Perry County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.40, -77.27.
Assembled 2026-10-07. Read the brief.
- 69th pct · 932nd of 3,063 US counties · median $234,566
- 74th pct · 18th of 67 Pennsylvania counties · median $233,681
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
- 64th pct · 1,093rd of 3,063 US counties · median +2.9%
- 66th pct · 23rd of 67 Pennsylvania counties · median +3.4%
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
- 34th pct · 922nd of 1,399 US counties · median $1,496
- 44th pct · 27th of 48 Pennsylvania counties · median $1,349
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
- 49th pct · 1,614th of 3,221 US counties · median 8,232
- 9th pct · 61st of 67 Pennsylvania counties · median 27,809
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
- 10th pct · 2,884th of 3,221 US counties · median $1,039
- 0th pct · 67th of 67 Pennsylvania counties · median $1,102
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
- 87th pct · 393rd of 3,063 US counties · median 4.3
- 98th pct · 2nd of 67 Pennsylvania counties · median 3.8
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $300,194 (Aug 2026), +4.2% over one year, +19.7% over five
- 69th pct · 932nd of 3,063 US counties · median $234,566
- 74th pct · 18th of 67 Pennsylvania counties · median $233,681
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Perry County, PA | $300,194 · +4.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,335/mo (Aug 2026), n/a over one year; price-to-rent 18.7
- 34th pct · 922nd of 1,399 US counties · median $1,496
- 44th pct · 27th of 48 Pennsylvania counties · median $1,349
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Perry County, PA | $1,335/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,643 a month on $300,194 at 7.28%, against an average weekly wage worth $3,649 a month: 45.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $300,194 × 80% = $240,155, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,643/mo principal and interest
- wage share = payment / (avg weekly wage $842 × 52 / 12 = $3,649) = 45% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $300,194 / ($842 × 52) = 6.9
- price-to-rent = $300,194 / ($1,335 × 12) = 18.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,218 jobs at 910 employers (2026 Q1); +3.0% jobs and +2.9% average weekly wage over the year
- 49th pct · 1,614th of 3,221 US counties · median 8,232
- 9th pct · 61st of 67 Pennsylvania counties · median 27,809
- counties in the Harrisburg-Carlisle metro: Rank context is unavailable: the manifest lists 3 counties in the Harrisburg-Carlisle metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Perry County, PA | 8,218 jobs · $842/wk · +3.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Transportation and warehousing | 1,240 | $530 | 3.58 | +11.2% |
| Retail trade | 1,178 | $532 | 1.47 | -4.4% |
| Health care and social assistance | 885 | $1,020 | 0.72 | -10.2% |
| Construction | 762 | $1,100 | 1.77 | +4.1% |
| Accommodation and food services | 602 | $349 | 0.82 | +16.4% |
| Manufacturing | 427 | $923 | 0.65 | -1.8% |
| Other services | 315 | $641 | 1.28 | +2.6% |
| Finance and insurance | 225 | $1,092 | 0.67 | +3.2% |
| Professional and technical services | 219 | $1,195 | 0.39 | +4.8% |
| Educational services | 49 | $574 | 0.28 | +6.5% |
| Information | 39 | $868 | 0.26 | -4.9% |
| Real estate and rental | 25 | $702 | 0.20 | -10.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
8 USGS reservoir gauges, no capacity figures to weight
Sites found: 8, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Raystown Lake near Huntingdon, PA | 786.3 ft (USGS, no capacity on file) | 63 km |
| Indian Rock Dam near York, PA | 372.2 ft (USGS, no capacity on file) | 68 km |
| Foster Joseph Sayers Lake near Blanchard, PA | 630.0 ft (USGS, no capacity on file) | 78 km |
| Blue Marsh Lake near Bernville, PA | 290.1 ft (USGS, no capacity on file) | 104 km |
| Kettle Cr Lake at Kettle Cr Dam near Westport, PA | 842.4 ft (USGS, no capacity on file) | 120 km |
| Curwensville Lake near Curwensville, PA | 1,162 ft (USGS, no capacity on file) | 123 km |
| First Fork Sinnemahoning Creek Reservoir | 922.0 ft (USGS, no capacity on file) | 129 km |
| Beltzville Lake near Parryville, PA | 628.1 ft (USGS, no capacity on file) | 146 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
