Allegany County, NY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.25, -78.03.
Assembled 2026-10-06. Read the brief.
- 13th pct · 2,650th of 3,063 US counties · median $234,566
- 0th pct · 62nd of 62 New York counties · median $256,722
- 88th pct · 347th of 3,063 US counties · median +2.9%
- 90th pct · 7th of 62 New York counties · median +5.7%
- US counties: not published this period
- New York counties: not published this period
- 62nd pct · 1,212th of 3,221 US counties · median 8,232
- 14th pct · 53rd of 62 New York counties · median 32,139
- 51st pct · 1,548th of 3,221 US counties · median $1,039
- 6th pct · 58th of 62 New York counties · median $1,250
- 12th pct · 2,672nd of 3,063 US counties · median 4.3
- 8th pct · 57th of 62 New York counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $143,514 (Aug 2026), +7.5% over one year, +31.9% over five
- 13th pct · 2,650th of 3,063 US counties · median $234,566
- 0th pct · 62nd of 62 New York counties · median $256,722
| Item | Value | Distance |
|---|---|---|
| Allegany County, NY | $143,514 · +7.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- New York counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $786 a month on $143,514 at 7.28%, against an average weekly wage worth $4,537 a month: 17.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $143,514 × 80% = $114,811, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $786/mo principal and interest
- wage share = payment / (avg weekly wage $1,047 × 52 / 12 = $4,537) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $143,514 / ($1,047 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,624 jobs at 904 employers (2026 Q1); -2.5% jobs and -0.6% average weekly wage over the year
- 62nd pct · 1,212th of 3,221 US counties · median 8,232
- 14th pct · 53rd of 62 New York counties · median 32,139
| Item | Value | Distance |
|---|---|---|
| Allegany County, NY | 13,624 jobs · $1,047/wk · -2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 1,494 | $409 | 1.22 | +2.0% |
| Retail trade | 1,102 | $589 | 0.83 | +0.0% |
| Manufacturing | 1,089 | $1,397 | 0.99 | -29.2% |
| Other services | 409 | $474 | 1.00 | -5.5% |
| Construction | 271 | $1,392 | 0.38 | -3.9% |
| Finance and insurance | 231 | $4,393 | 0.42 | -10.8% |
| Wholesale trade | 223 | $2,056 | 0.43 | -11.2% |
| Professional and technical services | 189 | $1,365 | 0.20 | -18.2% |
| Agriculture, forestry, fishing | 182 | $924 | 1.85 | +0.0% |
| Arts, entertainment and recreation | 132 | $304 | 0.59 | +4.8% |
| Unclassified | 112 | $548 | 3.86 | +96.5% |
| Information | 84 | $959 | 0.33 | -1.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Cowanesque Lake at Lawrenceville, PA | 1,080 ft (USGS, no capacity on file) | 78 km |
| Hammond Lake at Hammond Dam at Tioga, PA | 1,086 ft (USGS, no capacity on file) | 82 km |
| Tioga Lake at Tioga Dam at Tioga, PA | 1,082 ft (USGS, no capacity on file) | 83 km |
| First Fork Sinnemahoning Creek Reservoir | 922.0 ft (USGS, no capacity on file) | 94 km |
| Kettle Cr Lake at Kettle Cr Dam near Westport, PA | 842.4 ft (USGS, no capacity on file) | 99 km |
| Foster Joseph Sayers Lake near Blanchard, PA | 630.0 ft (USGS, no capacity on file) | 138 km |
| Curwensville Lake near Curwensville, PA | 1,162 ft (USGS, no capacity on file) | 150 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
51 gauges · 0 flooding · 4 with quality panels averaging 100 % · 11 stale
Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| GENESEE RIVER AT WELLSVILLE NY | flow 57.2 ft³/s · no flooding | 15 km |
| ROOT CREEK AT DAVIS STREET AT BOLIVAR NY | stage 0.09 ft | 23 km |
| Canacadea Creek at Almond Dam | no flooding | 29 km |
| CANACADEA CREEK NEAR HORNELL NY | flow 14.5 ft³/s · no flooding | 30 km |
| Canisteo River near Arkport | no flooding | 30 km |
| CANISTEO RIVER AT ARKPORT NY | flow 2.99 ft³/s | 31 km |
| CANISTEO RIVER BELOW CANACADEA CREEK AT HORNELL NY | flow 26.8 ft³/s · no flooding | 32 km |
| Oswayo Creek at Shinglehouse, PA | flow 18.1 ft³/s | 35 km |
| DODGE CREEK AT PORTVILLE NY | stage 2.89 ft · no flooding | 35 km |
| GENESEE RIVER AT PORTAGEVILLE NY | flow 191.0 ft³/s | 36 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
15 wells in 0 named aquifers:
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-421544078021301 | depth -0.76 ft · 2026-10-05 | 2 km |
| USGS-421512077472801 | depth 6.28 ft · 2026-10-05 | 19 km |
| USGS-423743078070802 | depth 13.3 ft · 2026-10-05 | 43 km |
| USGS-415150078220401 | depth 104.2 ft · 2026-10-05 | 51 km |
| USGS-424406078075301 | depth 2.65 ft · 2026-10-05 | 55 km |
| USGS-414640077493801 | depth 24.3 ft · 2026-10-05 | 55 km |
| USGS-422445077203301 | depth 10.1 ft · 2026-10-05 | 59 km |
| USGS-420530078445201 | depth 10.2 ft · 2026-10-05 | 62 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$646.4 m in deposits at 8 offices of 3 banks (SOD June 2026); HHI 6,624, highly concentrated. $319.9 m federal obligations in FY2026 (direct payments $291.2 m, grants $24.3 m), $23,484 per covered job
| Item | Value | Distance |
|---|---|---|
| Community Bank, National Association | $517.9 m · 80.1% share · 6 offices | |
| Five Star Bank | $77.2 m · 11.9% share · 1 office | |
| First Citizens Community Bank | $51.3 m · 7.9% share · 1 office | |
| Allegany, NY | $319.9 m FY2026 · $23,484/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community Bank, National Association | $517,894,000 | 80.1% | 6 |
| Five Star Bank | $77,212,000 | 11.9% | 1 |
| First Citizens Community Bank | $51,317,000 | 7.9% | 1 |
Deposit concentration is 6,624 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 80.1² + 11.9² + 7.9² = 6,624
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $23,484 per covered job, against 13,624 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $319.9 m / 13,624 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,484
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Allegany County, NY: 14 findings, 4 at a watch level and 10 noted
watchAllegany County, NY's covered employment is -2.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchAllegany County, NY's average weekly wage is -0.6% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.6 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchAllegany County, NY's covered employment of 13,624 scores 62 on the 0-to-100 scale across US counties but 15 across New York counties, a gap of 48 points.
Period 2026 Q1.Show the arithmetic
- 48 = |62 across US counties - 15 across New York counties|
position among the entities that published this metric this period; not an official level
watchAllegany County, NY's average weekly wage of $1,047 scores 52 on the 0-to-100 scale across US counties but 7 across New York counties, a gap of 45 points.
Period 2026 Q1.Show the arithmetic
- 45 = |52 across US counties - 7 across New York counties|
position among the entities that published this metric this period; not an official level
noteAllegany County, NY's covered employment was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.