Davie County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.93, -80.54.
Assembled 2026-10-07. Read the brief.
- 75th pct · 757th of 3,063 US counties · median $234,566
- 69th pct · 31st of 100 North Carolina counties · median $273,108
- 100th pct · 1st of 5 counties in the Winston-Salem metro · median $275,792
- 54th pct · 1,386th of 3,063 US counties · median +2.9%
- 76th pct · 24th of 100 North Carolina counties · median +1.1%
- 50th pct · 3rd of 5 counties in the Winston-Salem metro · median +3.4%
- US counties: not published this period
- North Carolina counties: not published this period
- counties in the Winston-Salem metro: not published this period
- 64th pct · 1,146th of 3,221 US counties · median 8,232
- 42nd pct · 58th of 100 North Carolina counties · median 16,739
- 50th pct · 3rd of 5 counties in the Winston-Salem metro · median 14,902
- 44th pct · 1,784th of 3,221 US counties · median $1,039
- 61st pct · 39th of 100 North Carolina counties · median $984
- 50th pct · 3rd of 5 counties in the Winston-Salem metro · median $1,016
- 80th pct · 589th of 3,063 US counties · median 4.3
- 72nd pct · 28th of 100 North Carolina counties · median 5.0
- 100th pct · 1st of 5 counties in the Winston-Salem metro · median 5.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $326,566 (Aug 2026), +3.4% over one year, +22.2% over five
- 75th pct · 757th of 3,063 US counties · median $234,566
- 69th pct · 31st of 100 North Carolina counties · median $273,108
- 100th pct · 1st of 5 counties in the Winston-Salem metro · median $275,792
| Item | Value | Distance |
|---|---|---|
| Davie County, NC | $326,566 · +3.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- North Carolina counties: not published this period
- counties in the Winston-Salem metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,788 a month on $326,566 at 7.28%, against an average weekly wage worth $4,403 a month: 40.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $326,566 × 80% = $261,253, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,788/mo principal and interest
- wage share = payment / (avg weekly wage $1,016 × 52 / 12 = $4,403) = 41% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $326,566 / ($1,016 × 52) = 6.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,902 jobs at 1,150 employers (2026 Q1); +3.0% jobs and +0.1% average weekly wage over the year
- 64th pct · 1,146th of 3,221 US counties · median 8,232
- 42nd pct · 58th of 100 North Carolina counties · median 16,739
- 50th pct · 3rd of 5 counties in the Winston-Salem metro · median 14,902
| Item | Value | Distance |
|---|---|---|
| Davie County, NC | 14,902 jobs · $1,016/wk · +3.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,230 | $1,100 | 3.53 | +2.5% |
| Retail trade | 1,624 | $681 | 1.12 | +1.3% |
| Health care and social assistance | 1,547 | $1,282 | 0.69 | +2.0% |
| Accommodation and food services | 1,087 | $363 | 0.81 | -3.9% |
| Transportation and warehousing | 812 | $1,061 | 1.29 | +0.0% |
| Administrative and waste services | 670 | $975 | 0.79 | +2.8% |
| Other services | 450 | $669 | 1.01 | +1.6% |
| Arts, entertainment and recreation | 411 | $664 | 1.68 | +20.5% |
| Professional and technical services | 396 | $1,204 | 0.39 | +1.3% |
| Wholesale trade | 395 | $1,483 | 0.69 | +0.0% |
| Finance and insurance | 287 | $2,214 | 0.47 | +29.3% |
| Educational services | 75 | $781 | 0.23 | +36.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$640.5 m in deposits at 9 offices of 6 banks (SOD June 2026); HHI 2,575, highly concentrated. $11.9 m federal obligations in FY2026 (contracts $11.7 m, loans $235,853), $799 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank OZK | $217.4 m · 33.9% share · 2 offices | |
| Truist Bank | $190.4 m · 29.7% share · 2 offices | |
| First Horizon Bank | $126.2 m · 19.7% share · 2 offices | |
| Davie, NC | $11.9 m FY2026 · $799/job | |
| MULTIPLE RECIPIENTS | $320.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank OZK | $217,354,000 | 33.9% | 2 |
| Truist Bank | $190,446,000 | 29.7% | 2 |
| First Horizon Bank | $126,156,000 | 19.7% | 2 |
| Wells Fargo Bank, National Association | $73,750,000 | 11.5% | 1 |
| SKYLINE NATIONAL BANK | $27,527,000 | 4.3% | 1 |
| Woodforest National Bank | $5,316,000 | 0.8% | 1 |
Deposit concentration is 2,575 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 33.9² + 29.7² + 19.7² + … (3 more) = 2,575
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $286,220,671 |
| Department of Veterans Affairs | $33,495,178 |
| Department of Defense | $11,674,686 |
| Department of Transportation | $6,736,608 |
| Department of Agriculture | $2,109,360 |
| Railroad Retirement Board | $966,426 |
| Department of Housing and Urban Development | $393,758 |
| Department of Health and Human Services | $126,129 |
| Department of Justice | $97,749 |
| Federal Communications Commission | $95,880 |
That is $799 per covered job, against 14,902 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $11.9 m / 14,902 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $799
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Davie County, NC: 7 findings, 7 noted
noteDavie County, NC's covered employment was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDavie County, NC's typical home value rose 0.3% from $325,727 in July 2026 to $326,566 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (326566.30098230584 - 325727.1322925065) / 325727.1322925065 × 100
- 326566.30098230584 = Zillow ZHVI, 2026-08
- 325727.1322925065 = Zillow ZHVI, 2026-07
noteDavie County, NC's average weekly wage was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDavie County, NC's typical home value of $326,566 ranks 1st of 5 counties in the Winston-Salem metro, against a median of $275,792.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 5 counties in the Winston-Salem metro that published home.latest
position among the entities that published this metric this period; not an official level
noteDavie County, NC's years of wages of 6.2 ranks 1st of 5 counties in the Winston-Salem metro, against a median of 5.2.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 5 counties in the Winston-Salem metro that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.