Mecklenburg County, NC

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.25, -80.83.

Assembled 2026-10-02. Read the brief.

Typical home value
$417,072
as of August 2026
  • 87th pct · 374th of 3,063 US counties · median $234,566
  • 85th pct · 15th of 100 North Carolina counties · median $273,108
Home value, one year
-0.7%
as of August 2026
  • 16th pct · 2,559th of 3,063 US counties · median +2.9%
  • 15th pct · 85th of 100 North Carolina counties · median +1.1%
Typical rent
$1,748
as of August 2026
  • 69th pct · 423rd of 1,399 US counties · median $1,496
  • 75th pct · 16th of 63 North Carolina counties · median $1,573
Jobs
795,849
as of 2026 Q1-01
  • 99th pct · 25th of 3,221 US counties · median 8,232
  • 100th pct · 1st of 100 North Carolina counties · median 16,739
Average weekly wage
$2,167
as of 2026 Q1-01
  • 99th pct · 31st of 3,221 US counties · median $1,039
  • 98th pct · 2nd of 100 North Carolina counties · median $984
Years of wages per home
3.7
  • 36th pct · 1,936th of 3,063 US counties · median 4.3
  • 22nd pct · 78th of 100 North Carolina counties · median 5.0

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-02

Typical home $417,072 (Aug 2026), -0.7% over one year, +21.9% over five

  • 87th pct · 374th of 3,063 US counties · median $234,566
  • 85th pct · 15th of 100 North Carolina counties · median $273,108
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Mecklenburg County, NC$417,072 · -0.7% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-02

Typical rent $1,748/mo (Aug 2026), +0.6% over one year; price-to-rent 19.9

  • 69th pct · 423rd of 1,399 US counties · median $1,496
  • 75th pct · 16th of 63 North Carolina counties · median $1,573
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Mecklenburg County, NC$1,748/mo · +0.6% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-02

Principal and interest of $2,283 a month on $417,072 at 7.28%, against an average weekly wage worth $9,390 a month: 24.3% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $417,072 × 80% = $333,658, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,283/mo principal and interest
  • wage share = payment / (avg weekly wage $2,167 × 52 / 12 = $9,390) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $417,072 / ($2,167 × 52) = 3.7
  • price-to-rent = $417,072 / ($1,748 × 12) = 19.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-02

795,849 jobs at 52,847 employers (2026 Q1); +1.7% jobs and +3.3% average weekly wage over the year

  • 99th pct · 25th of 3,221 US counties · median 8,232
  • 100th pct · 1st of 100 North Carolina counties · median 16,739
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Mecklenburg County, NC795,849 jobs · $2,167/wk · +1.7% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Finance and insurance90,488$5,7522.79+2.0%
Health care and social assistance70,834$1,4640.59+5.9%
Accommodation and food services68,520$6130.96+1.0%
Professional and technical services68,422$2,5111.25+0.5%
Retail trade65,039$9110.84-0.5%
Administrative and waste services59,578$1,2971.32+5.0%
Transportation and warehousing49,604$1,5231.48+0.6%
Construction43,711$1,8121.05+4.4%
Wholesale trade38,042$2,1891.25-1.9%
Manufacturing34,532$1,9640.54-0.9%
Management of companies30,597$4,6692.30+6.0%
Other services20,557$1,1810.86-1.0%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Water #

unavailableretrieved 2026-10-02The water report is unavailable: The water report did not answer within 8000 ms

Banks & federal dollars #

currentretrieved 2026-10-02

$407.4 bn in deposits at 251 offices of 35 banks (SOD June 2026); HHI 5,440, highly concentrated. $-40.6 m federal obligations in FY2026, $-51 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Bank of America, National Association$289.5 bn · 71.1% share · 27 offices
Truist Bank$77.2 bn · 19.0% share · 31 offices
Wells Fargo Bank, National Association$21.3 bn · 5.2% share · 38 offices
Mecklenburg, NC$-40.6 m FY2026 · $-51/job
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Bank of America, National Association$289,524,299,00071.1%27
Truist Bank$77,199,684,00019.0%31
Wells Fargo Bank, National Association$21,299,130,0005.2%38
Fifth Third Bank, National Association$3,792,923,0000.9%33
PNC Bank, National Association$3,230,677,0000.8%8
First-Citizens Bank & Trust Company$2,379,027,0000.6%16
Pinnacle Bank$1,487,748,0000.4%6
TowneBank$1,281,870,0000.3%4
JPMorgan Chase Bank, National Association$1,095,203,0000.3%20
First National Bank of Pennsylvania$1,021,780,0000.3%9

