Divide County, ND
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 48.81, -103.51.
Assembled 2026-10-06. Read the brief.
- US counties: not published this period
- North Dakota counties: not published this period
- US counties: not published this period
- North Dakota counties: not published this period
- US counties: not published this period
- North Dakota counties: not published this period
- 3rd pct · 3,104th of 3,221 US counties · median 8,232
- 19th pct · 43rd of 53 North Dakota counties · median 1,520
- 70th pct · 957th of 3,221 US counties · median $1,039
- 61st pct · 21st of 53 North Dakota counties · median $1,064
- US counties: not published this period
- North Dakota counties: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
- North Dakota counties: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
- North Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
671 jobs at 117 employers (2026 Q1); -0.7% jobs and +1.8% average weekly wage over the year
- 3rd pct · 3,104th of 3,221 US counties · median 8,232
- 19th pct · 43rd of 53 North Dakota counties · median 1,520
| Item | Value | Distance |
|---|---|---|
| Divide County, ND | 671 jobs · $1,150/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Mining, oil and gas | 63 | $2,016 | 26.37 | +0.0% |
| Retail trade | 42 | $582 | 0.64 | -6.7% |
| Finance and insurance | 37 | $1,191 | 1.35 | -9.8% |
| Transportation and warehousing | 33 | $1,493 | 1.17 | -31.2% |
| Professional and technical services | 18 | $831 | 0.39 | +28.6% |
| Agriculture, forestry, fishing | 9 | $898 | 1.86 | +0.0% |
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld | |||
| Management of companies | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
7 gauges · 0 flooding · 1 with quality panels averaging 50 % · 4 stale
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LITTLE MUDDY RIVER BL COW CREEK NR WILLISTON, ND | flow 2.94 ft³/s · quality 50 % (2) | 59 km |
| LONG CREEK NEAR NOONAN, ND | flow 27.0 ft³/s | 37 km |
| Lake Creek near Dagmar MT | flow 0.00 ft³/s · STALE | 56 km |
| Cottonwood Creek near Dagmar MT | flow 0.00 ft³/s · STALE | 59 km |
| Sand Creek near Dagmar MT | flow 0.00 ft³/s · STALE | 66 km |
| Marron Creek trib near Plentywood MT | flow 37.1 ft³/s · STALE | 69 km |
| WHITE EARTH RIVER AT WHITE EARTH, ND | flow 3.86 ft³/s | 73 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-484746104015901 | depth 26.1 ft · 1997-09-30 | 38 km |
| USGS-483650104084001 | depth 13.8 ft · 2010-10-28 | 52 km |
| USGS-485611102455401 | depth 44.3 ft · 1977-12-05 | 56 km |
| USGS-483318104105402 | depth 23.8 ft · 2010-10-28 | 57 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.18)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.50 / 0.55
Banks & federal dollars #
$206.9 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,925, highly concentrated. $26.7 m federal obligations in FY2026 (direct payments $22.9 m, contracts $2.6 m), $39,796 per covered job
| Item | Value | Distance |
|---|---|---|
| First State Bank & Trust | $107.3 m · 51.9% share · 1 office | |
| The Bank of Tioga | $62.5 m · 30.2% share · 1 office | |
| BNC National Bank | $37.1 m · 17.9% share · 1 office | |
| Divide, ND | $26.7 m FY2026 · $39,796/job | |
| MULTIPLE RECIPIENTS | $12.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First State Bank & Trust | $107,332,000 | 51.9% | 1 |
| The Bank of Tioga | $62,452,000 | 30.2% | 1 |
| BNC National Bank | $37,078,000 | 17.9% | 1 |
Deposit concentration is 3,925 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 51.9² + 30.2² + 17.9² = 3,925
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $10,728,507 |
| Department of Agriculture | $10,295,035 |
| Department of Homeland Security | $1,602,046 |
| Department of Veterans Affairs | $1,509,678 |
| Department of Transportation | $1,213,883 |
| General Services Administration | $1,020,342 |
| Railroad Retirement Board | $253,491 |
| Federal Communications Commission | $69,756 |
| Department of Education | $10,690 |
| Department of the Interior | $0 |
That is $39,796 per covered job, against 671 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $26.7 m / 671 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $39,796
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Divide County, ND: 4 findings, 1 at a watch level and 3 noted
watchDivide County, ND's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteDivide County, ND's average weekly wage was 1.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDivide County, ND's covered employment was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDivide County, ND's covered employment of 671 ranks 3,104th of 3,221 US counties, against a median of 8,232.
Period 2026 Q1.Show the arithmetic
- 4 on the 0-to-100 scale across 3221 US counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.