Wilson County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.70, -77.92.
Assembled 2026-10-07. Read the brief.
- 43rd pct · 1,734th of 3,063 US counties · median $234,566
- 26th pct · 74th of 100 North Carolina counties · median $273,108
- 19th pct · 2,460th of 3,063 US counties · median +2.9%
- 23rd pct · 77th of 100 North Carolina counties · median +1.1%
- 45th pct · 758th of 1,399 US counties · median $1,496
- 41st pct · 37th of 63 North Carolina counties · median $1,573
- 79th pct · 660th of 3,221 US counties · median 8,232
- 70th pct · 30th of 100 North Carolina counties · median 16,739
- 65th pct · 1,111th of 3,221 US counties · median $1,039
- 77th pct · 23rd of 100 North Carolina counties · median $984
- 38th pct · 1,892nd of 3,063 US counties · median 4.3
- 23rd pct · 77th of 100 North Carolina counties · median 5.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $218,263 (Aug 2026), -0.1% over one year, +33.2% over five
- 43rd pct · 1,734th of 3,063 US counties · median $234,566
- 26th pct · 74th of 100 North Carolina counties · median $273,108
| Item | Value | Distance |
|---|---|---|
| Wilson County, NC | $218,263 · -0.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,454/mo (Aug 2026), +3.4% over one year; price-to-rent 12.5
- 45th pct · 758th of 1,399 US counties · median $1,496
- 41st pct · 37th of 63 North Carolina counties · median $1,573
| Item | Value | Distance |
|---|---|---|
| Wilson County, NC | $1,454/mo · +3.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,195 a month on $218,263 at 7.28%, against an average weekly wage worth $4,840 a month: 24.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $218,263 × 80% = $174,611, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,195/mo principal and interest
- wage share = payment / (avg weekly wage $1,117 × 52 / 12 = $4,840) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $218,263 / ($1,117 × 52) = 3.8
- price-to-rent = $218,263 / ($1,454 × 12) = 12.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
34,956 jobs at 2,112 employers (2026 Q1); +0.8% jobs and +5.2% average weekly wage over the year
- 79th pct · 660th of 3,221 US counties · median 8,232
- 70th pct · 30th of 100 North Carolina counties · median 16,739
| Item | Value | Distance |
|---|---|---|
| Wilson County, NC | 34,956 jobs · $1,117/wk · +0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,220 | $1,657 | 2.21 | -2.2% |
| Health care and social assistance | 4,321 | $889 | 0.82 | +2.5% |
| Retail trade | 4,017 | $739 | 1.18 | -1.4% |
| Accommodation and food services | 3,348 | $402 | 1.07 | +5.3% |
| Construction | 2,977 | $1,221 | 1.62 | -0.1% |
| Administrative and waste services | 1,535 | $892 | 0.77 | +5.1% |
| Finance and insurance | 1,511 | $2,109 | 1.06 | +4.2% |
| Wholesale trade | 1,407 | $1,507 | 1.05 | +4.0% |
| Educational services | 924 | $666 | 1.23 | +0.4% |
| Professional and technical services | 892 | $1,289 | 0.37 | +3.0% |
| Other services | 796 | $919 | 0.76 | -2.5% |
| Real estate and rental | 310 | $1,066 | 0.58 | +4.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| FALLS LAKE ABOVE DAM NR FALLS, NC | 246.5 ft (USGS, no capacity on file) | 65 km |
| BEAVERDAM CREEK AT DAM NEAR CREEDMOOR, NC | 248.5 ft (USGS, no capacity on file) | 78 km |
| B. EVERETT JORDAN LAKE AT DAM NR MONCURE, NC | 213.8 ft (USGS, no capacity on file) | 104 km |
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 133 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 8.00 ft (USGS, no capacity on file) | 136 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
122 gauges · 0 flooding · 1 with quality panels averaging 100 % · 53 stale
Sites found: 122, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Hominy Swamp at Wilson | no flooding | 2 km |
| CONTENTNEA CREEK NR BLACK CREEK, NC | flow 34.6 ft³/s · no flooding | 4 km |
| Contentnea Creek at US 301 | no flooding | 4 km |
| HOMINY SWAMP AT FOREST HILLS ROAD NEAR WILSON, NC | stage 1.31 ft · no flooding · STALE | 5 km |
| TURNER SWAMP NEAR EUREKA, NC | flow 0.32 ft³/s · STALE | 15 km |
