Marquette County, MI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 46.66, -87.58.
Assembled 2026-10-06. Read the brief.
- 60th pct · 1,224th of 3,063 US counties · median $234,566
- 70th pct · 25th of 83 Michigan counties · median $226,891
- 94th pct · 178th of 3,063 US counties · median +2.9%
- 86th pct · 12th of 83 Michigan counties · median +5.7%
- 19th pct · 1,129th of 1,399 US counties · median $1,496
- 20th pct · 32nd of 40 Michigan counties · median $1,338
- 76th pct · 771st of 3,221 US counties · median 8,232
- 73rd pct · 23rd of 83 Michigan counties · median 12,414
- 62nd pct · 1,214th of 3,221 US counties · median $1,039
- 60th pct · 33rd of 83 Michigan counties · median $1,045
- 57th pct · 1,316th of 3,063 US counties · median 4.3
- 64th pct · 30th of 83 Michigan counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $263,637 (Aug 2026), +9.2% over one year, +42.0% over five
- 60th pct · 1,224th of 3,063 US counties · median $234,566
- 70th pct · 25th of 83 Michigan counties · median $226,891
| Item | Value | Distance |
|---|---|---|
| Marquette County, MI | $263,637 · +9.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,163/mo (Aug 2026), +2.4% over one year; price-to-rent 18.9
- 19th pct · 1,129th of 1,399 US counties · median $1,496
- 20th pct · 32nd of 40 Michigan counties · median $1,338
| Item | Value | Distance |
|---|---|---|
| Marquette County, MI | $1,163/mo · +2.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,443 a month on $263,637 at 7.28%, against an average weekly wage worth $4,762 a month: 30.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $263,637 × 80% = $210,909, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,443/mo principal and interest
- wage share = payment / (avg weekly wage $1,099 × 52 / 12 = $4,762) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $263,637 / ($1,099 × 52) = 4.6
- price-to-rent = $263,637 / ($1,163 × 12) = 18.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
26,600 jobs at 1,796 employers (2026 Q1); +1.2% jobs and +3.0% average weekly wage over the year
- 76th pct · 771st of 3,221 US counties · median 8,232
- 73rd pct · 23rd of 83 Michigan counties · median 12,414
| Item | Value | Distance |
|---|---|---|
| Marquette County, MI | 26,600 jobs · $1,099/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 5,006 | $1,122 | 1.25 | +0.0% |
| Retail trade | 3,506 | $635 | 1.35 | -1.8% |
| Accommodation and food services | 2,926 | $432 | 1.22 | -1.3% |
| Construction | 1,335 | $1,141 | 0.96 | +7.9% |
| Mining, oil and gas | 1,226 | $2,446 | 12.94 | -0.6% |
| Manufacturing | 1,208 | $1,512 | 0.56 | +2.3% |
| Professional and technical services | 837 | $1,573 | 0.46 | +1.5% |
| Administrative and waste services | 757 | $1,102 | 0.50 | -1.7% |
| Finance and insurance | 695 | $1,543 | 0.64 | +0.9% |
| Transportation and warehousing | 655 | $1,162 | 0.58 | -4.9% |
| Arts, entertainment and recreation | 356 | $413 | 0.81 | +11.6% |
| Management of companies | 352 | $2,034 | 0.79 | +0.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.3 bn in deposits at 20 offices of 8 banks (SOD June 2026); HHI 1,951, highly concentrated. $598.5 m federal obligations in FY2026 (direct payments $551.8 m, grants $45.7 m), $22,501 per covered job
| Item | Value | Distance |
|---|---|---|
| Range Bank | $358.3 m · 27.9% share · 4 offices | |
| Flagstar Bank, National Association | $290.6 m · 22.6% share · 6 offices | |
| Nicolet National Bank | $210.9 m · 16.4% share · 2 offices | |
| Marquette, MI | $598.5 m FY2026 · $22,501/job | |
| MULTIPLE RECIPIENTS | $519.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Range Bank | $358,275,000 | 27.9% | 4 |
| Flagstar Bank, National Association | $290,643,000 | 22.6% | 6 |
| Nicolet National Bank | $210,936,000 | 16.4% | 2 |
| IncredibleBank | $196,506,000 | 15.3% | 2 |
| First Bank, Upper Michigan | $147,044,000 | 11.4% | 2 |
| The Huntington National Bank | $71,207,000 | 5.5% | 1 |
| Upper Peninsula State Bank | $11,724,000 | 0.9% | 1 |
| First National Bank & Trust Co. | $0 | 0.0% | 2 |
Deposit concentration is 1,951 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 27.9² + 22.6² + 16.4² + … (4 more) = 1,951
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $375,970,569 |
| Department of Health and Human Services | $78,587,093 |
| Department of Veterans Affairs | $77,951,687 |
| Department of Transportation | $21,126,641 |
| Department of Education | $14,330,488 |
| Department of the Interior | $13,809,812 |
| Railroad Retirement Board | $5,961,346 |
| Department of Housing and Urban Development | $5,709,045 |
| Department of Agriculture | $4,608,137 |
| National Science Foundation | $236,015 |
| Federal Communications Commission | $194,807 |
| General Services Administration | $84,276 |
That is $22,501 per covered job, against 26,600 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $598.5 m / 26,600 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,501
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marquette County, MI: 8 findings, 1 at a watch level and 7 noted
watchMarquette County, MI's typical asking rent is -1.3% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -1.2738930085531177 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
noteMarquette County, MI's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarquette County, MI's typical asking rent fell 1.3% from $1,178 in July 2026 to $1,163 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -1.3% = (1162.9166666666667 - 1177.9221343827685) / 1177.9221343827685 × 100
- 1162.9166666666667 = Zillow ZORI, 2026-08
- 1177.9221343827685 = Zillow ZORI, 2026-07
noteMarquette County, MI's covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarquette County, MI's typical home value rose 0.9% from $261,341 in July 2026 to $263,637 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.9% = (263636.6301267143 - 261340.73294538687) / 261340.73294538687 × 100
- 263636.6301267143 = Zillow ZHVI, 2026-08
- 261340.73294538687 = Zillow ZHVI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.