Griggs County, ND
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 47.46, -98.23.
Assembled 2026-10-06. Read the brief.
- 7th pct · 2,842nd of 3,063 US counties · median $234,566
- 7th pct · 40th of 43 North Dakota counties · median $198,465
- 3rd pct · 2,967th of 3,063 US counties · median +2.9%
- 2nd pct · 42nd of 43 North Dakota counties · median +6.1%
- US counties: not published this period
- North Dakota counties: not published this period
- 4th pct · 3,075th of 3,221 US counties · median 8,232
- 28th pct · 38th of 53 North Dakota counties · median 1,520
- 34th pct · 2,093rd of 3,221 US counties · median $1,039
- 17th pct · 44th of 53 North Dakota counties · median $1,064
- 9th pct · 2,775th of 3,063 US counties · median 4.3
- 11th pct · 38th of 43 North Dakota counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $122,731 (Aug 2026), -6.6% over one year, n/a over five
- 7th pct · 2,842nd of 3,063 US counties · median $234,566
- 7th pct · 40th of 43 North Dakota counties · median $198,465
| Item | Value | Distance |
|---|---|---|
| Griggs County, ND | $122,731 · -6.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- North Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $672 a month on $122,731 at 7.28%, against an average weekly wage worth $4,208 a month: 16.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $122,731 × 80% = $98,185, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $672/mo principal and interest
- wage share = payment / (avg weekly wage $971 × 52 / 12 = $4,208) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $122,731 / ($971 × 52) = 2.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
739 jobs at 113 employers (2026 Q1); -1.2% jobs and +10.0% average weekly wage over the year
- 4th pct · 3,075th of 3,221 US counties · median 8,232
- 28th pct · 38th of 53 North Dakota counties · median 1,520
| Item | Value | Distance |
|---|---|---|
| Griggs County, ND | 739 jobs · $971/wk · -1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 129 | $1,246 | 1.16 | +4.9% |
| Retail trade | 82 | $542 | 1.14 | -1.2% |
| Wholesale trade | 64 | $2,210 | 2.26 | -21.0% |
| Construction | 34 | $683 | 0.88 | +78.9% |
| Other services | 23 | $647 | 1.04 | +0.0% |
| Administrative and waste services | 19 | $580 | 0.45 | -13.6% |
| Professional and technical services | 14 | $995 | 0.27 | +0.0% |
| Management of companies | 5 | $1,636 | 0.40 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Utilities | withheld | |||
| Manufacturing | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
18 gauges · 0 flooding · 5 with quality panels averaging 80 % · 4 stale
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SHEYENNE RIVER BELOW BALDHILL DAM, ND | flow 216.0 ft³/s · quality 50 % (2) | 48 km |
| SHEYENNE RIVER NEAR COOPERSTOWN, ND | flow 80.7 ft³/s · quality 75 % (2) | 16 km |
| SHEYENNE RIVER ON HWY 200 NEAR COOPERSTOWN, ND | stage 12.6 ft · STALE | 16 km |
| BALDHILL CREEK NEAR DAZEY, ND | flow 124.0 ft³/s | 27 km |
| SHEYENNE RIVER AT CO RD 20 NEAR KLOTEN, ND | flow 62.9 ft³/s | 27 km |
| MAPLE RIVER NEAR HOPE, ND | flow 0.00 ft³/s | 36 km |
| USGS-06468250 | flow 35.5 ft³/s | 43 km |
| JAMES RIVER NR GRACE CITY, ND | flow 4.12 ft³/s | 49 km |
| TOLNA COULEE NEAR TOLNA, ND | flow 0.41 ft³/s · quality 75 % (2) | 49 km |
| SHEYENNE RIVER NEAR WARWICK, ND | flow 71.7 ft³/s | 53 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
16 wells in 0 named aquifers:
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-472555098013501 | depth 7.73 ft · 1982-11-29 | 16 km |
| USGS-472412098261201 | depth -0.32 ft · 2021-06-30 | 16 km |
| USGS-472419098261201 | depth 6.31 ft · 1974-12-05 | 16 km |
| USGS-474806098133401 | depth 44.6 ft · 1997-12-16 | 38 km |
| USGS-472024097315201 | depth 72.4 ft · 1981-12-29 | 54 km |
| USGS-471326097332902 | depth 22.6 ft · 2021-06-30 | 57 km |
| USGS-465757098274401 | depth 30.3 ft · 2021-06-30 | 57 km |
| USGS-475224098443202 | depth 15.3 ft · 2021-06-30 | 60 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.39)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.20 / 0.55
Banks & federal dollars #
$172.2 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 4,061, highly concentrated. $28.4 m federal obligations in FY2026 (direct payments $21.5 m, contracts $6.7 m), $38,452 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank Forward | $96.6 m · 56.1% share · 2 offices | |
| Bravera Bank | $48.4 m · 28.1% share · 1 office | |
| First United Bank | $14.5 m · 8.4% share · 1 office | |
| Griggs, ND | $28.4 m FY2026 · $38,452/job | |
| MULTIPLE RECIPIENTS | $15.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank Forward | $96,569,000 | 56.1% | 2 |
| Bravera Bank | $48,411,000 | 28.1% | 1 |
| First United Bank | $14,483,000 | 8.4% | 1 |
| Farmers & Merchants Bank of North Dakota | $12,721,000 | 7.4% | 1 |
Deposit concentration is 4,061 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 56.1² + 28.1² + 8.4² + … (1 more) = 4,061
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $14,081,329 |
| Department of the Interior | $6,655,236 |
| Department of Agriculture | $5,645,389 |
| Department of Veterans Affairs | $1,476,413 |
| Department of Transportation | $255,628 |
| Railroad Retirement Board | $243,864 |
| Federal Communications Commission | $52,156 |
| Department of Education | $6,276 |
That is $38,452 per covered job, against 739 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $28.4 m / 739 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $38,452
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Griggs County, ND: 13 findings, 1 at an alert level, 2 at a watch level and 10 noted
alertGriggs County, ND's typical home value is -6.6% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -6.576892229972708 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchGriggs County, ND's typical home value is -6.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -6.576892229972708 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchGriggs County, ND's covered employment is -1.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGriggs County, ND's average weekly wage was 10.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +10 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGriggs County, ND's covered employment was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.