Kent County, MD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.24, -76.13.
Assembled 2026-10-07. Read the brief.
- 84th pct · 483rd of 3,063 US counties · median $234,566
- 43rd pct · 14th of 24 Maryland counties · median $420,593
- 45th pct · 1,672nd of 3,063 US counties · median +2.9%
- 86th pct · 4th of 24 Maryland counties · median +1.0%
- US counties: not published this period
- Maryland counties: not published this period
- 47th pct · 1,697th of 3,221 US counties · median 8,232
- 4th pct · 23rd of 24 Maryland counties · median 44,580
- 63rd pct · 1,165th of 3,221 US counties · median $1,039
- 26th pct · 18th of 24 Maryland counties · median $1,216
- 86th pct · 429th of 3,063 US counties · median 4.3
- 60th pct · 10th of 24 Maryland counties · median 5.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $386,831 (Aug 2026), +2.5% over one year, +18.7% over five
- 84th pct · 483rd of 3,063 US counties · median $234,566
- 43rd pct · 14th of 24 Maryland counties · median $420,593
| Item | Value | Distance |
|---|---|---|
| Kent County, MD | $386,831 · +2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Maryland counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,117 a month on $386,831 at 7.28%, against an average weekly wage worth $4,801 a month: 44.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $386,831 × 80% = $309,465, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,117/mo principal and interest
- wage share = payment / (avg weekly wage $1,108 × 52 / 12 = $4,801) = 44% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $386,831 / ($1,108 × 52) = 6.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,418 jobs at 791 employers (2026 Q1); +2.7% jobs and +5.5% average weekly wage over the year
- 47th pct · 1,697th of 3,221 US counties · median 8,232
- 4th pct · 23rd of 24 Maryland counties · median 44,580
| Item | Value | Distance |
|---|---|---|
| Kent County, MD | 7,418 jobs · $1,108/wk · +2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Educational services | 885 | $765 | 5.55 | +0.0% |
| Manufacturing | 872 | $1,335 | 1.46 | -0.1% |
| Retail trade | 781 | $598 | 1.08 | +5.3% |
| Health care and social assistance | 733 | $1,162 | 0.66 | +0.0% |
| Accommodation and food services | 600 | $489 | 0.90 | +0.0% |
| Arts, entertainment and recreation | 310 | $620 | 2.54 | +0.0% |
| Administrative and waste services | 305 | $1,259 | 0.72 | +0.0% |
| Other services | 237 | $952 | 1.07 | +0.0% |
| Utilities | 16 | $2,645 | 0.55 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Construction | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01574700 | 372.2 ft (USGS, no capacity on file) | 93 km |
| Blue Marsh Lake near Bernville, PA | 290.1 ft (USGS, no capacity on file) | 127 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
155 gauges · 0 flooding · 51 with quality panels averaging 90 % · 49 stale
Sites found: 155, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Alloway Creek at Hancocks Bridge NJ | temp 21.9 °C · quality 50 % (2) · STALE | 64 km |
| Cohansey River at Greenwich NJ | temp 19.4 °C · quality 50 % (2) | 69 km |
| LEIPSIC RIVER AT CHESWOLD, DE | temp 15.8 °C · quality 50 % (2) · STALE | 46 km |
| USGS-384428075355701 | DO 5.90 mg/l · quality 75 % (4) · STALE | 72 km |
| C AND D CANAL NR DELAWARE CITY, DE | flow -87,600 ft³/s · quality 50 % (2) | 56 km |
| Trout Run at Avondale, PA | flow 0.53 ft³/s · quality 67 % (3) | 71 km |
| USGS-01589485 | flow -17.6 ft³/s · quality 80 % (5) · STALE | 41 km |
| CHRISTINA RIVER AT WILMINGTON, DE | flow -7,890 ft³/s · quality 50 % (2) | 75 km |
| Delaware River at Reedy Island Jetty, DE | turb. 53.0 FNU · quality 70 % (5) | 56 km |
| MURDERKILL RIVER AT FREDERICA, DE | flow 479.0 ft³/s · quality 63 % (4) | 63 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
93 wells in 0 named aquifers:
