Sargent County, ND
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 46.11, -97.63.
Assembled 2026-10-06. Read the brief.
- 38th pct · 1,877th of 3,063 US counties · median $234,566
- 54th pct · 20th of 43 North Dakota counties · median $198,465
- 63rd pct · 1,111th of 3,063 US counties · median +2.9%
- 26th pct · 32nd of 43 North Dakota counties · median +6.1%
- US counties: not published this period
- North Dakota counties: not published this period
- 20th pct · 2,559th of 3,221 US counties · median 8,232
- 61st pct · 21st of 53 North Dakota counties · median 1,520
- 92nd pct · 252nd of 3,221 US counties · median $1,039
- 88th pct · 7th of 53 North Dakota counties · median $1,064
- 13th pct · 2,655th of 3,063 US counties · median 4.3
- 14th pct · 37th of 43 North Dakota counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $205,013 (Aug 2026), +4.2% over one year, -7.0% over five
- 38th pct · 1,877th of 3,063 US counties · median $234,566
- 54th pct · 20th of 43 North Dakota counties · median $198,465
| Item | Value | Distance |
|---|---|---|
| Sargent County, ND | $205,013 · +4.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- North Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,122 a month on $205,013 at 7.28%, against an average weekly wage worth $6,426 a month: 17.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $205,013 × 80% = $164,011, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,122/mo principal and interest
- wage share = payment / (avg weekly wage $1,483 × 52 / 12 = $6,426) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $205,013 / ($1,483 × 52) = 2.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,513 jobs at 184 employers (2026 Q1); -4.1% jobs and +16.1% average weekly wage over the year
- 20th pct · 2,559th of 3,221 US counties · median 8,232
- 61st pct · 21st of 53 North Dakota counties · median 1,520
| Item | Value | Distance |
|---|---|---|
| Sargent County, ND | 2,513 jobs · $1,483/wk · -4.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Wholesale trade | 134 | $1,183 | 1.39 | -0.7% |
| Retail trade | 121 | $616 | 0.49 | -4.7% |
| Construction | 95 | $1,354 | 0.72 | -5.9% |
| Other services | 71 | $578 | 0.95 | +2.9% |
| Accommodation and food services | 53 | $207 | 0.23 | +10.4% |
| Arts, entertainment and recreation | 12 | $292 | 0.29 | -20.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Manufacturing | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$183.9 m in deposits at 4 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $40.3 m federal obligations in FY2026 (direct payments $36.5 m, grants $3.6 m), $16,055 per covered job
| Item | Value | Distance |
|---|---|---|
| Stock Growers Bank | $183.9 m · 100.0% share · 4 offices | |
| Sargent, ND | $40.3 m FY2026 · $16,055/job | |
| MULTIPLE RECIPIENTS | $23.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Stock Growers Bank | $183,920,000 | 100.0% | 4 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $21,662,915 |
| Department of Agriculture | $12,925,599 |
| Department of Transportation | $3,599,277 |
| Department of Veterans Affairs | $1,822,975 |
| Railroad Retirement Board | $191,553 |
| Department of the Interior | $92,585 |
| Department of Education | $46,495 |
| Federal Communications Commission | $5,229 |
| Department of Defense | $0 |
That is $16,055 per covered job, against 2,513 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $40.3 m / 2,513 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,055
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sargent County, ND: 11 findings, 1 at an alert level, 3 at a watch level and 7 noted
alertSargent County, ND's covered employment is -4.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.1 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchSargent County, ND's covered employment is -4.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSargent County, ND's covered employment of 2,513 scores 21 on the 0-to-100 scale across US counties but 62 across North Dakota counties, a gap of 41 points.
Period 2026 Q1.Show the arithmetic
- 41 = |21 across US counties - 62 across North Dakota counties|
position among the entities that published this metric this period; not an official level
watchSargent County, ND's typical home value of +4.2% scores 64 on the 0-to-100 scale across US counties but 26 across North Dakota counties, a gap of 38 points.
Period 2026-08.Show the arithmetic
- 38 = |64 across US counties - 26 across North Dakota counties|
position among the entities that published this metric this period; not an official level
noteSargent County, ND's average weekly wage was 16.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +16.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.