Halifax County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.25, -77.64.
Assembled 2026-10-06. Read the brief.
- 6th pct · 2,868th of 3,063 US counties · median $234,566
- 4th pct · 96th of 100 North Carolina counties · median $273,108
- 55th pct · 1,349th of 3,063 US counties · median +2.9%
- 77th pct · 23rd of 100 North Carolina counties · median +1.1%
- US counties: not published this period
- North Carolina counties: not published this period
- 65th pct · 1,127th of 3,221 US counties · median 8,232
- 47th pct · 53rd of 100 North Carolina counties · median 16,739
- 25th pct · 2,385th of 3,221 US counties · median $1,039
- 25th pct · 74th of 100 North Carolina counties · median $984
- 9th pct · 2,760th of 3,063 US counties · median 4.3
- 5th pct · 95th of 100 North Carolina counties · median 5.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $119,661 (Aug 2026), +3.5% over one year, +16.5% over five
- 6th pct · 2,868th of 3,063 US counties · median $234,566
- 4th pct · 96th of 100 North Carolina counties · median $273,108
| Item | Value | Distance |
|---|---|---|
| Halifax County, NC | $119,661 · +3.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- North Carolina counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $655 a month on $119,661 at 7.28%, against an average weekly wage worth $4,043 a month: 16.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $119,661 × 80% = $95,729, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $655/mo principal and interest
- wage share = payment / (avg weekly wage $933 × 52 / 12 = $4,043) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $119,661 / ($933 × 52) = 2.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,232 jobs at 1,037 employers (2026 Q1); +1.4% jobs and +1.9% average weekly wage over the year
- 65th pct · 1,127th of 3,221 US counties · median 8,232
- 47th pct · 53rd of 100 North Carolina counties · median 16,739
| Item | Value | Distance |
|---|---|---|
| Halifax County, NC | 15,232 jobs · $933/wk · +1.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 2,743 | $936 | 1.20 | +33.3% |
| Manufacturing | 2,292 | $1,222 | 1.87 | +4.8% |
| Retail trade | 2,090 | $686 | 1.41 | +1.3% |
| Accommodation and food services | 2,004 | $382 | 1.46 | +1.7% |
| Construction | 620 | $1,306 | 0.78 | +0.0% |
| Wholesale trade | 377 | $1,753 | 0.65 | +4.4% |
| Administrative and waste services | 369 | $754 | 0.43 | -2.9% |
| Other services | 357 | $841 | 0.78 | -12.1% |
| Agriculture, forestry, fishing | 257 | $897 | 2.34 | +0.0% |
| Finance and insurance | 247 | $1,197 | 0.40 | +4.2% |
| Educational services | 209 | $659 | 0.64 | +11.2% |
| Real estate and rental | 107 | $855 | 0.46 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| FALLS LAKE ABOVE DAM NR FALLS, NC | 246.5 ft (USGS, no capacity on file) | 91 km |
| BEAVERDAM CREEK AT DAM NEAR CREEDMOOR, NC | 248.5 ft (USGS, no capacity on file) | 97 km |
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 125 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 7.99 ft (USGS, no capacity on file) | 129 km |
| B. EVERETT JORDAN LAKE AT DAM NR MONCURE, NC | 213.8 ft (USGS, no capacity on file) | 144 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
62 gauges · 0 flooding · 3 with quality panels averaging 96 % · 19 stale
Sites found: 62, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ROANOKE RIVER AT HALIFAX, NC | stage 17.5 ft · quality 100 % (4) · no flooding | 11 km |
| FISHING CREEK NEAR ENFIELD, NC | flow 1.96 ft³/s · no flooding | 12 km |
| Chockoyette Creek above Chockoyette Creek at I-95 | no flooding | 19 km |
| Roanoke River above Occoneechee Creek at NC158 | no readings | 22 km |
| LITTLE FISHING CREEK NEAR WHITE OAK, NC | flow 0.02 ft³/s · no flooding | 22 km |
| ROANOKE RIVER AT ROANOKE RAPIDS, NC | flow 2,160 ft³/s · no flooding | 23 km |
| ROANOKE RIVER NEAR SCOTLAND NECK, NC | stage 4.36 ft · no flooding | 24 km |