Sites found: 93, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-392521076154302 | depth 0.07 ft · 2021-11-16 | 23 km |
| USGS-392521076154301 | depth 0.09 ft · 2021-11-16 | 23 km |
| USGS-392521076154002 | depth -0.23 ft · 2021-11-16 | 23 km |
| USGS-392521076154001 | depth 1.17 ft · 2021-11-16 | 23 km |
| USGS-392518076155301 | depth 3.09 ft · 2021-11-16 | 23 km |
| USGS-392521076154701 | depth -0.82 ft · 2021-11-16 | 23 km |
| USGS-392517076155202 | depth -0.13 ft · 2021-11-16 | 23 km |
| USGS-392517076155201 | depth 0.30 ft · 2021-11-16 | 23 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.10 / 0.55
Banks & federal dollars #
$547.4 m in deposits at 6 offices of 4 banks (SOD June 2026); HHI 2,925, highly concentrated. $173.0 m federal obligations in FY2026 (direct payments $165.1 m, grants $7.7 m), $23,318 per covered job
| Item | Value | Distance |
|---|---|---|
| PNC Bank, National Association | $233.4 m · 42.6% share · 1 office | |
| Shore United Bank, National Association | $116.7 m · 21.3% share · 1 office | |
| The Chesapeake Bank & Trust Co. | $104.5 m · 19.1% share · 3 offices | |
| Kent, MD | $173.0 m FY2026 · $23,318/job | |
| MULTIPLE RECIPIENTS | $157.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PNC Bank, National Association | $233,444,000 | 42.6% | 1 |
| Shore United Bank, National Association | $116,686,000 | 21.3% | 1 |
| The Chesapeake Bank & Trust Co. | $104,518,000 | 19.1% | 3 |
| Truist Bank | $92,708,000 | 16.9% | 1 |
Deposit concentration is 2,925 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.6² + 21.3² + 19.1² + … (1 more) = 2,925
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $145,169,408 |
| Department of Veterans Affairs | $11,161,040 |
| Department of Transportation | $6,378,465 |
| Department of Agriculture | $5,978,102 |
| Department of Housing and Urban Development | $1,608,999 |
| Department of Education | $1,574,316 |
| Railroad Retirement Board | $812,208 |
| Department of Defense | $173,700 |
| Department of Commerce | $99,607 |
| Department of the Interior | $14,900 |
| National Science Foundation | $0 |
| Small Business Administration | $0 |
That is $23,318 per covered job, against 7,418 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $173.0 m / 7,418 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,318
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kent County, MD: 13 findings, 4 at a watch level and 9 noted
watchKent County, MD's covered employment of 7,418 scores 47 on the 0-to-100 scale across US counties but 4 across Maryland counties, a gap of 43 points.
Period 2026 Q1.Show the arithmetic
- 43 = |47 across US counties - 4 across Maryland counties|
position among the entities that published this metric this period; not an official level
watchKent County, MD's typical home value of +2.5% scores 45 on the 0-to-100 scale across US counties but 87 across Maryland counties, a gap of 42 points.
Period 2026-08.Show the arithmetic
- 42 = |45 across US counties - 87 across Maryland counties|
position among the entities that published this metric this period; not an official level
watchKent County, MD's typical home value of $386,831 scores 84 on the 0-to-100 scale across US counties but 43 across Maryland counties, a gap of 41 points.
Period 2026-08.Show the arithmetic
- 41 = |84 across US counties - 43 across Maryland counties|
position among the entities that published this metric this period; not an official level
watchKent County, MD's average weekly wage of $1,108 scores 64 on the 0-to-100 scale across US counties but 26 across Maryland counties, a gap of 38 points.
Period 2026 Q1.Show the arithmetic
- 38 = |64 across US counties - 26 across Maryland counties|
position among the entities that published this metric this period; not an official level
noteKent County, MD's average weekly wage was 5.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.