Camden County, NC

Home values #

Typical home $396,371 (Aug 2026), +2.8% over one year, +33.0% over five

• 85th pct · 445th of 3,063 US counties · median $234,566
• 81st pct · 19th of 100 North Carolina counties · median $273,108
• 58th pct · 8th of 18 counties in the Virginia Beach-Chesapeake-Norfolk metro · median $389,478

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• North Carolina counties: not published this period
• counties in the Virginia Beach-Chesapeake-Norfolk metro: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $2,170 a month on $396,371 at 7.28%, against an average weekly wage worth $4,420 a month: 49.1% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $396,371 × 80% = $317,097, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,170/mo principal and interest
• wage share = payment / (avg weekly wage $1,020 × 52 / 12 = $4,420) = 49% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $396,371 / ($1,020 × 52) = 7.5

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

1,339 jobs at 222 employers (2026 Q1); +16.3% jobs and +0.6% average weekly wage over the year

• 9th pct · 2,911th of 3,221 US counties · median 8,232
• 1st pct · 99th of 100 North Carolina counties · median 16,739
• 0th pct · 18th of 18 counties in the Virginia Beach-Chesapeake-Norfolk metro · median 18,007

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

2 USGS reservoir gauges, no capacity figures to weight

Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

29 gauges · 0 flooding · 10 with quality panels averaging 95 % · 16 stale

Sites found: 29, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

105 wells in 0 named aquifers:

Sites found: 105, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.02)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.05 / 0.55

Banks & federal dollars #

$93.6 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $91.3 m federal obligations in FY2026 (direct payments $87.1 m, grants $3.9 m), $68,152 per covered job

Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $68,152 per covered job, against 1,339 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $91.3 m / 1,339 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $68,152

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Camden County, NC: 10 findings, 1 at a watch level and 9 noted

1. watchCamden County, NC's years of wages of 7.5 ranks 273rd of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-08.
   Show the arithmetic

   • test: yearsOfWages percentile = 91.11691704768126 >= 90
   • typical home value / (average weekly wage × 52); one average covered job, not a household

   position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level

2. noteCamden County, NC's covered employment was 16.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +16.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteCamden County, NC's average weekly wage was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteCamden County, NC's covered employment of 1,339 ranks 18th of 18 counties in the Virginia Beach-Chesapeake-Norfolk metro, against a median of 18,007.

   Period 2026 Q1.
   Show the arithmetic

   • 0 on the 0-to-100 scale across 18 counties in the Virginia Beach-Chesapeake-Norfolk metro that published jobs.emp

   position among the entities that published this metric this period; not an official level

5. noteCamden County, NC's covered employment of +16.3% ranks 1st of 18 counties in the Virginia Beach-Chesapeake-Norfolk metro, against a median of -0.8%.

   Period 2026 Q1.
   Show the arithmetic

   • 100 on the 0-to-100 scale across 18 counties in the Virginia Beach-Chesapeake-Norfolk metro that published jobs.yoy.emp

   position among the entities that published this metric this period; not an official level

Read all 10 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.