Moore County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.31, -79.49.
Assembled 2026-10-06. Read the brief.
- 87th pct · 386th of 3,063 US counties · median $234,566
- 84th pct · 16th of 100 North Carolina counties · median $273,108
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
- 29th pct · 2,168th of 3,063 US counties · median +2.9%
- 47th pct · 53rd of 100 North Carolina counties · median +1.1%
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
- 79th pct · 281st of 1,399 US counties · median $1,496
- 90th pct · 7th of 63 North Carolina counties · median $1,573
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
- 82nd pct · 576th of 3,221 US counties · median 8,232
- 76th pct · 24th of 100 North Carolina counties · median 16,739
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
- 59th pct · 1,301st of 3,221 US counties · median $1,039
- 71st pct · 29th of 100 North Carolina counties · median $984
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
- 90th pct · 297th of 3,063 US counties · median 4.3
- 85th pct · 15th of 100 North Carolina counties · median 5.0
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $413,504 (Aug 2026), +1.0% over one year, +30.6% over five
- 87th pct · 386th of 3,063 US counties · median $234,566
- 84th pct · 16th of 100 North Carolina counties · median $273,108
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Moore County, NC | $413,504 · +1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,923/mo (Aug 2026), +1.4% over one year; price-to-rent 17.9
- 79th pct · 281st of 1,399 US counties · median $1,496
- 90th pct · 7th of 63 North Carolina counties · median $1,573
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Moore County, NC | $1,923/mo · +1.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,263 a month on $413,504 at 7.28%, against an average weekly wage worth $4,702 a month: 48.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $413,504 × 80% = $330,803, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,263/mo principal and interest
- wage share = payment / (avg weekly wage $1,085 × 52 / 12 = $4,702) = 48% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $413,504 / ($1,085 × 52) = 7.3
- price-to-rent = $413,504 / ($1,923 × 12) = 17.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
43,045 jobs at 3,618 employers (2026 Q1); +1.2% jobs and +2.5% average weekly wage over the year
- 82nd pct · 576th of 3,221 US counties · median 8,232
- 76th pct · 24th of 100 North Carolina counties · median 16,739
- counties in the Pinehurst-Southern Pines metro: Rank context is unavailable: the manifest lists 1 counties in the Pinehurst-Southern Pines metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Moore County, NC | 43,045 jobs · $1,085/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 10,345 | $1,228 | 1.60 | +1.5% |
| Accommodation and food services | 6,164 | $559 | 1.59 | +0.8% |
| Retail trade | 5,239 | $692 | 1.25 | -0.4% |
| Administrative and waste services | 3,063 | $1,059 | 1.25 | -15.8% |
| Construction | 2,335 | $1,233 | 1.03 | +18.0% |
| Professional and technical services | 1,931 | $2,212 | 0.65 | -7.7% |
| Other services | 1,540 | $972 | 1.20 | +5.6% |
| Arts, entertainment and recreation | 1,452 | $670 | 2.05 | +7.2% |
| Finance and insurance | 807 | $2,546 | 0.46 | +2.2% |
| Educational services | 783 | $794 | 0.85 | +4.7% |
| Transportation and warehousing | 713 | $1,076 | 0.39 | +47.3% |
| Wholesale trade | 676 | $1,551 | 0.41 | -0.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| B. EVERETT JORDAN LAKE AT DAM NR MONCURE, NC | 213.9 ft (USGS, no capacity on file) | 54 km |
| BEAVERDAM CREEK AT DAM NEAR CREEDMOOR, NC | 248.5 ft (USGS, no capacity on file) | 108 km |
| FALLS LAKE ABOVE DAM NR FALLS, NC | 246.6 ft (USGS, no capacity on file) | 108 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 8.00 ft (USGS, no capacity on file) | 140 km |
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 142 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
67 gauges · 0 flooding · 5 with quality panels averaging 91 % · 13 stale
Sites found: 67, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CAPE FEAR RIVER AT LILLINGTON, NC | flow 724.0 ft³/s · quality 67 % (3) · no flooding | 63 km |
| Little River (NC) at Niagara Carthage Rd | no flooding | 13 km |
