Nodaway County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.36, -94.88.
Assembled 2026-10-06. Read the brief.
- 45th pct · 1,659th of 3,063 US counties · median $234,566
- 49th pct · 58th of 113 Missouri counties · median $224,499
- 60th pct · 1,219th of 3,063 US counties · median +2.9%
- 34th pct · 74th of 113 Missouri counties · median +4.9%
- US counties: not published this period
- Missouri counties: not published this period
- 50th pct · 1,596th of 3,221 US counties · median 8,232
- 62nd pct · 44th of 115 Missouri counties · median 4,996
- 13th pct · 2,783rd of 3,221 US counties · median $1,039
- 35th pct · 75th of 115 Missouri counties · median $902
- 64th pct · 1,089th of 3,063 US counties · median 4.3
- 64th pct · 41st of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $224,330 (Aug 2026), +3.9% over one year, +26.0% over five
- 45th pct · 1,659th of 3,063 US counties · median $234,566
- 49th pct · 58th of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Nodaway County, MO | $224,330 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,228 a month on $224,330 at 7.28%, against an average weekly wage worth $3,744 a month: 32.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $224,330 × 80% = $179,464, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,228/mo principal and interest
- wage share = payment / (avg weekly wage $864 × 52 / 12 = $3,744) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $224,330 / ($864 × 52) = 5.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,344 jobs at 650 employers (2026 Q1); +1.9% jobs and +5.1% average weekly wage over the year
- 50th pct · 1,596th of 3,221 US counties · median 8,232
- 62nd pct · 44th of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Nodaway County, MO | 8,344 jobs · $864/wk · +1.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,219 | $975 | 0.97 | +5.8% |
| Manufacturing | 1,152 | $1,223 | 1.72 | -2.9% |
| Retail trade | 1,067 | $551 | 1.31 | +5.6% |
| Administrative and waste services | 535 | $662 | 1.13 | +46.2% |
| Wholesale trade | 229 | $1,360 | 0.72 | -9.1% |
| Construction | 200 | $947 | 0.46 | -11.9% |
| Finance and insurance | 173 | $1,385 | 0.51 | +2.4% |
| Other services | 145 | $854 | 0.58 | -5.2% |
| Utilities | 94 | $2,079 | 2.85 | -2.1% |
| Transportation and warehousing | 82 | $721 | 0.23 | +5.1% |
| Information | 57 | $873 | 0.37 | -21.9% |
| Real estate and rental | 35 | $791 | 0.27 | -2.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$855.9 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 3,033, highly concentrated. $126.7 m federal obligations in FY2026 (direct payments $115.6 m, grants $11.2 m), $15,190 per covered job
| Item | Value | Distance |
|---|---|---|
| The Nodaway Valley Bank | $412.4 m · 48.2% share · 2 offices | |
| Southern Bank | $148.5 m · 17.3% share · 1 office | |
| U.S. Bank National Association | $118.2 m · 13.8% share · 1 office | |
| Nodaway, MO | $126.7 m FY2026 · $15,190/job | |
| MULTIPLE RECIPIENTS | $99.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Nodaway Valley Bank | $412,441,000 | 48.2% | 2 |
| Southern Bank | $148,501,000 | 17.3% | 1 |
| U.S. Bank National Association | $118,162,000 | 13.8% | 1 |
| NBH Bank | $103,965,000 | 12.1% | 1 |
| Connections Bank | $72,873,000 | 8.5% | 1 |
Deposit concentration is 3,033 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 48.2² + 17.3² + 13.8² + … (2 more) = 3,033
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $89,833,884 |
| Department of Education | $11,591,790 |
| Department of Veterans Affairs | $8,945,016 |
| Department of Transportation | $7,178,924 |
| Department of Agriculture | $4,582,271 |
| Department of Health and Human Services | $2,122,963 |
| Department of Housing and Urban Development | $1,702,353 |
| Railroad Retirement Board | $443,838 |
| Federal Communications Commission | $330,790 |
| Department of the Interior | $11,500 |
| Department of Defense | $4,787 |
| Small Business Administration | $0 |
That is $15,190 per covered job, against 8,344 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $126.7 m / 8,344 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,190
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Nodaway County, MO: 4 findings, 4 noted
noteNodaway County, MO's average weekly wage was 5.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNodaway County, MO's covered employment was 1.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNodaway County, MO's typical home value rose 0.6% from $222,908 in July 2026 to $224,330 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (224329.84534962545 - 222907.7202018917) / 222907.7202018917 × 100
- 224329.84534962545 = Zillow ZHVI, 2026-08
- 222907.7202018917 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Nodaway County, MO is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.