72 gauges · 0 flooding · 15 with quality panels averaging 99 % · 21 stale
Sites found: 72, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Sherman Creek at Shermans Dale, PA | flow 44.6 ft³/s · no flooding | 12 km |
| Bixler Run near Loysville, PA | flow 4.19 ft³/s | 12 km |
| Juniata River at Newport, PA | flow 1,590 ft³/s · quality 100 % (4) · no flooding | 15 km |
| Tuscarora Creek near Port Royal, PA | flow 52.5 ft³/s · no flooding | 18 km |
| Letort Spring Run near Carlisle, PA | flow 32.0 ft³/s · STALE | 21 km |
| Alexander Spring Creek near Plainfield, PA | flow 2.40 ft³/s · STALE | 25 km |
| Unnamed Trib to Mount Rock Spring near Mt Rock, PA | flow 1.60 ft³/s · STALE | 26 km |
| Conodoguinet Creek near Hogestown, PA | flow 166.0 ft³/s · no flooding | 26 km |
| Mount Rock Spring Creek at Mount Rock, PA | flow 0.13 ft³/s · STALE | 27 km |
| Unnamed Trib to Trindle Sp Run, Site 3, nr Mechbrg | flow 0.00 ft³/s · STALE | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
42 wells in 0 named aquifers:
Sites found: 42, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-402735077100901 | depth 13.0 ft · 2026-10-05 | 11 km |
| USGS-402339077074502 | depth 8.58 ft · 1995-04-15 | 12 km |
| USGS-402339077074501 | depth 0.83 ft · 1975-07-07 | 12 km |
| USGS-400828077214801 | depth 115.4 ft · 1993-04-14 | 30 km |
| USGS-402411077374801 | depth 13.5 ft · 2026-10-06 | 31 km |
| USGS-401319076580601 | depth 17.4 ft · 1977-06-01 | 32 km |
| USGS-403939076591001 | depth 18.8 ft · 2026-10-06 | 38 km |
| USGS-400209077183301 | depth 29.4 ft · 2026-10-06 | 40 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$884.8 m in deposits at 12 offices of 5 banks (SOD June 2026); HHI 2,577, highly concentrated. $309.1 m federal obligations in FY2026 (direct payments $293.7 m, grants $15.1 m), $37,616 per covered job
| Item | Value | Distance |
|---|---|---|
| The Bank of Landisburg | $347.7 m · 39.3% share · 4 offices | |
| Pennian Bank | $214.6 m · 24.2% share · 4 offices | |
| The Juniata Valley Bank | $114.2 m · 12.9% share · 2 offices | |
| Perry, PA | $309.1 m FY2026 · $37,616/job | |
| MULTIPLE RECIPIENTS | $291.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Bank of Landisburg | $347,724,000 | 39.3% | 4 |
| Pennian Bank | $214,551,000 | 24.2% | 4 |
| The Juniata Valley Bank | $114,185,000 | 12.9% | 2 |
| Orrstown Bank | $110,317,000 | 12.5% | 1 |
| Mid Penn Bank | $98,055,000 | 11.1% | 1 |
Deposit concentration is 2,577 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 39.3² + 24.2² + 12.9² + … (2 more) = 2,577
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $255,996,832 |
| Department of Veterans Affairs | $28,018,424 |
| Department of Transportation | $14,716,532 |
| Railroad Retirement Board | $7,939,930 |
| Department of Agriculture | $1,696,703 |
| Department of Housing and Urban Development | $315,270 |
| Department of Defense | $279,786 |
| Federal Communications Commission | $162,257 |
| Small Business Administration | $0 |
That is $37,616 per covered job, against 8,218 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $309.1 m / 8,218 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,616
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Perry County, PA: 14 findings, 1 at a watch level and 13 noted
watchPerry County, PA's covered employment of 8,218 scores 50 on the 0-to-100 scale across US counties but 9 across Pennsylvania counties, a gap of 41 points.
Period 2026 Q1.Show the arithmetic
- 41 = |50 across US counties - 9 across Pennsylvania counties|
position among the entities that published this metric this period; not an official level
notePerry County, PA's covered employment was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, PA's average weekly wage was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, PA's typical asking rent rose 1.6% from $1,314 in July 2026 to $1,335 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.6% = (1335 - 1313.8653263697288) / 1313.8653263697288 × 100
- 1335 = Zillow ZORI, 2026-08
- 1313.8653263697288 = Zillow ZORI, 2026-07
notePerry County, PA's typical home value rose 0.3% from $299,242 in July 2026 to $300,194 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (300193.86675552157 - 299242.119695179) / 299242.119695179 × 100
- 300193.86675552157 = Zillow ZHVI, 2026-08
- 299242.119695179 = Zillow ZHVI, 2026-07
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.