| Aberdeen Cr at W South St | no flooding | 20 km |
| DEEP RIVER NEAR GLENDON, NC | flow 4,430 ft³/s · STALE | 21 km |
| DROWNING CREEK NEAR HOFFMAN, NC | flow 24.3 ft³/s · no flooding | 27 km |
| LOWER LITTLE RIVER AT SR2023 NEAR LOBELIA, NC | flow 249.0 ft³/s · STALE | 28 km |
| LITTLE RIVER NEAR MOUNT PLEASANT, NC | flow 20.6 ft³/s · no flooding | 31 km |
| FLAT CREEK NEAR INVERNESS, NC | flow 5.68 ft³/s · no flooding | 32 km |
| LITTLE RIVER NEAR STAR, NC | flow 5.97 ft³/s · no flooding | 32 km |
| JORDAN CREEK NR SILVER HILL, NC | flow 0.16 ft³/s · STALE | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-351609079343701 | depth 36.5 ft · 2014-12-15 | 9 km |
| USGS-351218079274401 | depth 62.5 ft · 2015-03-10 | 12 km |
| USGS-351134079284901 | depth 68.8 ft · 2015-03-10 | 13 km |
| USGS-351126079301401 | depth 95.5 ft · 2026-10-05 | 13 km |
| USGS-351132079275301 | depth 57.0 ft · 2026-10-05 | 13 km |
| USGS-351020079282801 | depth 66.7 ft · 2015-03-10 | 15 km |
| USGS-345812079313401 | depth 32.6 ft · 2026-10-05 | 38 km |
| USGS-344544079263701 | depth 22.0 ft · 2026-10-05 | 61 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.19)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.09 / 0.55
Banks & federal dollars #
$2.9 bn in deposits at 27 offices of 11 banks (SOD June 2026); HHI 2,196, highly concentrated. $1.1 bn federal obligations in FY2026 (direct payments $1.0 bn, contracts $39.9 m), $24,721 per covered job
| Item | Value | Distance |
|---|---|---|
| First Bank | $1.1 bn · 38.5% share · 11 offices | |
| Truist Bank | $632.9 m · 21.9% share · 4 offices | |
| Wells Fargo Bank, National Association | $261.0 m · 9.0% share · 2 offices | |
| Moore, NC | $1.1 bn FY2026 · $24,721/job | |
| MULTIPLE RECIPIENTS | $999.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Bank | $1,112,800,000 | 38.5% | 11 |
| Truist Bank | $632,912,000 | 21.9% | 4 |
| Wells Fargo Bank, National Association | $261,035,000 | 9.0% | 2 |
| First-Citizens Bank & Trust Company | $235,966,000 | 8.2% | 2 |
| Bank of America, National Association | $142,956,000 | 4.9% | 1 |
| The Fidelity Bank | $137,344,000 | 4.7% | 2 |
| PNC Bank, National Association | $126,530,000 | 4.4% | 1 |
| First Capital Bank | $99,811,000 | 3.5% | 1 |
| First National Bank of Pennsylvania | $80,442,000 | 2.8% | 1 |
| First Horizon Bank | $59,979,000 | 2.1% | 1 |
Deposit concentration is 2,196 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 38.5² + 21.9² + 9.0² + … (8 more) = 2,196
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $715,758,182 |
| Department of Veterans Affairs | $261,471,184 |
| Department of Defense | $26,765,318 |
| Department of Health and Human Services | $21,394,911 |
| Department of Education | $10,216,485 |
| Department of Housing and Urban Development | $5,684,270 |
| General Services Administration | $5,192,532 |
| Department of Transportation | $4,290,963 |
| Department of Justice | $4,038,007 |
| Railroad Retirement Board | $3,461,632 |
| Department of Agriculture | $3,382,735 |
| Federal Communications Commission | $1,110,900 |
That is $24,721 per covered job, against 43,045 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.1 bn / 43,045 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,721
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Moore County, NC: 7 findings, 1 at a watch level and 6 noted
watchMoore County, NC's years of wages of 7.3 ranks 297th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 90.33311561071196 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
noteMoore County, NC's average weekly wage was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMoore County, NC's covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMoore County, NC's typical asking rent fell 0.4% from $1,930 in July 2026 to $1,923 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -0.4% = (1922.7492178812365 - 1930.1166461198284) / 1930.1166461198284 × 100
- 1922.7492178812365 = Zillow ZORI, 2026-08
- 1930.1166461198284 = Zillow ZORI, 2026-07
noteMoore County, NC's typical asking rent of $1,923 ranks 7th of 63 North Carolina counties, against a median of $1,573.
Period 2026-08.Show the arithmetic
- 90 on the 0-to-100 scale across 63 North Carolina counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.