55th pct · 1,365th of 3,063 US counties · median $234,566
Home value, one year
-0.3%
as of August 2026
18th pct · 2,501st of 3,063 US counties · median +2.9%
Typical rent
$1,024
as of August 2026
9th pct · 1,263rd of 1,399 US counties · median $1,496
Jobs
34,524
as of 2026 Q1-01
79th pct · 669th of 3,221 US counties · median 8,232
Average weekly wage
$1,227
as of 2026 Q1-01
78th pct · 681st of 3,221 US counties · median $1,039
Years of wages per home
3.9
42nd pct · 1,773rd of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $249,436 (Aug 2026), -0.3% over one year, +31.3% over five
55th pct · 1,365th of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Franklin County
$249,436 · -0.3% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $1,365 a month on $249,436 at 7.28%, against an average weekly wage worth $5,317 a month: 25.7% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $249,436 × 80% = $199,549, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,365/mo principal and interest
wage share = payment / (avg weekly wage $1,227 × 52 / 12 = $5,317) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $249,436 / ($1,227 × 52) = 3.9
price-to-rent = $249,436 / ($1,024 × 12) = 20.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
34,524 jobs at 2,769 employers (2026 Q1); -2.1% jobs and +3.1% average weekly wage over the year
79th pct · 669th of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Franklin County
34,524 jobs · $1,227/wk · -2.1% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Administrative and waste services
3,716
$962
1.89
-14.1%
Manufacturing
3,232
$1,417
1.16
-3.1%
Health care and social assistance
2,815
$1,234
0.54
-4.9%
Retail trade
2,552
$686
0.76
+6.2%
Accommodation and food services
2,378
$452
0.77
-2.3%
Professional and technical services
1,451
$2,007
0.61
-6.6%
Construction
852
$1,250
0.47
+0.7%
Finance and insurance
815
$1,928
0.58
+1.9%
Other services
738
$1,263
0.72
+0.7%
Wholesale trade
629
$2,180
0.48
+0.2%
Information
354
$1,825
0.56
-8.8%
Real estate and rental
166
$925
0.31
+5.7%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$1.2 bn in deposits at 22 offices of 13 banks (SOD June 2026); HHI 1,612, moderately concentrated. $1.6 bn federal obligations in FY2026 (grants $1.3 bn, direct payments $341.5 m), $47,440 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
WesBanco Bank, Inc.
$370.8 m · 31.0% share · 3 offices
Traditional Bank, Inc.
$170.4 m · 14.2% share · 2 offices
Independence Bank of Kentucky
$135.7 m · 11.3% share · 2 offices
Franklin, KY
$1.6 bn FY2026 · $47,440/job
KENTUCKY DEPARTMENT OF EDUCATION
$629.7 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
WesBanco Bank, Inc.
$370,840,000
31.0%
3
Traditional Bank, Inc.
$170,355,000
14.2%
2
Independence Bank of Kentucky
$135,687,000
11.3%
2
First Federal Savings Bank of Kentucky
$118,306,000
9.9%
3
Fifth Third Bank, National Association
$98,994,000
8.3%
1
Whitaker Bank
$92,545,000
7.7%
3
Independent Correspondent Bankers' Bank, Inc.
$82,541,000
6.9%
1
Community Trust Bank, Inc.
$71,693,000
6.0%
2
PNC Bank, National Association
$33,707,000
2.8%
1
City National Bank of West Virginia
$15,782,000
1.3%
1
Deposit concentration is 1,612 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 31.0² + 14.2² + 11.3² + … (9 more) = 1,612
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
USAspending place-of-performance obligations for FY2026, by awarding agency.
USAspending, FY2026, place of performance in this county.
Awarding agency
Obligations
Department of Education
$724,936,015
Department of Homeland Security
$426,148,294
Social Security Administration
$325,728,292
Department of Health and Human Services
$89,680,356
Department of Veterans Affairs
$30,173,319
Department of Transportation
$26,666,162
Department of Agriculture
$20,106,376
Department of Energy
$3,228,128
Institute of Museum and Library Services
$2,714,577
Department of Justice
$2,094,371
National Science Foundation
$2,003,316
Department of Defense
$1,202,681
That is $47,440 per covered job, against 34,524 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.6 bn / 34,524 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $47,440
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
71.30
2026-10-01
+0.1%
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
FIPS 21073, KY: 10 findings, 2 at a watch level and 8 noted
watchFIPS 21073, KY's covered employment is -2.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.
Show the arithmetic
test: jobs.yoy.emp = -2.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchFIPS 21073, KY's typical home value is -0.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.
Show the arithmetic
test: home.yoyPct = -0.33186853039854086 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteFIPS 21073, KY's average weekly wage was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 21073, KY's covered employment was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
-2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 21073, KY's typical asking rent rose 0.9% from $1,015 in July 2026 to $1,024 in August 2026, on Zillow ZORI.