Deposit concentration is 5,440 across 34 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 34 banks with deposits in the county = 71.1² + 19.0² + 5.2² + … (31 more) = 5,440

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

unavailableretrieved 2026-10-02USAspending did not return a recipient, agency and NAICS breakdown for this county.

That is -$51 per covered job, against 795,849 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $-40.6 m / 795,849 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-51

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

Public companies #

currentretrieved 2026-10-02The company snapshot is a committed fixture, not a pull.

1 public company files with the SEC from a business address here (Nucor Corp). These rows are a committed fixture, not a pull: the snapshot has never been refreshed, so every financial fact is null and the list is not a complete census of filers in this county. The county's jobs mix maps to 10 GICS sectors, led by Financials.

Public filers whose registered business address with the SEC falls in this county, from a committed snapshot of EDGAR's company_tickers_exchange file. A position is the centroid of the address's ZIP code (Census ZCTA) or, where the snapshot says so, of its city: it is not a building. Legal entities only - no officer, insider or shareholder data is read, and Forms 3, 4 and 5 are excluded everywhere. Sector exposure is the county's BLS QCEW jobs mix bridged to GICS sectors by a convention documented in lib/companies/sectors.ts; a jobs mix is not a portfolio.
ItemValueDistance
Nucor CorpNUE · NYSE · Materials · Charlotte, NC 28211

This is a committed fixture, not a pull: 1 filers are named and their financial facts are empty until the snapshot is refreshed. An absent company is not evidence that none is headquartered here.

Public filers whose registered business address with the SEC falls in this county, from a committed snapshot of EDGAR's company_tickers_exchange file. A position is the centroid of the address's ZIP code (Census ZCTA) or, where the snapshot says so, of its city: it is not a building. Legal entities only - no officer, insider or shareholder data is read, and Forms 3, 4 and 5 are excluded everywhere. Sector exposure is the county's BLS QCEW jobs mix bridged to GICS sectors by a convention documented in lib/companies/sectors.ts; a jobs mix is not a portfolio.

National context, not this county #

currentretrieved 2026-10-02

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft16.502026-09-30-11.7%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %71.302026-10-01+0.1%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.102026-08-01+0.0%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-02

Mecklenburg County, NC: 10 findings, 1 at a watch level and 9 noted

  1. watchMecklenburg County, NC's typical home value is -0.7% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: home.yoyPct = -0.7060926574303719 < 0

    arithmetic on Zillow ZHVI, county and metro files; not an official level

  2. noteMecklenburg County, NC's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteMecklenburg County, NC's covered employment was 1.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteMecklenburg County, NC's covered employment of 795,849 ranks 1st of 100 North Carolina counties, against a median of 16,739.

    Period 2026 Q1.
    Show the arithmetic
    • 100 on the 0-to-100 scale across 100 North Carolina counties that published jobs.emp

    position among the entities that published this metric this period; not an official level

  5. noteMecklenburg County, NC's covered employment of 795,849 ranks 25th of 3,221 US counties, against a median of 8,232.

