Pike County, KY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.49, -82.41.
Assembled 2026-10-06. Read the brief.
- 2nd pct · 2,988th of 3,063 US counties · median $234,566
- 6th pct · 112th of 120 Kentucky counties · median $181,373
- 1st pct · 3,019th of 3,063 US counties · median +2.9%
- 21st pct · 95th of 120 Kentucky counties · median -2.1%
- US counties: not published this period
- Kentucky counties: not published this period
- 71st pct · 920th of 3,221 US counties · median 8,232
- 85th pct · 18th of 120 Kentucky counties · median 5,237
- 50th pct · 1,579th of 3,221 US counties · median $1,039
- 66th pct · 41st of 120 Kentucky counties · median $953
- 2nd pct · 2,986th of 3,063 US counties · median 4.3
- 5th pct · 114th of 120 Kentucky counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $98,401 (Aug 2026), -9.9% over one year, -0.9% over five
- 2nd pct · 2,988th of 3,063 US counties · median $234,566
- 6th pct · 112th of 120 Kentucky counties · median $181,373
| Item | Value | Distance |
|---|---|---|
| Pike County, KY | $98,401 · -9.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kentucky counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $539 a month on $98,401 at 7.28%, against an average weekly wage worth $4,515 a month: 11.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $98,401 × 80% = $78,721, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $539/mo principal and interest
- wage share = payment / (avg weekly wage $1,042 × 52 / 12 = $4,515) = 12% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $98,401 / ($1,042 × 52) = 1.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,218 jobs at 1,613 employers (2026 Q1); -0.1% jobs and +3.5% average weekly wage over the year
- 71st pct · 920th of 3,221 US counties · median 8,232
- 85th pct · 18th of 120 Kentucky counties · median 5,237
| Item | Value | Distance |
|---|---|---|
| Pike County, KY | 20,218 jobs · $1,042/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 5,544 | $1,432 | 1.82 | +0.0% |
| Retail trade | 3,308 | $648 | 1.68 | -1.2% |
| Accommodation and food services | 1,797 | $370 | 0.99 | +1.4% |
| Educational services | 1,004 | $776 | 2.31 | +0.0% |
| Mining, oil and gas | 823 | $1,383 | 11.43 | +0.0% |
| Manufacturing | 640 | $1,248 | 0.39 | -2.0% |
| Finance and insurance | 631 | $1,476 | 0.77 | -2.0% |
| Professional and technical services | 537 | $1,201 | 0.39 | -10.6% |
| Construction | 507 | $1,046 | 0.48 | -0.8% |
| Wholesale trade | 507 | $1,543 | 0.65 | +0.2% |
| Administrative and waste services | 440 | $716 | 0.38 | -4.6% |
| Other services | 406 | $773 | 0.67 | -4.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
44 gauges · 0 flooding · 8 with quality panels averaging 100 % · 9 stale
Sites found: 44, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LEVISA FORK BELOW FISHTRAP DAM NEAR MILLARD, KY | stage 10.7 ft | 7 km |
| GRAPEVINE CREEK NEAR PHYLLIS, KY | flow 0.61 ft³/s | 8 km |
| JOHNS CREEK NEAR META, KY | flow 8.73 ft³/s | 10 km |
| LEVISA FORK AT PIKEVILLE, KY | flow 320.0 ft³/s | 10 km |
| RUSSELL FORK AT CEDARVILLE, KY | flow 372.0 ft³/s | 20 km |
| RUSSELL FORK AT ELKHORN CITY, KY | stage 5.12 ft · STALE | 21 km |
| TUG FORK AT WILLIAMSON, WV | flow 250.0 ft³/s | 24 km |
| LEVISA FORK AT BIG ROCK, VA | flow 73.2 ft³/s | 24 km |
| RUSSELL FORK AT BARTLICK, VA | flow 133.0 ft³/s | 28 km |
| POUND RIVER BELOW FLANNAGAN DAM, NEAR HAYSI, VA | flow 547.0 ft³/s | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-371033082374301 | depth 22.9 ft · 1984-11-08 | 39 km |
| USGS-371841081584201 | depth 21.0 ft · 2026-10-05 | 43 km |
| USGS-372608081530201 | depth 17.9 ft · 1982-09-28 | 47 km |
| USGS-372606081530001 | depth 30.6 ft · 1982-09-28 | 47 km |
| USGS-372634081524601 | depth 7.09 ft · 1982-09-28 | 47 km |
| USGS-370604082403901 | depth 34.8 ft · 2026-10-05 | 49 km |
| USGS-373554081493401 | depth 35.7 ft · 2006-09-06 | 53 km |
| USGS-370654082482501 | depth 12.2 ft · 1984-11-08 | 54 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.6 bn in deposits at 19 offices of 7 banks (SOD June 2026); HHI 5,576, highly concentrated. $440.7 m federal obligations in FY2026 (direct payments $417.9 m, grants $20.9 m), $21,796 per covered job
| Item | Value | Distance |
|---|---|---|
| Community Trust Bank, Inc. | $1.2 bn · 73.3% share · 11 offices | |
| U.S. Bank National Association | $182.0 m · 11.5% share · 2 offices | |
| Truist Bank | $112.6 m · 7.1% share · 1 office | |
| Pike, KY | $440.7 m FY2026 · $21,796/job | |
| MULTIPLE RECIPIENTS | $405.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community Trust Bank, Inc. | $1,155,646,000 | 73.3% | 11 |
| U.S. Bank National Association | $181,979,000 | 11.5% | 2 |
| Truist Bank | $112,644,000 | 7.1% | 1 |
| Citizens Bank of Kentucky, Inc. | $56,470,000 | 3.6% | 2 |
| Peoples Bank | $27,001,000 | 1.7% | 1 |
| The First National Bank of Williamson | $23,583,000 | 1.5% | 1 |
| Pinnacle Bank, Inc. | $19,373,000 | 1.2% | 1 |
Deposit concentration is 5,576 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 73.3² + 11.5² + 7.1² + … (4 more) = 5,576
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $364,447,374 |
| Department of Veterans Affairs | $30,519,295 |
| Railroad Retirement Board | $10,113,612 |
| Department of Transportation | $9,820,343 |
| Department of Housing and Urban Development | $8,268,760 |
| Department of Education | $6,284,319 |
| Department of Agriculture | $5,578,219 |
| Department of Health and Human Services | $2,315,432 |
| Department of Defense | $1,135,761 |
| Federal Communications Commission | $917,444 |
| Department of Justice | $625,000 |
| Small Business Administration | $411,994 |
That is $21,796 per covered job, against 20,218 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $440.7 m / 20,218 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,796
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pike County, KY: 12 findings, 1 at an alert level, 2 at a watch level and 9 noted
alertPike County, KY's typical home value is -9.9% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -9.869647620111094 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchPike County, KY's typical home value is -9.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -9.869647620111094 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchPike County, KY's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
notePike County, KY's average weekly wage was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, KY's covered employment was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.