Dunn County, ND
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 47.35, -102.61.
Assembled 2026-10-07. Read the brief.
- 83rd pct · 512th of 3,063 US counties · median $234,566
- 100th pct · 1st of 43 North Dakota counties · median $198,465
- 96th pct · 122nd of 3,063 US counties · median +2.9%
- 85th pct · 7th of 43 North Dakota counties · median +6.1%
- US counties: not published this period
- North Dakota counties: not published this period
- 16th pct · 2,705th of 3,221 US counties · median 8,232
- 55th pct · 24th of 53 North Dakota counties · median 1,520
- 98th pct · 52nd of 3,221 US counties · median $1,039
- 100th pct · 1st of 53 North Dakota counties · median $1,064
- 34th pct · 1,998th of 3,063 US counties · median 4.3
- 54th pct · 20th of 43 North Dakota counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $377,429 (Aug 2026), +10.2% over one year, +23.4% over five
- 83rd pct · 512th of 3,063 US counties · median $234,566
- 100th pct · 1st of 43 North Dakota counties · median $198,465
| Item | Value | Distance |
|---|---|---|
| Dunn County, ND | $377,429 · +10.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- North Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,066 a month on $377,429 at 7.28%, against an average weekly wage worth $8,675 a month: 23.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $377,429 × 80% = $301,943, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,066/mo principal and interest
- wage share = payment / (avg weekly wage $2,002 × 52 / 12 = $8,675) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $377,429 / ($2,002 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,980 jobs at 219 employers (2026 Q1); +1.3% jobs and +10.6% average weekly wage over the year
- 16th pct · 2,705th of 3,221 US counties · median 8,232
- 55th pct · 24th of 53 North Dakota counties · median 1,520
| Item | Value | Distance |
|---|---|---|
| Dunn County, ND | 1,980 jobs · $2,002/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Mining, oil and gas | 511 | $3,871 | 72.48 | +14.3% |
| Transportation and warehousing | 229 | $2,278 | 2.74 | -8.0% |
| Retail trade | 169 | $755 | 0.88 | +5.0% |
| Health care and social assistance | 116 | $1,140 | 0.39 | -7.2% |
| Accommodation and food services | 86 | $309 | 0.48 | +13.2% |
| Wholesale trade | 79 | $1,752 | 1.04 | +1.3% |
| Other services | 65 | $1,241 | 1.10 | -15.6% |
| Professional and technical services | 59 | $1,889 | 0.43 | +25.5% |
| Arts, entertainment and recreation | 45 | $372 | 1.38 | +15.4% |
| Real estate and rental | 40 | $1,713 | 1.32 | +29.0% |
| Agriculture, forestry, fishing | 22 | $981 | 1.54 | +15.8% |
| Utilities | 7 | $2,072 | 0.90 | -36.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
19 gauges · 0 flooding · 0 with quality panels · 3 stale
Sites found: 19, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| KNIFE RIVER AT MANNING, ND | flow 0.30 ft³/s · no flooding | 18 km |
| CROOKED CREEK NEAR EMERSON, ND | flow 0.00 ft³/s | 19 km |
| LITTLE MISSOURI RIVER ABOVE MOUTH NEAR OAKDALE, ND | flow 4.04 ft³/s | 29 km |
| GOODMAN CREEK NR DODGE, ND | stage 0.59 ft · STALE | 35 km |
| GOODMAN CREEK NORTH OF GOLDEN VALLEY, ND | stage 2.92 ft · STALE | 38 km |
| GOODMAN CREEK NEAR GOLDEN VALLEY, ND | flow 2.10 ft³/s · STALE | 40 km |
| KNIFE RIVER NEAR GOLDEN VALLEY, ND | flow 3.84 ft³/s · no flooding | 47 km |
| GREEN RIVER NEAR NEW HRADEC, ND | flow 0.00 ft³/s | 49 km |
| BEAR DEN CREEK NEAR MANDAREE, ND | flow 0.06 ft³/s | 50 km |
| SPRING CREEK AT ZAP, ND | flow 13.0 ft³/s · no flooding | 52 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
9 wells in 0 named aquifers:
Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-472144102453402 | depth 4.64 ft · 2021-06-30 | 11 km |
| USGS-472537102144801 | depth 29.3 ft · 2023-09-29 | 29 km |
| USGS-470037102352201 | depth 15.8 ft · 2026-10-05 | 38 km |
| USGS-465755102410701 | depth 18.8 ft · 2026-10-04 | 44 km |
| USGS-472404101515402 | depth 44.9 ft · 1978-06-26 | 56 km |
| USGS-472121101495901 | depth 29.3 ft · 1978-10-02 | 59 km |
| USGS-465424103033902 | depth 18.5 ft · 1982-01-10 | 60 km |
| USGS-473932101480702 | depth 110.1 ft · 1969-09-30 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$526.5 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 4,621, highly concentrated. $83.6 m federal obligations in FY2026 (grants $48.3 m, direct payments $35.1 m), $42,209 per covered job
| Item | Value | Distance |
|---|---|---|
| Bravera Bank | $324.1 m · 61.6% share · 1 office | |
| First International Bank & Trust | $137.0 m · 26.0% share · 1 office | |
| The Union Bank | $65.4 m · 12.4% share · 1 office | |
| Dunn, ND | $83.6 m FY2026 · $42,209/job | |
| NORTH DAKOTA DEPARTMENT OF TRANSPORTATION | $48.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bravera Bank | $324,130,000 | 61.6% | 1 |
| First International Bank & Trust | $136,990,000 | 26.0% | 1 |
| The Union Bank | $65,416,000 | 12.4% | 1 |
Deposit concentration is 4,621 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 61.6² + 26.0² + 12.4² = 4,621
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Transportation | $48,215,863 |
| Social Security Administration | $15,954,696 |
| Department of Agriculture | $12,916,294 |
| Department of Veterans Affairs | $2,514,589 |
| Department of the Interior | $1,912,502 |
| Department of Housing and Urban Development | $1,684,145 |
| Federal Communications Commission | $267,825 |
| Department of Education | $50,451 |
| Railroad Retirement Board | $49,703 |
| Department of Health and Human Services | $7,345 |
That is $42,209 per covered job, against 1,980 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $83.6 m / 1,980 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $42,209
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dunn County, ND: 12 findings, 1 at a watch level and 11 noted
watchDunn County, ND's covered employment of 1,980 scores 16 on the 0-to-100 scale across US counties but 56 across North Dakota counties, a gap of 40 points.
Period 2026 Q1.Show the arithmetic
- 40 = |16 across US counties - 56 across North Dakota counties|
position among the entities that published this metric this period; not an official level
noteDunn County, ND's average weekly wage was 10.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +10.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDunn County, ND's covered employment was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDunn County, ND's typical home value fell 0.6% from $379,626 in July 2026 to $377,429 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.6% = (377429.0896990015 - 379626.4155562157) / 379626.4155562157 × 100
- 377429.0896990015 = Zillow ZHVI, 2026-08
- 379626.4155562157 = Zillow ZHVI, 2026-07
noteDunn County, ND's typical home value of $377,429 ranks 1st of 43 North Dakota counties, against a median of $198,465.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 43 North Dakota counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.