Wibaux County, MT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 46.96, -104.27.
Assembled 2026-10-06. Read the brief.
- 48th pct · 1,566th of 3,063 US counties · median $234,566
- 29th pct · 40th of 56 Montana counties · median $296,564
- 98th pct · 58th of 3,063 US counties · median +2.9%
- 92nd pct · 5th of 56 Montana counties · median +4.1%
- US counties: not published this period
- Montana counties: not published this period
- 0th pct · 3,196th of 3,221 US counties · median 8,232
- 3rd pct · 54th of 56 Montana counties · median 2,560
- 5th pct · 3,043rd of 3,221 US counties · median $1,039
- 5th pct · 53rd of 56 Montana counties · median $996
- 74th pct · 786th of 3,063 US counties · median 4.3
- 47th pct · 30th of 56 Montana counties · median 5.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $231,744 (Aug 2026), +12.2% over one year, +46.5% over five
- 48th pct · 1,566th of 3,063 US counties · median $234,566
- 29th pct · 40th of 56 Montana counties · median $296,564
| Item | Value | Distance |
|---|---|---|
| Wibaux County, MT | $231,744 · +12.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Montana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,268 a month on $231,744 at 7.28%, against an average weekly wage worth $3,419 a month: 37.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $231,744 × 80% = $185,395, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,268/mo principal and interest
- wage share = payment / (avg weekly wage $789 × 52 / 12 = $3,419) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $231,744 / ($789 × 52) = 5.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
254 jobs at 44 employers (2026 Q1); -0.4% jobs and +2.6% average weekly wage over the year
- 0th pct · 3,196th of 3,221 US counties · median 8,232
- 3rd pct · 54th of 56 Montana counties · median 2,560
| Item | Value | Distance |
|---|---|---|
| Wibaux County, MT | 254 jobs · $789/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 29 | $206 | 1.27 | +3.6% |
| Retail trade | 18 | $336 | 0.73 | +0.0% |
| Transportation and warehousing | 9 | $986 | 0.84 | -10.0% |
| Unclassified | 0 | $0 | 0.00 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
6 gauges · 0 flooding · 2 with quality panels averaging 94 % · 1 stale
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BEAVER CREEK NEAR TROTTERS, ND | flow 0.02 ft³/s | 31 km |
| Cains Coulee at Glendive MT | flow 4.60 ft³/s · STALE | 36 km |
| Yellowstone River at Glendive, MT | flow 4,580 ft³/s | 37 km |
| Yellowstone River Fish Bypass Channel nr Intake MT | flow 717.0 ft³/s · quality 100 % (1) | 39 km |
| LITTLE MISSOURI RIVER AT MEDORA, ND | flow 23.4 ft³/s · quality 88 % (4) | 57 km |
| DEEP CREEK NEAR AMIDON, ND | flow 0.00 ft³/s | 69 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 0 named aquifers:
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-465500104050001 | depth 40.6 ft · 1981-05-19 | 15 km |
| USGS-464907103582603 | depth 22.9 ft · 1981-05-18 | 28 km |
| USGS-470948103592102 | depth 16.2 ft · 1981-02-25 | 31 km |
| USGS-465308103324002 | depth 13.9 ft · 1981-02-25 | 56 km |
| 136-103-24DBA | depth 7.79 ft · 1981-02-25 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.34)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.06 / 0.55
Banks & federal dollars #
$49.8 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $13.5 m federal obligations in FY2026 (grants $7.1 m, direct payments $6.5 m), $53,258 per covered job
| Item | Value | Distance |
|---|---|---|
| Stockman Bank of Montana | $49.8 m · 100.0% share · 1 office | |
| Wibaux, MT | $13.5 m FY2026 · $53,258/job | |
| MONTANA DEPARTMENT OF TRANSPORTATION | $7.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Stockman Bank of Montana | $49,842,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Transportation | $7,039,281 |
| Social Security Administration | $4,809,840 |
| Department of Agriculture | $984,228 |
| Department of Veterans Affairs | $358,047 |
| Railroad Retirement Board | $324,736 |
| Department of Education | $11,469 |
That is $53,258 per covered job, against 254 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $13.5 m / 254 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $53,258
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wibaux County, MT: 11 findings, 1 at a watch level and 10 noted
watchWibaux County, MT's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWibaux County, MT's average weekly wage was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWibaux County, MT's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWibaux County, MT's typical home value rose 0.3% from $231,141 in July 2026 to $231,744 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (231743.65046034823 - 231140.5950099616) / 231140.5950099616 × 100
- 231743.65046034823 = Zillow ZHVI, 2026-08
- 231140.5950099616 = Zillow ZHVI, 2026-07
noteWibaux County, MT's covered employment of 254 ranks 3,196th of 3,221 US counties, against a median of 8,232.
Period 2026 Q1.Show the arithmetic
- 1 on the 0-to-100 scale across 3221 US counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.