| Roanoke River above Roanoke Rapids Dam | no flooding | 26 km |
| FISHING CREEK AT NC 97 NEAR LEGGETT, NC | stage 1.19 ft · STALE | 29 km |
| SWIFT CREEK AT HILLIARDSTON, NC | flow 815.0 ft³/s · STALE | 29 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
17 wells in 0 named aquifers:
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-361420077111407 | depth 8.32 ft · 2009-10-01 | 41 km |
| USGS-363916077201002 | depth 69.7 ft · 1987-10-27 | 53 km |
| USGS-363916077201005 | depth 71.9 ft · 1987-10-26 | 53 km |
| USGS-363916077201006 | depth 42.0 ft · 1987-10-27 | 53 km |
| USGS-363916077201004 | depth 73.0 ft · 1987-10-27 | 53 km |
| USGS-363916077201003 | depth 72.9 ft · 1987-10-27 | 53 km |
| USGS-364109077230701 | depth 59.0 ft · 1995-10-18 | 54 km |
| USGS-364218078015701 | depth 26.0 ft · 2026-10-05 | 61 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.17)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.04 / 0.55
Banks & federal dollars #
$857.9 m in deposits at 12 offices of 8 banks (SOD June 2026); HHI 1,848, highly concentrated. $392.1 m federal obligations in FY2026 (direct payments $371.0 m, grants $17.2 m), $25,742 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $255.6 m · 29.8% share · 4 offices | |
| First-Citizens Bank & Trust Company | $162.2 m · 18.9% share · 1 office | |
| New Republic Bank | $138.0 m · 16.1% share · 1 office | |
| Halifax, NC | $392.1 m FY2026 · $25,742/job | |
| MULTIPLE RECIPIENTS | $360.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $255,552,000 | 29.8% | 4 |
| First-Citizens Bank & Trust Company | $162,174,000 | 18.9% | 1 |
| New Republic Bank | $137,966,000 | 16.1% | 1 |
| Southern Bank and Trust Company | $103,506,000 | 12.1% | 2 |
| PNC Bank, National Association | $91,725,000 | 10.7% | 1 |
| Riverside Savings Bank, SSB | $72,499,000 | 8.5% | 1 |
| First Bank | $31,316,000 | 3.7% | 1 |
| Woodforest National Bank | $3,133,000 | 0.4% | 1 |
Deposit concentration is 1,848 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 29.8² + 18.9² + 16.1² + … (5 more) = 1,848
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $317,074,841 |
| Department of Veterans Affairs | $44,937,626 |
| Department of Agriculture | $7,746,770 |
| Department of Health and Human Services | $7,223,488 |
| Department of Transportation | $4,543,806 |
| Department of Housing and Urban Development | $4,436,869 |
| Department of Education | $3,426,545 |
| Railroad Retirement Board | $2,160,056 |
| Federal Communications Commission | $458,859 |
| Department of Defense | $115,498 |
| Small Business Administration | $0 |
| National Aeronautics and Space Administration | $0 |
That is $25,742 per covered job, against 15,232 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $392.1 m / 15,232 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,742
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Halifax County, NC: 7 findings, 7 noted
noteHalifax County, NC's average weekly wage was 1.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHalifax County, NC's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHalifax County, NC's typical home value of $119,661 ranks 96th of 100 North Carolina counties, against a median of $273,108.
Period 2026-08.Show the arithmetic
- 4 on the 0-to-100 scale across 100 North Carolina counties that published home.latest
position among the entities that published this metric this period; not an official level
noteHalifax County, NC's years of wages of 2.5 ranks 95th of 100 North Carolina counties, against a median of 5.0.
Period 2026-08.Show the arithmetic
- 5 on the 0-to-100 scale across 100 North Carolina counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteHalifax County, NC's typical home value of $119,661 ranks 2,868th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 6 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.