| Contentnea Creek near Stantonsburg | no flooding | 16 km |
| CONTENTNEA CREEK NEAR LUCAMA, NC | flow 34.5 ft³/s · no flooding | 17 km |
| TAR RIVER AT SR1001 AT STRICKLAND CROSSROADS, NC | stage 4.09 ft · STALE | 20 km |
| NAHUNTA SWAMP NEAR PIKEVILLE, NC | flow 5.30 ft³/s · STALE | 21 km |
| Contentnea Creek at Speights Bridge | no flooding | 22 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
23 wells in 0 named aquifers:
Sites found: 23, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-353027077340102 | depth 2.49 ft · 2006-09-29 | 39 km |
| USGS-354818078234101 | depth 21.7 ft · 2026-10-06 | 44 km |
| USGS-355457078232701 | depth 10.8 ft · 2026-10-06 | 49 km |
| USGS-354315078300103 | depth 19.6 ft · 2026-10-06 | 52 km |
| USGS-354315078300101 | depth 21.5 ft · 2026-10-06 | 52 km |
| USGS-354315078300102 | depth 17.7 ft · 2009-06-08 | 52 km |
| USGS-351849078163901 | depth 7.51 ft · 2026-10-06 | 54 km |
| USGS-354748078315901 | depth 31.6 ft · 2026-10-06 | 56 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55
Banks & federal dollars #
$2.4 bn in deposits at 15 offices of 10 banks (SOD June 2026); HHI 3,615, highly concentrated. $587.1 m federal obligations in FY2026 (direct payments $563.8 m, grants $14.1 m), $16,795 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $1.4 bn · 57.1% share · 4 offices | |
| First-Citizens Bank & Trust Company | $291.2 m · 12.0% share · 2 offices | |
| Providence Bank | $195.3 m · 8.1% share · 1 office | |
| Wilson, NC | $587.1 m FY2026 · $16,795/job | |
| MULTIPLE RECIPIENTS | $541.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $1,384,361,000 | 57.1% | 4 |
| First-Citizens Bank & Trust Company | $291,246,000 | 12.0% | 2 |
| Providence Bank | $195,253,000 | 8.1% | 1 |
| Wells Fargo Bank, National Association | $190,914,000 | 7.9% | 1 |
| Southern Bank and Trust Company | $186,407,000 | 7.7% | 2 |
| PNC Bank, National Association | $89,343,000 | 3.7% | 1 |
| KS Bank, Inc. | $42,468,000 | 1.8% | 1 |
| United Bank | $39,113,000 | 1.6% | 1 |
| The First Bank and Trust Company | $2,392,000 | 0.1% | 1 |
| Woodforest National Bank | $1,154,000 | 0.0% | 1 |
Deposit concentration is 3,615 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 57.1² + 12.0² + 8.1² + … (7 more) = 3,615
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $469,434,200 |
| Department of Veterans Affairs | $71,209,921 |
| Department of Housing and Urban Development | $14,101,677 |
| Department of Defense | $8,806,220 |
| Department of Health and Human Services | $8,161,134 |
| Department of Education | $6,129,466 |
| Department of Agriculture | $5,412,582 |
| Department of Transportation | $1,557,264 |
| Railroad Retirement Board | $1,272,759 |
| Department of Justice | $447,362 |
| Federal Communications Commission | $434,623 |
| Department of Homeland Security | $108,227 |
That is $16,795 per covered job, against 34,956 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $587.1 m / 34,956 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,795
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wilson County, NC: 9 findings, 1 at a watch level and 8 noted
watchWilson County, NC's typical home value is -0.1% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.133209872318793 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteWilson County, NC's average weekly wage was 5.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWilson County, NC's covered employment was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWilson County, NC's typical asking rent rose 0.8% from $1,443 in July 2026 to $1,454 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.8% = (1454.466931216931 - 1443.3844580074935) / 1443.3844580074935 × 100
- 1454.466931216931 = Zillow ZORI, 2026-08
- 1443.3844580074935 = Zillow ZORI, 2026-07
noteWilson County, NC's price-to-rent ratio of 12.5 ranks 59th of 63 North Carolina counties, against a median of 16.5.
Period 2026-08.Show the arithmetic
- 6 on the 0-to-100 scale across 63 North Carolina counties that published priceToRent
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.