and waste services333$1,1600.31+0.9%
Finance and insurance302$1,9620.39-2.9%
Transportation and warehousing197$1,1150.24-2.5%
Arts, entertainment and recreation133$3590.42-0.7%
Information112$1,4110.32-13.2%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

41 gauges · 0 flooding · 7 with quality panels averaging 93 % · 8 stale

Sites found: 41, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
English Creek near Knoxville, IAflow 74.2 ft³/s5 km
Des Moines River near Pella, IAflow 24,800 ft³/s · quality 100 % (1)11 km
White Breast Creek near Dallas, IAflow 215.0 ft³/s19 km
Cedar Creek near Bussey, IAflow 285.0 ft³/s20 km
Des Moines River near Tracy, IAflow 25,100 ft³/s20 km
Des Moines River near Swan, IAflow 31,300 ft³/s · quality 100 % (1)23 km
Walnut Creek near Vandalia, IAflow 0.04 ft³/s · STALE27 km
Des Moines River near Runnells, IAflow 1,060 ft³/s · STALE27 km
South River near Ackworth, IAflow 441.0 ft³/s33 km
Walnut Creek near Prairie City, IAflow 0.00 ft³/s · STALE34 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

13 wells in 1 named aquifer: Sand and gravel aquifers (glaciated regions)

Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-412927092575201depth 8.10 ft · 2017-09-2421 km
USGS-412023092471201depth 76.8 ft · 1992-11-0326 km
Sand and gravel aquifers (glaciated regions)depth 6.61 ft · 2014-09-3049 km
USGS-411912092273601depth 102.6 ft · 1992-09-2953 km
USGS-413713093380201depth 4.54 ft · 2023-10-3155 km
USGS-413835093384601depth 8.63 ft · 2023-10-3158 km
USGS-413849093391401depth 10.8 ft · 2023-10-3158 km
USGS-413909093391501depth 11.3 ft · 2023-10-3159 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

low (0.03)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.07 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$1.2 bn in deposits at 17 offices of 10 banks (SOD June 2026); HHI 2,619, highly concentrated. $213.8 m federal obligations in FY2026 (direct payments $208.5 m, grants $4.6 m), $11,198 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Marion County State Bank$546.6 m · 46.6% share · 5 offices
Leighton State Bank$165.9 m · 14.1% share · 2 offices
Wells Fargo Bank, National Association$117.2 m · 10.0% share · 1 office
Marion, IA$213.8 m FY2026 · $11,198/job
MULTIPLE RECIPIENTS$202.5 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Marion County State Bank$546,564,00046.6%5
Leighton State Bank$165,886,00014.1%2
Wells Fargo Bank, National Association$117,225,00010.0%1
U.S. Bank National Association$87,506,0007.5%1
Peoples Savings Bank$68,486,0005.8%2
Nicolet National Bank$60,477,0005.2%2
Bank Iowa$43,953,0003.7%1
Twin Cedars Bank$34,721,0003.0%1
Washington State Bank$24,257,0002.1%1
Great Southern Bank$23,756,0002.0%1

Deposit concentration is 2,619 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 10 banks with deposits in the county = 46.6² + 14.1² + 10.0² + … (7 more) = 2,619

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$182,940,764
Department of Veterans Affairs$19,070,485
Department of Education$3,451,335
Department of Transportation$2,943,148
Department of Agriculture$2,337,062
Department of Housing and Urban Development$1,761,442
Department of Defense$599,340
Railroad Retirement Board$558,979
Federal Communications Commission$111,962
Department of the Interior$0
Small Business Administration$0

That is $11,198 per covered job, against 19,090 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $213.8 m / 19,090 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,198

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Marion County, IA: 10 findings, 2 at a watch level and 8 noted

  1. watchMarion County, IA's covered employment is -0.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -0.6 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  2. watchMarion County, IA's typical asking rent of $1,019 scores 9 on the 0-to-100 scale across US counties but 57 across Iowa counties, a gap of 48 points.

    Period 2026-08.
    Show the arithmetic
    • 48 = |9 across US counties - 57 across Iowa counties|

    position among the entities that published this metric this period; not an official level

  3. noteMarion County, IA's average weekly wage was 14.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +14 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteMarion County, IA's covered employment was 0.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  5. noteMarion County, IA's typical home value rose 0.3% from $274,654 in July 2026 to $275,372 in August 2026, on Zillow ZHVI.

    Period 2026-08.
    Show the arithmetic
    • +0.3% = (275372.3868138401 - 274653.70592069003) / 274653.70592069003 × 100
    • 275372.3868138401 = Zillow ZHVI, 2026-08
    • 274653.70592069003 = Zillow ZHVI, 2026-07

Read all 10 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · price-to-rent = $275,372 / ($1,019 × 12) = 22.5
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 19125, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $275,372 × 80% = $220,298, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,507/mo principal and interest; wage share = payment / (avg weekly wage $1,507 × 52 / 12 = $6,530) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $275,372 / ($1,507 × 52) = 3.5; price-to-rent = $275,372 / ($1,019 × 12) = 22.5
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 19125, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.8% / ±10% × 0.3, rent 1-yr change +0.8% / ±10% × 0.15, jobs over-the-year change -0.6% / ±3% × 0.3, avg weekly wage over-the-year change +14.0% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095 · period 2026-10-06T10:20:00.000Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 7 sites = 93 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.07 / 0.55 = 0.03; terms drought (no drought class here), quality (1 − 93 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T10:30:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-05 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:19125:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:19125:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 10 banks with deposits in the county = 46.6² + 14.1² + 10.0² + … (7 more) = 2,619
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $213.8 m / 19,090 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,198
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:19125:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: price-to-rent = $275,372 / ($1,019 × 12) = 22.5.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 19125, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/19125.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $275,372 × 80% = $220,298, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,507/mo principal and interest; wage share = payment / (avg weekly wage $1,507 × 52 / 12 = $6,530) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $275,372 / ($1,507 × 52) = 3.5; price-to-rent = $275,372 / ($1,019 × 12) = 22.5.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 19125, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/19125.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.8% / ±10% × 0.3, rent 1-yr change +0.8% / ±10% × 0.15, jobs over-the-year change -0.6% / ±3% × 0.3, avg weekly wage over-the-year change +14.0% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095. period 2026-10-06T10:20:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 7 sites = 93 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.07 / 0.55 = 0.03; terms drought (no drought class here), quality (1 − 93 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T10:30:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-05. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:19125:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A19125+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:19125:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 10 banks with deposits in the county = 46.6² + 14.1² + 10.0² + … (7 more) = 2,619.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $213.8 m / 19,090 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,198.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:19125:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T10:34:56.202Z. Place identity tables pulled 2026-10-01.