Mifflin County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.60, -77.65.
Assembled 2026-10-06. Read the brief.
- 36th pct · 1,942nd of 3,063 US counties · median $234,566
- 34th pct · 44th of 67 Pennsylvania counties · median $233,681
- 76th pct · 715th of 3,063 US counties · median +2.9%
- 87th pct · 9th of 67 Pennsylvania counties · median +3.4%
- US counties: not published this period
- Pennsylvania counties: not published this period
- 68th pct · 1,021st of 3,221 US counties · median 8,232
- 40th pct · 40th of 67 Pennsylvania counties · median 27,809
- 55th pct · 1,442nd of 3,221 US counties · median $1,039
- 34th pct · 44th of 67 Pennsylvania counties · median $1,102
- 34th pct · 2,020th of 3,063 US counties · median 4.3
- 46th pct · 36th of 67 Pennsylvania counties · median 3.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $198,580 (Aug 2026), +5.5% over one year, +37.4% over five
- 36th pct · 1,942nd of 3,063 US counties · median $234,566
- 34th pct · 44th of 67 Pennsylvania counties · median $233,681
| Item | Value | Distance |
|---|---|---|
| Mifflin County, PA | $198,580 · +5.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Pennsylvania counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,087 a month on $198,580 at 7.28%, against an average weekly wage worth $4,602 a month: 23.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $198,580 × 80% = $158,864, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,087/mo principal and interest
- wage share = payment / (avg weekly wage $1,062 × 52 / 12 = $4,602) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $198,580 / ($1,062 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,424 jobs at 1,096 employers (2026 Q1); +2.1% jobs and +3.6% average weekly wage over the year
- 68th pct · 1,021st of 3,221 US counties · median 8,232
- 40th pct · 40th of 67 Pennsylvania counties · median 27,809
| Item | Value | Distance |
|---|---|---|
| Mifflin County, PA | 17,424 jobs · $1,062/wk · +2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,397 | $1,304 | 3.14 | -1.0% |
| Health care and social assistance | 4,110 | $1,244 | 1.57 | +9.2% |
| Retail trade | 2,132 | $644 | 1.26 | -3.2% |
| Accommodation and food services | 1,253 | $359 | 0.80 | -2.3% |
| Construction | 988 | $1,077 | 1.08 | +9.7% |
| Transportation and warehousing | 579 | $958 | 0.79 | +3.9% |
| Finance and insurance | 418 | $1,582 | 0.59 | +4.5% |
| Other services | 381 | $558 | 0.73 | -6.4% |
| Administrative and waste services | 320 | $564 | 0.32 | +5.3% |
| Professional and technical services | 201 | $1,904 | 0.17 | +25.6% |
| Information | 85 | $1,166 | 0.26 | +4.9% |
| Real estate and rental | 60 | $746 | 0.22 | -16.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.1 bn in deposits at 19 offices of 4 banks (SOD June 2026); HHI 3,358, highly concentrated. $305.4 m federal obligations in FY2026 (direct payments $280.9 m, grants $23.8 m), $17,530 per covered job
| Item | Value | Distance |
|---|---|---|
| Kish Bank | $538.2 m · 49.4% share · 7 offices | |
| The Juniata Valley Bank | $255.6 m · 23.4% share · 4 offices | |
| MCS Bank | $161.1 m · 14.8% share · 6 offices | |
| Mifflin, PA | $305.4 m FY2026 · $17,530/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Kish Bank | $538,171,000 | 49.4% | 7 |
| The Juniata Valley Bank | $255,590,000 | 23.4% | 4 |
| MCS Bank | $161,077,000 | 14.8% | 6 |
| First National Bank of Pennsylvania | $135,565,000 | 12.4% | 2 |
Deposit concentration is 3,358 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 49.4² + 23.4² + 14.8² + … (1 more) = 3,358
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $17,530 per covered job, against 17,424 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $305.4 m / 17,424 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,530
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Mifflin County, PA: 6 findings, 6 noted
noteMifflin County, PA's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMifflin County, PA's covered employment was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMifflin County, PA's momentum index of 0.62 ranks 2nd of 67 Pennsylvania counties, against a median of 0.25.
Period 2026-08.Show the arithmetic
- 98 on the 0-to-100 scale across 67 Pennsylvania counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteMifflin County, PA's covered employment of +2.1% ranks 5th of 67 Pennsylvania counties, against a median of -0.3%.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 67 Pennsylvania counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteMifflin County, PA's momentum index of 0.62 ranks 307th of 3,221 US counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 90 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.