Pulaski County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.82, -92.21.
Assembled 2026-10-07. Read the brief.
- 49th pct · 1,546th of 3,063 US counties · median $234,566
- 57th pct · 49th of 113 Missouri counties · median $224,499
- 71st pct · 859th of 3,063 US counties · median +2.9%
- 52nd pct · 54th of 113 Missouri counties · median +4.9%
- 24th pct · 1,056th of 1,399 US counties · median $1,496
- 47th pct · 19th of 35 Missouri counties · median $1,231
- 60th pct · 1,265th of 3,221 US counties · median 8,232
- 72nd pct · 32nd of 115 Missouri counties · median 4,996
- 35th pct · 2,080th of 3,221 US counties · median $1,039
- 71st pct · 33rd of 115 Missouri counties · median $902
- 56th pct · 1,318th of 3,063 US counties · median 4.3
- 46th pct · 61st of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $233,344 (Aug 2026), +5.0% over one year, +38.7% over five
- 49th pct · 1,546th of 3,063 US counties · median $234,566
- 57th pct · 49th of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Pulaski County, MO | $233,344 · +5.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,228/mo (Aug 2026), +8.1% over one year; price-to-rent 15.8
- 24th pct · 1,056th of 1,399 US counties · median $1,496
- 47th pct · 19th of 35 Missouri counties · median $1,231
| Item | Value | Distance |
|---|---|---|
| Pulaski County, MO | $1,228/mo · +8.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,277 a month on $233,344 at 7.28%, against an average weekly wage worth $4,216 a month: 30.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $233,344 × 80% = $186,675, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,277/mo principal and interest
- wage share = payment / (avg weekly wage $973 × 52 / 12 = $4,216) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $233,344 / ($973 × 52) = 4.6
- price-to-rent = $233,344 / ($1,228 × 12) = 15.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,724 jobs at 966 employers (2026 Q1); -5.6% jobs and +6.7% average weekly wage over the year
- 60th pct · 1,265th of 3,221 US counties · median 8,232
- 72nd pct · 32nd of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Pulaski County, MO | 12,724 jobs · $973/wk · -5.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 2,714 | $528 | 2.37 | -3.3% |
| Retail trade | 1,643 | $680 | 1.33 | -2.0% |
| Health care and social assistance | 934 | $885 | 0.49 | -1.5% |
| Administrative and waste services | 429 | $1,179 | 0.59 | -9.7% |
| Construction | 331 | $1,092 | 0.50 | -11.3% |
| Finance and insurance | 267 | $1,118 | 0.51 | -2.2% |
| Other services | 253 | $702 | 0.67 | +6.3% |
| Manufacturing | 137 | $936 | 0.13 | -4.9% |
| Transportation and warehousing | 129 | $738 | 0.24 | -38.6% |
| Utilities | 126 | $1,921 | 2.51 | +0.8% |
| Real estate and rental | 118 | $966 | 0.60 | +7.3% |
| Educational services | 100 | $993 | 0.37 | -17.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$696.4 m in deposits at 15 offices of 8 banks (SOD June 2026); HHI 1,912, highly concentrated. $351.4 m federal obligations in FY2026 (contracts $297.9 m, grants $53.1 m), $27,616 per covered job
| Item | Value | Distance |
|---|---|---|
| The Maries County Bank | $194.1 m · 27.9% share · 3 offices | |
| Security Bank of Pulaski County | $146.4 m · 21.0% share · 3 offices | |
| Bank of Crocker | $126.8 m · 18.2% share · 4 offices | |
| Pulaski, MO | $351.4 m FY2026 · $27,616/job | |
| MULTIPLE RECIPIENTS | $354.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Maries County Bank | $194,145,000 | 27.9% | 3 |
| Security Bank of Pulaski County | $146,426,000 | 21.0% | 3 |
| Bank of Crocker | $126,781,000 | 18.2% | 4 |
| The Bank of Missouri | $114,491,000 | 16.4% | 1 |
| Armed Forces Bank, National Association | $56,783,000 | 8.2% | 1 |
| First State Community Bank | $22,815,000 | 3.3% | 1 |
| Bank of Iberia | $21,497,000 | 3.1% | 1 |
| Citizens Bank of the Midwest | $13,412,000 | 1.9% | 1 |
Deposit concentration is 1,912 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 27.9² + 21.0² + 18.2² + … (5 more) = 1,912
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $302,554,201 |
| Department of Veterans Affairs | $198,239,483 |
| Social Security Administration | $155,716,285 |
| Department of Transportation | $29,178,448 |
| Department of Education | $23,943,913 |
| Department of Housing and Urban Development | $713,048 |
| Department of Agriculture | $443,550 |
| Federal Communications Commission | $394,134 |
| Railroad Retirement Board | $368,332 |
| General Services Administration | $178,562 |
| Department of Justice | $40,238 |
| Department of Health and Human Services | $28,472 |
That is $27,616 per covered job, against 12,724 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $351.4 m / 12,724 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,616
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pulaski County, MO: 12 findings, 1 at an alert level, 3 at a watch level and 8 noted
alertPulaski County, MO's covered employment is -5.6% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.6 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchPulaski County, MO's covered employment is -5.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchPulaski County, MO's typical asking rent is +8.1% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.yoyPct = 8.080457996368304 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
watchPulaski County, MO's average weekly wage of $973 scores 35 on the 0-to-100 scale across US counties but 72 across Missouri counties, a gap of 37 points.
Period 2026 Q1.Show the arithmetic
- 37 = |35 across US counties - 72 across Missouri counties|
position among the entities that published this metric this period; not an official level
notePulaski County, MO's average weekly wage was 6.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.