    Period 2026 Q1.
    Show the arithmetic
    • 99 on the 0-to-100 scale across 3221 US counties that published jobs.emp

    position among the entities that published this metric this period; not an official level

Read all 10 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-02
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-02
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-02
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-02
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · price-to-rent = $417,072 / ($1,748 × 12) = 19.9
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-02
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 37119, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-02
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · payment = P·r / (1 − (1+r)^−n), P = $417,072 × 80% = $333,658, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,283/mo principal and interest; wage share = payment / (avg weekly wage $2,167 × 52 / 12 = $9,390) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $417,072 / ($2,167 × 52) = 3.7; price-to-rent = $417,072 / ($1,748 × 12) = 19.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 37119, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-02
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change -0.7% / ±10% × 0.3, rent 1-yr change +0.6% / ±10% × 0.15, jobs over-the-year change +1.7% / ±3% × 0.3, avg weekly wage over-the-year change +3.3% / ±6% × 0.25
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:37119:2026 · period 2026-06-30 · retrieved 2026-10-02
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:37119:2026 · period 2026-06-30 · retrieved 2026-10-02 · HHI = Σ (share %)² over 34 banks with deposits in the county = 71.1² + 19.0² + 5.2² + … (31 more) = 5,440
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-02
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-02 · per job = FY2026 obligations $-40.6 m / 795,849 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-51
  • publishedEDGAR company filings and XBRL APIsU.S. Securities and Exchange Commissionopen the source
    · retrieved 2026-10-02
  • publishedZCTA to county relationship file (2020)U.S. Census Bureauopen the source
    · retrieved 2026-10-02
  • publishedTIGERwebU.S. Census Bureauopen the source
    · retrieved 2026-10-02
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    qcew:37119:sectors · retrieved 2026-10-02 · NAICS sector -> GICS sector by the static table in lib/companies/sectors.ts; lq = sum(emp_i * lq_i) / sum(emp_i) over the NAICS sectors folded into the GICS sector, withheld cells excluded; ETFs are the convention list, not a recommendation
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-02 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-02 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-02 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: price-to-rent = $417,072 / ($1,748 × 12) = 19.9.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-02.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 37119, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/37119.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $417,072 × 80% = $333,658, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,283/mo principal and interest; wage share = payment / (avg weekly wage $2,167 × 52 / 12 = $9,390) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $417,072 / ($2,167 × 52) = 3.7; price-to-rent = $417,072 / ($1,748 × 12) = 19.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 37119, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/37119.csv. accessed 2026-10-02.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change -0.7% / ±10% × 0.3, rent 1-yr change +0.6% / ±10% × 0.15, jobs over-the-year change +1.7% / ±3% × 0.3, avg weekly wage over-the-year change +3.3% / ±6% × 0.25.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:37119:2026. period 2026-06-30. https://banks.data.fdic.gov/api/sod?filters=STCNTYBR%3A37119+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE&format=json&limit=10000. accessed 2026-10-02.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:37119:2026. period 2026-06-30. https://banks.data.fdic.gov/docs/. accessed 2026-10-02. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 34 banks with deposits in the county = 71.1² + 19.0² + 5.2² + … (31 more) = 5,440.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-02.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-02. estimate computed by Embedding Atlas: per job = FY2026 obligations $-40.6 m / 795,849 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-51.
  • U.S. Securities and Exchange Commission. EDGAR company filings and XBRL APIs. https://www.sec.gov/files/company_tickers_exchange.json. accessed 2026-10-02.
  • U.S. Census Bureau. ZCTA to county relationship file (2020). https://www.census.gov/geographies/reference-files/time-series/geo/relationship-files.html. accessed 2026-10-02.
  • U.S. Census Bureau. TIGERweb. https://tigerweb.geo.census.gov/. accessed 2026-10-02.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series qcew:37119:sectors. https://www.bls.gov/cew/. accessed 2026-10-02. estimate computed by Embedding Atlas: NAICS sector -> GICS sector by the static table in lib/companies/sectors.ts; lq = sum(emp_i * lq_i) / sum(emp_i) over the NAICS sectors folded into the GICS sector, withheld cells excluded; ETFs are the convention list, not a recommendation.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-02. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-02. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • USAspending did not answer for recipients, awarding agencies and NAICS.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 2 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • Positions are ZIP or city centroids of the registered business address, not building footprints.
  • Sector and ETF names are a stated convention (lib/companies/sectors.ts), not classification by MSCI/S&P and not advice.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-02T00:47:21.077Z. Place identity tables have never been pulled: names, centroids and memberships come from the offline seed, which is complete for states and metropolitan areas and partial for counties.