Pettis County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.73, -93.29.
Assembled 2026-10-06. Read the brief.
- 37th pct · 1,922nd of 3,063 US counties · median $234,566
- 37th pct · 71st of 113 Missouri counties · median $224,499
- 42nd pct · 1,751st of 3,063 US counties · median +2.9%
- 16th pct · 95th of 113 Missouri counties · median +4.9%
- 16th pct · 1,168th of 1,399 US counties · median $1,496
- 38th pct · 22nd of 35 Missouri counties · median $1,231
- 70th pct · 938th of 3,221 US counties · median 8,232
- 82nd pct · 21st of 115 Missouri counties · median 4,996
- 46th pct · 1,720th of 3,221 US counties · median $1,039
- 81st pct · 22nd of 115 Missouri counties · median $902
- 38th pct · 1,877th of 3,063 US counties · median 4.3
- 24th pct · 86th of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $201,025 (Aug 2026), +2.3% over one year, +36.9% over five
- 37th pct · 1,922nd of 3,063 US counties · median $234,566
- 37th pct · 71st of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Pettis County, MO | $201,025 · +2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,124/mo (Aug 2026), +9.0% over one year; price-to-rent 14.9
- 16th pct · 1,168th of 1,399 US counties · median $1,496
- 38th pct · 22nd of 35 Missouri counties · median $1,231
| Item | Value | Distance |
|---|---|---|
| Pettis County, MO | $1,124/mo · +9.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,100 a month on $201,025 at 7.28%, against an average weekly wage worth $4,437 a month: 24.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $201,025 × 80% = $160,820, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,100/mo principal and interest
- wage share = payment / (avg weekly wage $1,024 × 52 / 12 = $4,437) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $201,025 / ($1,024 × 52) = 3.8
- price-to-rent = $201,025 / ($1,124 × 12) = 14.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,746 jobs at 1,378 employers (2026 Q1); -0.2% jobs and +4.7% average weekly wage over the year
- 70th pct · 938th of 3,221 US counties · median 8,232
- 82nd pct · 21st of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Pettis County, MO | 19,746 jobs · $1,024/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,754 | $1,268 | 2.99 | -3.1% |
| Retail trade | 2,230 | $740 | 1.16 | -0.4% |
| Health care and social assistance | 2,167 | $785 | 0.73 | +1.7% |
| Accommodation and food services | 1,500 | $407 | 0.85 | -1.1% |
| Administrative and waste services | 891 | $983 | 0.79 | +10.5% |
| Wholesale trade | 807 | $1,216 | 1.07 | +0.4% |
| Other services | 726 | $847 | 1.23 | +2.5% |
| Construction | 627 | $1,208 | 0.61 | +2.6% |
| Transportation and warehousing | 558 | $939 | 0.67 | -11.4% |
| Professional and technical services | 533 | $2,389 | 0.39 | +6.6% |
| Finance and insurance | 321 | $1,489 | 0.40 | +0.9% |
| Information | 228 | $762 | 0.63 | -5.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.3 bn in deposits at 15 offices of 9 banks (SOD June 2026); HHI 2,058, highly concentrated. $269.9 m federal obligations in FY2026 (direct payments $253.7 m, grants $14.0 m), $13,670 per covered job
| Item | Value | Distance |
|---|---|---|
| The Central Trust Bank | $407.2 m · 31.7% share · 5 offices | |
| U.S. Bank National Association | $358.3 m · 27.9% share · 1 office | |
| Wood & Huston Bank | $131.5 m · 10.2% share · 1 office | |
| Pettis, MO | $269.9 m FY2026 · $13,670/job | |
| MULTIPLE RECIPIENTS | $232.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Central Trust Bank | $407,239,000 | 31.7% | 5 |
| U.S. Bank National Association | $358,271,000 | 27.9% | 1 |
| Wood & Huston Bank | $131,487,000 | 10.2% | 1 |
| Equity Bank | $94,521,000 | 7.4% | 1 |
| Simmons Bank | $86,374,000 | 6.7% | 1 |
| The Missouri Bank | $73,351,000 | 5.7% | 2 |
| Bank of Odessa | $60,985,000 | 4.7% | 1 |
| BTC Bank | $55,135,000 | 4.3% | 2 |
| Bank 21 | $18,572,000 | 1.4% | 1 |
Deposit concentration is 2,058 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 31.7² + 27.9² + 10.2² + … (6 more) = 2,058
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $194,942,303 |
| Department of Veterans Affairs | $34,394,349 |
| Department of Education | $10,519,527 |
| Department of Agriculture | $10,387,420 |
| Department of Transportation | $5,908,613 |
| Department of Health and Human Services | $5,124,579 |
| Railroad Retirement Board | $2,624,472 |
| Department of Housing and Urban Development | $2,600,757 |
| Department of Defense | $1,956,900 |
| Department of Commerce | $750,200 |
| Department of Justice | $386,059 |
| Federal Communications Commission | $304,958 |
That is $13,670 per covered job, against 19,746 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $269.9 m / 19,746 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,670
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pettis County, MO: 9 findings, 3 at a watch level and 6 noted
watchPettis County, MO's typical asking rent is +9.0% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.yoyPct = 9.049539865854696 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
watchPettis County, MO's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchPettis County, MO's average weekly wage of $1,024 scores 46 on the 0-to-100 scale across US counties but 82 across Missouri counties, a gap of 35 points.
Period 2026 Q1.Show the arithmetic
- 35 = |46 across US counties - 82 across Missouri counties|
position among the entities that published this metric this period; not an official level
notePettis County, MO's average weekly wage was 4.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePettis County, MO's typical home value rose 0.3% from $200,352 in July 2026 to $201,025 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (201024.67379132283 - 200352.04953169954) / 200352.04953169954 × 100
- 201024.67379132283 = Zillow ZHVI, 2026-08
- 200352.04953169954 = Zillow ZHVI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.