Sullivan County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.21, -93.11.
Assembled 2026-10-06. Read the brief.
- 3rd pct · 2,948th of 3,063 US counties · median $234,566
- 3rd pct · 109th of 113 Missouri counties · median $224,499
- 72nd pct · 833rd of 3,063 US counties · median +2.9%
- 54th pct · 52nd of 113 Missouri counties · median +4.9%
- US counties: not published this period
- Missouri counties: not published this period
- 17th pct · 2,651st of 3,221 US counties · median 8,232
- 21st pct · 91st of 115 Missouri counties · median 4,996
- 57th pct · 1,360th of 3,221 US counties · median $1,039
- 88th pct · 14th of 115 Missouri counties · median $902
- 3rd pct · 2,966th of 3,063 US counties · median 4.3
- 0th pct · 113th of 113 Missouri counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $106,842 (Aug 2026), +5.1% over one year, -18.1% over five
- 3rd pct · 2,948th of 3,063 US counties · median $234,566
- 3rd pct · 109th of 113 Missouri counties · median $224,499
| Item | Value | Distance |
|---|---|---|
| Sullivan County, MO | $106,842 · +5.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $585 a month on $106,842 at 7.28%, against an average weekly wage worth $4,663 a month: 12.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $106,842 × 80% = $85,474, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $585/mo principal and interest
- wage share = payment / (avg weekly wage $1,076 × 52 / 12 = $4,663) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $106,842 / ($1,076 × 52) = 1.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,175 jobs at 144 employers (2026 Q1); -7.0% jobs and +3.8% average weekly wage over the year
- 17th pct · 2,651st of 3,221 US counties · median 8,232
- 21st pct · 91st of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Sullivan County, MO | 2,175 jobs · $1,076/wk · -7.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 146 | $542 | 0.69 | +0.7% |
| Health care and social assistance | 129 | $688 | 0.39 | -3.0% |
| Wholesale trade | 37 | $772 | 0.44 | -5.1% |
| Professional and technical services | 17 | $478 | 0.11 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Marceline Lake near Marceline, MO | 1,909 Acre-ft (USGS, no capacity on file) | 62 km |
| Stanberry Lake near Gentry, MO | 1,357 Acre-ft (USGS, no capacity on file) | 113 km |
| Monroe City Lake near Monroe City, MO | 1,045 Acre-ft (USGS, no capacity on file) | 141 km |
| Concordia Lake near Concordia, MO | 2,372 Acre-ft (USGS, no capacity on file) | 147 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
22 gauges · 0 flooding · 4 with quality panels averaging 64 % · 5 stale
Sites found: 22, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Grand River near Sumner, MO | flow 7,460 ft³/s · quality 80 % (5) | 65 km |
| East Locust Creek near Boynton, MO | flow 18.8 ft³/s | 6 km |
| Little East Locust Creek near Browning, MO | flow 9.68 ft³/s · STALE | 16 km |
| Spring Creek at Stahl, MO | flow 80.7 ft³/s | 28 km |
| Medicine Creek at Lucerne, MO | stage 5.74 ft · quality 50 % (1) | 31 km |
| Medicine Creek near Laredo, MO | flow 144.0 ft³/s · quality 75 % (2) | 34 km |
| Chariton River at Novinger, MO | flow 636.0 ft³/s | 36 km |
| Locust Creek near Linneus, MO | flow 221.0 ft³/s · quality 50 % (1) | 37 km |
| Muddy Creek near Chula, MO | flow 10.3 ft³/s · STALE | 44 km |
| Chariton River at Livonia, MO | flow 29.9 ft³/s · STALE | 47 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 1 named aquifer: Sand and gravel aquifers (glaciated regions)
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-394508093132101 | depth 3.95 ft · 2017-01-23 | 52 km |
| Sand and gravel aquifers (glaciated regions) | depth 2.52 ft · 2026-10-05 | 54 km |
| Sand and gravel aquifers (glaciated regions) | depth 15.7 ft · 2026-10-05 | 59 km |
| Sand and gravel aquifers (glaciated regions) | depth 14.3 ft · 2026-10-05 | 63 km |
| Sand and gravel aquifers (glaciated regions) | depth 14.4 ft · 2026-10-05 | 67 km |
| Sand and gravel aquifers (glaciated regions) | depth 23.1 ft · 2026-10-05 | 68 km |
| Sand and gravel aquifers (glaciated regions) | depth 134.4 ft · 2026-10-05 | 75 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.13)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.36 / 0.55
Banks & federal dollars #
$205.5 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 3,565, highly concentrated. $38.4 m federal obligations in FY2026 (direct payments $33.0 m, grants $5.5 m), $17,670 per covered job
| Item | Value | Distance |
|---|---|---|
| Putnam County State Bank | $110.6 m · 53.8% share · 1 office | |
| PSB Bank | $39.9 m · 19.4% share · 2 offices | |
| Verimore Bank | $29.2 m · 14.2% share · 1 office | |
| Sullivan, MO | $38.4 m FY2026 · $17,670/job | |
| MULTIPLE RECIPIENTS | $31.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Putnam County State Bank | $110,579,000 | 53.8% | 1 |
| PSB Bank | $39,879,000 | 19.4% | 2 |
| Verimore Bank | $29,204,000 | 14.2% | 1 |
| First Interstate Bank | $18,127,000 | 8.8% | 1 |
| Bank of Brookfield - Purdin, National Association | $7,741,000 | 3.8% | 1 |
Deposit concentration is 3,565 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 53.8² + 19.4² + 14.2² + … (2 more) = 3,565
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $28,281,191 |
| Department of Transportation | $5,306,477 |
| Department of Veterans Affairs | $2,572,444 |
| Department of Agriculture | $1,737,543 |
| Railroad Retirement Board | $341,665 |
| Department of Housing and Urban Development | $74,602 |
| Department of Education | $70,128 |
| Federal Communications Commission | $47,598 |
That is $17,670 per covered job, against 2,175 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $38.4 m / 2,175 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,670
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sullivan County, MO: 13 findings, 1 at an alert level, 2 at a watch level and 10 noted
alertSullivan County, MO's covered employment is -7.0% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -7 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchSullivan County, MO's covered employment is -7.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSullivan County, MO's average weekly wage of $1,076 scores 58 on the 0-to-100 scale across US counties but 89 across Missouri counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |58 across US counties - 89 across Missouri counties|
position among the entities that published this metric this period; not an official level
noteSullivan County, MO's covered employment was 7.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSullivan County, MO's average weekly wage was 3.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.