Antelope County, NE
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.18, -98.06.
Assembled 2026-10-06. Read the brief.
- 44th pct · 1,696th of 3,063 US counties · median $234,566
- 52nd pct · 43rd of 89 Nebraska counties · median $218,486
- 72nd pct · 858th of 3,063 US counties · median +2.9%
- 60th pct · 36th of 89 Nebraska counties · median +4.0%
- US counties: not published this period
- Nebraska counties: not published this period
- 17th pct · 2,649th of 3,221 US counties · median 8,232
- 52nd pct · 45th of 93 Nebraska counties · median 2,151
- 21st pct · 2,531st of 3,221 US counties · median $1,039
- 36th pct · 59th of 93 Nebraska counties · median $970
- 58th pct · 1,285th of 3,063 US counties · median 4.3
- 68th pct · 29th of 89 Nebraska counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $221,059 (Aug 2026), +5.0% over one year, +23.2% over five
- 44th pct · 1,696th of 3,063 US counties · median $234,566
- 52nd pct · 43rd of 89 Nebraska counties · median $218,486
| Item | Value | Distance |
|---|---|---|
| Antelope County, NE | $221,059 · +5.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Nebraska counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,210 a month on $221,059 at 7.28%, against an average weekly wage worth $3,948 a month: 30.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $221,059 × 80% = $176,847, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,210/mo principal and interest
- wage share = payment / (avg weekly wage $911 × 52 / 12 = $3,948) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $221,059 / ($911 × 52) = 4.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,183 jobs at 298 employers (2026 Q1); +1.9% jobs and +3.3% average weekly wage over the year
- 17th pct · 2,649th of 3,221 US counties · median 8,232
- 52nd pct · 45th of 93 Nebraska counties · median 2,151
| Item | Value | Distance |
|---|---|---|
| Antelope County, NE | 2,183 jobs · $911/wk · +1.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Wholesale trade | 344 | $1,099 | 4.11 | +4.2% |
| Health care and social assistance | 301 | $945 | 0.92 | -5.6% |
| Retail trade | 231 | $557 | 1.09 | +2.2% |
| Construction | 194 | $1,061 | 1.70 | +17.6% |
| Finance and insurance | 119 | $990 | 1.34 | +7.2% |
| Manufacturing | 103 | $880 | 0.59 | +10.8% |
| Accommodation and food services | 57 | $241 | 0.29 | -1.7% |
| Other services | 57 | $593 | 0.87 | -3.4% |
| Information | 24 | $649 | 0.60 | +14.3% |
| Professional and technical services | 23 | $858 | 0.15 | -4.2% |
| Arts, entertainment and recreation | 8 | $288 | 0.22 | -11.1% |
| Real estate and rental | 4 | $855 | 0.12 | -33.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$348.8 m in deposits at 7 offices of 6 banks (SOD June 2026); HHI 2,212, highly concentrated. $68.7 m federal obligations in FY2026 (direct payments $51.4 m, contracts $12.3 m), $31,456 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $103.3 m · 29.6% share · 1 office | |
| Bank of Elgin | $74.7 m · 21.4% share · 1 office | |
| Brunswick State Bank | $73.6 m · 21.1% share · 1 office | |
| Antelope, NE | $68.7 m FY2026 · $31,456/job | |
| MULTIPLE RECIPIENTS | $36.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $103,307,000 | 29.6% | 1 |
| Bank of Elgin | $74,690,000 | 21.4% | 1 |
| Brunswick State Bank | $73,579,000 | 21.1% | 1 |
| Cornerstone Bank | $68,743,000 | 19.7% | 2 |
| Heritage Bank | $21,491,000 | 6.2% | 1 |
| BankFirst | $6,949,000 | 2.0% | 1 |
Deposit concentration is 2,212 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 29.6² + 21.4² + 21.1² + … (3 more) = 2,212
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $32,912,500 |
| Department of Agriculture | $27,491,592 |
| Department of Transportation | $4,549,544 |
| Department of Veterans Affairs | $3,258,263 |
| Department of Housing and Urban Development | $271,263 |
| Department of Education | $92,921 |
| Railroad Retirement Board | $65,185 |
| Federal Communications Commission | $27,014 |
| Small Business Administration | $0 |
| Department of the Interior | -$485 |
That is $31,456 per covered job, against 2,183 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $68.7 m / 2,183 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,456
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Antelope County, NE: 5 findings, 1 at a watch level and 4 noted
watchAntelope County, NE's covered employment of 2,183 scores 18 on the 0-to-100 scale across US counties but 52 across Nebraska counties, a gap of 34 points.
Period 2026 Q1.Show the arithmetic
- 34 = |18 across US counties - 52 across Nebraska counties|
position among the entities that published this metric this period; not an official level
noteAntelope County, NE's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAntelope County, NE's covered employment was 1.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAntelope County, NE's typical home value fell 0.4% from $221,892 in July 2026 to $221,059 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.4% = (221058.84653110572 - 221892.11548610358) / 221892.11548610358 × 100
- 221058.84653110572 = Zillow ZHVI, 2026-08
- 221892.11548610358 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Antelope County, NE is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.