Logan County, KY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.86, -86.88.
Assembled 2026-10-06. Read the brief.
- 36th pct · 1,943rd of 3,063 US counties · median $234,566
- 59th pct · 49th of 120 Kentucky counties · median $181,373
- 11th pct · 2,703rd of 3,063 US counties · median +2.9%
- 52nd pct · 58th of 120 Kentucky counties · median -2.1%
- US counties: not published this period
- Kentucky counties: not published this period
- 51st pct · 1,568th of 3,221 US counties · median 8,232
- 67th pct · 40th of 120 Kentucky counties · median 5,237
- 74th pct · 833rd of 3,221 US counties · median $1,039
- 85th pct · 18th of 120 Kentucky counties · median $953
- 25th pct · 2,271st of 3,063 US counties · median 4.3
- 36th pct · 77th of 120 Kentucky counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $198,569 (Aug 2026), -1.6% over one year, +29.1% over five
- 36th pct · 1,943rd of 3,063 US counties · median $234,566
- 59th pct · 49th of 120 Kentucky counties · median $181,373
| Item | Value | Distance |
|---|---|---|
| Logan County, KY | $198,569 · -1.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kentucky counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,087 a month on $198,569 at 7.28%, against an average weekly wage worth $5,118 a month: 21.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $198,569 × 80% = $158,855, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,087/mo principal and interest
- wage share = payment / (avg weekly wage $1,181 × 52 / 12 = $5,118) = 21% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $198,569 / ($1,181 × 52) = 3.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,586 jobs at 820 employers (2026 Q1); -2.8% jobs and +2.5% average weekly wage over the year
- 51st pct · 1,568th of 3,221 US counties · median 8,232
- 67th pct · 40th of 120 Kentucky counties · median 5,237
| Item | Value | Distance |
|---|---|---|
| Logan County, KY | 8,586 jobs · $1,181/wk · -2.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,859 | $1,728 | 4.14 | -7.2% |
| Retail trade | 834 | $697 | 1.00 | -5.3% |
| Transportation and warehousing | 365 | $1,483 | 1.01 | +2.2% |
| Construction | 349 | $1,027 | 0.78 | -11.6% |
| Other services | 314 | $1,049 | 1.22 | -6.8% |
| Wholesale trade | 286 | $1,430 | 0.87 | -4.3% |
| Finance and insurance | 228 | $1,333 | 0.65 | -2.1% |
| Professional and technical services | 216 | $1,064 | 0.36 | -5.7% |
| Administrative and waste services | 204 | $737 | 0.42 | +23.6% |
| Information | 53 | $1,264 | 0.33 | +1.9% |
| Real estate and rental | 32 | $675 | 0.24 | +6.7% |
| Utilities | 18 | $1,151 | 0.53 | +5.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
48 gauges · 0 flooding · 5 with quality panels averaging 100 % · 15 stale
Sites found: 48, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| RED RIVER AT DOT, KY | flow 42.7 ft³/s | 21 km |
| MUD RIVER NEAR HUNTSVILLE, KY | flow 24.0 ft³/s · STALE | 29 km |
| WEST FORK DRAKES CREEK NEAR FRANKLIN, KY | flow 3.48 ft³/s | 33 km |
| SULPHUR FORK RED RIVER ABOVE SPRINGFIELD, TN | flow 375.0 ft³/s · STALE | 39 km |
| GREEN RIVER AT ROCHESTER, KY | stage 28.6 ft · no flooding | 40 km |
| RED RIVER AT PORT ROYAL, TN | flow 108.0 ft³/s · no flooding | 41 km |
| SULPHUR FORK RED RIVER NEAR ADAMS, TN | flow 29.0 ft³/s · STALE | 41 km |
| S FK LITTLE RIVER AT HWY 68-80 NR HOPKINSVILLE, KY | flow 0.20 ft³/s · no flooding | 42 km |
| GREEN RIVER AT LOCK 4 AT WOODBURY, KY | flow 5,630 ft³/s · no flooding | 42 km |
| BARREN RIVER AT BOWLING GREEN, KY | flow 251.0 ft³/s · no flooding | 43 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-363609086430401 | depth 24.7 ft · 2026-10-05 | 32 km |
| USGS-365538086281001 | depth 61.1 ft · 1984-10-24 | 37 km |
| USGS-370733087291201 | depth 7.02 ft · 1983-09-08 | 61 km |
| USGS-370342086080101 | depth 70.6 ft · 1983-01-18 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$785.8 m in deposits at 13 offices of 8 banks (SOD June 2026); HHI 1,986, highly concentrated. $177.6 m federal obligations in FY2026 (direct payments $170.8 m, grants $6.8 m), $20,688 per covered job
| Item | Value | Distance |
|---|---|---|
| First Southern National Bank | $213.9 m · 27.2% share · 1 office | |
| Lewisburg Banking Company | $210.1 m · 26.7% share · 5 offices | |
| Auburn Banking Company | $129.5 m · 16.5% share · 2 offices | |
| Logan, KY | $177.6 m FY2026 · $20,688/job | |
| MULTIPLE RECIPIENTS | $161.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Southern National Bank | $213,918,000 | 27.2% | 1 |
| Lewisburg Banking Company | $210,117,000 | 26.7% | 5 |
| Auburn Banking Company | $129,521,000 | 16.5% | 2 |
| South Central Bank, Inc. | $83,667,000 | 10.6% | 1 |
| U.S. Bank National Association | $70,842,000 | 9.0% | 1 |
| Truist Bank | $60,890,000 | 7.7% | 1 |
| Independence Bank of Kentucky | $15,112,000 | 1.9% | 1 |
| Woodforest National Bank | $1,759,000 | 0.2% | 1 |
Deposit concentration is 1,986 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 27.2² + 26.7² + 16.5² + … (5 more) = 1,986
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $141,741,005 |
| Department of Veterans Affairs | $19,223,906 |
| Department of Agriculture | $14,366,883 |
| Department of Housing and Urban Development | $1,320,383 |
| Railroad Retirement Board | $680,610 |
| Department of Health and Human Services | $187,569 |
| Department of Transportation | $84,989 |
| Department of Education | $20,097 |
| Federal Communications Commission | $1,481 |
| Small Business Administration | $0 |
That is $20,688 per covered job, against 8,586 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $177.6 m / 8,586 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,688
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Logan County, KY: 8 findings, 4 at a watch level and 4 noted
watchLogan County, KY's covered employment is -2.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLogan County, KY's typical home value is -1.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.5985806611673536 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchLogan County, KY's momentum index is -0.26, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.26328323902159284 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchLogan County, KY's typical home value of -1.6% scores 12 on the 0-to-100 scale across US counties but 52 across Kentucky counties, a gap of 40 points.
Period 2026-08.Show the arithmetic
- 40 = |12 across US counties - 52 across Kentucky counties|
position among the entities that published this metric this period; not an official level
noteLogan County, KY's covered employment was 2.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.