Onslow County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.76, -77.50.
Assembled 2026-10-06. Read the brief.
- 67th pct · 990th of 3,063 US counties · median $234,566
- 59th pct · 41st of 100 North Carolina counties · median $273,108
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
- 54th pct · 1,407th of 3,063 US counties · median +2.9%
- 74th pct · 26th of 100 North Carolina counties · median +1.1%
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
- 56th pct · 606th of 1,399 US counties · median $1,496
- 50th pct · 32nd of 63 North Carolina counties · median $1,573
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
- 85th pct · 481st of 3,221 US counties · median 8,232
- 82nd pct · 18th of 100 North Carolina counties · median 16,739
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
- 35th pct · 2,074th of 3,221 US counties · median $1,039
- 48th pct · 52nd of 100 North Carolina counties · median $984
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
- 76th pct · 731st of 3,063 US counties · median 4.3
- 64th pct · 36th of 100 North Carolina counties · median 5.0
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $292,015 (Aug 2026), +3.3% over one year, +39.4% over five
- 67th pct · 990th of 3,063 US counties · median $234,566
- 59th pct · 41st of 100 North Carolina counties · median $273,108
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Onslow County, NC | $292,015 · +3.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,573/mo (Aug 2026), +4.2% over one year; price-to-rent 15.5
- 56th pct · 606th of 1,399 US counties · median $1,496
- 50th pct · 32nd of 63 North Carolina counties · median $1,573
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Onslow County, NC | $1,573/mo · +4.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,598 a month on $292,015 at 7.28%, against an average weekly wage worth $4,221 a month: 37.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $292,015 × 80% = $233,612, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,598/mo principal and interest
- wage share = payment / (avg weekly wage $974 × 52 / 12 = $4,221) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $292,015 / ($974 × 52) = 5.8
- price-to-rent = $292,015 / ($1,573 × 12) = 15.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
54,676 jobs at 4,499 employers (2026 Q1); +2.1% jobs and +5.6% average weekly wage over the year
- 85th pct · 481st of 3,221 US counties · median 8,232
- 82nd pct · 18th of 100 North Carolina counties · median 16,739
- counties in the Jacksonville metro: Rank context is unavailable: the manifest lists 1 counties in the Jacksonville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Onslow County, NC | 54,676 jobs · $974/wk · +2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 8,896 | $425 | 1.81 | +2.2% |
| Retail trade | 8,119 | $699 | 1.52 | +0.0% |
| Health care and social assistance | 5,132 | $1,001 | 0.62 | +5.1% |
| Professional and technical services | 3,403 | $1,501 | 0.90 | +21.6% |
| Construction | 3,060 | $1,058 | 1.07 | +0.1% |
| Administrative and waste services | 3,012 | $932 | 0.97 | -4.4% |
| Other services | 1,523 | $705 | 0.93 | +7.7% |
| Transportation and warehousing | 1,374 | $992 | 0.60 | +46.2% |
| Finance and insurance | 865 | $1,646 | 0.39 | -2.9% |
| Real estate and rental | 760 | $941 | 0.91 | -1.3% |
| Educational services | 673 | $958 | 0.57 | +0.1% |
| Wholesale trade | 596 | $1,303 | 0.28 | +36.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$2.2 bn in deposits at 19 offices of 10 banks (SOD June 2026); HHI 2,185, highly concentrated. $2.3 bn federal obligations in FY2026 (direct payments $1.6 bn, contracts $643.6 m), $42,063 per covered job
| Item | Value | Distance |
|---|---|---|
| First-Citizens Bank & Trust Company | $882.1 m · 40.4% share · 5 offices | |
| First Bank | $298.2 m · 13.7% share · 2 offices | |
| Truist Bank | $217.8 m · 10.0% share · 2 offices | |
| Onslow, NC | $2.3 bn FY2026 · $42,063/job | |
| MULTIPLE RECIPIENTS | $1.6 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First-Citizens Bank & Trust Company | $882,098,000 | 40.4% | 5 |
| First Bank | $298,163,000 | 13.7% | 2 |
| Truist Bank | $217,771,000 | 10.0% | 2 |
| Bank of America, National Association | $206,451,000 | 9.5% | 1 |
| Providence Bank | $168,852,000 | 7.7% | 3 |
| Wells Fargo Bank, National Association | $154,548,000 | 7.1% | 2 |
| PNC Bank, National Association | $130,031,000 | 6.0% | 1 |
| First National Bank of Pennsylvania | $116,648,000 | 5.3% | 1 |
| Woodforest National Bank | $3,546,000 | 0.2% | 1 |
| FSNB, National Association | $3,352,000 | 0.2% | 1 |
Deposit concentration is 2,185 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 40.4² + 13.7² + 10.0² + … (7 more) = 2,185
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Veterans Affairs | $876,199,839 |
| Social Security Administration | $732,247,725 |
| Department of Defense | $563,802,455 |
| General Services Administration | $71,308,977 |
| Department of Education | $14,145,860 |
| Department of Transportation | $12,672,151 |
| Department of Housing and Urban Development | $10,968,458 |
| Department of Homeland Security | $6,390,003 |
| Department of Health and Human Services | $4,921,109 |
| Department of Agriculture | $4,251,160 |
| Railroad Retirement Board | $2,332,675 |
| Department of Justice | $876,591 |
That is $42,063 per covered job, against 54,676 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.3 bn / 54,676 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $42,063
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Onslow County, NC: 5 findings, 5 noted
noteOnslow County, NC's average weekly wage was 5.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteOnslow County, NC's covered employment was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteOnslow County, NC's momentum index of 0.61 ranks 6th of 100 North Carolina counties, against a median of 0.25.
Period 2026-08.Show the arithmetic
- 95 on the 0-to-100 scale across 100 North Carolina counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Onslow County, NC is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
noteThe next Zillow ZORI typical rent (monthly) covering Onslow County, NC is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.