69th pct · 946th of 3,063 US counties · median $234,566
Home value, one year
+7.7%
as of August 2026
89th pct · 314th of 3,063 US counties · median +2.9%
Typical rent
$1,168
as of August 2026
19th pct · 1,124th of 1,399 US counties · median $1,496
Jobs
40,695
as of 2026 Q1-01
81st pct · 600th of 3,221 US counties · median 8,232
Average weekly wage
$1,204
as of 2026 Q1-01
76th pct · 749th of 3,221 US counties · median $1,039
Years of wages per home
4.8
59th pct · 1,227th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Typical home $298,231 (Aug 2026), +7.7% over one year, +23.1% over five
69th pct · 946th of 3,063 US counties · median $234,566
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Item
Value
Distance
Grand Forks County
$298,231 · +7.7% 1-yr
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Principal and interest of $1,632 a month on $298,231 at 7.28%, against an average weekly wage worth $5,217 a month: 31.3% of one job’s pay.
payment = P·r / (1 − (1+r)^−n), P = $298,231 × 80% = $238,585, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,632/mo principal and interest
wage share = payment / (avg weekly wage $1,204 × 52 / 12 = $5,217) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
years of wages = $298,231 / ($1,204 × 52) = 4.8
price-to-rent = $298,231 / ($1,168 × 12) = 21.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
40,695 jobs at 2,818 employers (2026 Q1); +0.7% jobs and +2.6% average weekly wage over the year
81st pct · 600th of 3,221 US counties · median 8,232
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Item
Value
Distance
Grand Forks County
40,695 jobs · $1,204/wk · +0.7% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sector
Jobs
Avg weekly wage
Location quotient
Jobs over the year
Retail trade
5,555
$739
1.40
-1.1%
Accommodation and food services
4,275
$435
1.17
+7.3%
Manufacturing
2,759
$1,740
0.84
-0.7%
Construction
2,294
$1,384
1.08
+6.6%
Professional and technical services
1,408
$1,625
0.50
-3.5%
Wholesale trade
1,344
$1,481
0.86
-2.9%
Administrative and waste services
1,258
$815
0.54
+0.1%
Transportation and warehousing
1,221
$1,176
0.71
+2.3%
Arts, entertainment and recreation
1,074
$267
1.60
+4.8%
Other services
954
$950
0.78
-0.1%
Finance and insurance
802
$2,186
0.48
+2.4%
Real estate and rental
462
$961
0.74
-3.5%
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
$2.9 bn in deposits at 25 offices of 15 banks (SOD June 2026); HHI 1,124, moderately concentrated. $668.7 m federal obligations in FY2026 (direct payments $384.1 m, grants $158.2 m), $16,431 per covered job
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Item
Value
Distance
Alerus Financial, National Association
$583.6 m · 20.3% share · 4 offices
Old National Bank
$383.0 m · 13.3% share · 2 offices
Gate City Bank
$368.4 m · 12.8% share · 3 offices
Grand Forks, ND
$668.7 m FY2026 · $16,431/job
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
Institution
Deposits
Share
Offices
Alerus Financial, National Association
$583,598,000
20.3%
4
Old National Bank
$382,970,000
13.3%
2
Gate City Bank
$368,430,000
12.8%
3
U.S. Bank National Association
$305,073,000
10.6%
2
First State Bank
$253,548,000
8.8%
2
Choice Financial Group
$248,345,000
8.6%
2
Wells Fargo Bank, National Association
$202,854,000
7.1%
1
Frandsen Bank & Trust
$144,939,000
5.0%
1
United Valley Bank
$94,874,000
3.3%
1
Bank Forward
$72,980,000
2.5%
1
Deposit concentration is 1,124 across 15 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 15 banks with deposits in the county = 20.3² + 13.3² + 12.8² + … (12 more) = 1,124
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
unavailableretrieved 2026-10-02USAspending did not return a recipient, agency and NAICS breakdown for this county.
That is $16,431 per covered job, against 40,695 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $668.7 m / 40,695 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,431
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The national indicator set, unfiltered by place.
Series
Latest
As of
Change
Mississippi River at Memphis, stage · ft
not published
not published
Mississippi River at St. Louis, stage · ft
not published
not published
Ohio River at Louisville, stage · ft
16.50
2026-09-30
-11.7%
Missouri River at St. Joseph, stage · ft
not published
not published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s
5,170.00
2026-02-05
-25.3%
Texas reservoirs, statewide percent full · %
71.30
2026-10-01
+0.1%
Laredo truck crossings, monthly · trucks
258,700.00
2026-08-01
-0.4%
Los Angeles + Long Beach container volume, annual · TEU
10,513,167.00
2023-01-01
-13.5%
Containerships waiting for a berth, all US ports · ships
6.00
2026-09-22
-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box
6,830.00
2026-08-01
+7.4%
US diesel retail price · $ per gallon
unavailable
not published
WTI crude oil, spot · $ per barrel
96.16
2026-09-29
-3.2%
30-year fixed mortgage rate · %
7.28
2026-10-01
+3.6%
Housing starts, annual rate · thousands of units
1,275.00
2026-08-01
-2.6%
Building permits, annual rate · thousands of units
1,403.00
2026-08-01
-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100
337.31
2026-07-01
+0.1%
Unemployment rate · %
4.10
2026-08-01
+0.0%
US goods and services trade balance, monthly · $ millions
-88,576.00
2026-07-01
-24.4%
Retail sales excluding food services, monthly · $ millions
646,347.00
2026-08-01
+1.1%
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
noteFIPS 38035, ND's average weekly wage was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 38035, ND's covered employment was 0.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.
Show the arithmetic
+0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 38035, ND's typical asking rent rose 0.6% from $1,161 in July 2026 to $1,168 in August 2026, on Zillow ZORI.
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 38035, ND is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date