Schuylkill County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.70, -76.22.
Assembled 2026-10-06. Read the brief.
- 22nd pct · 2,374th of 3,063 US counties · median $234,566
- 22nd pct · 52nd of 67 Pennsylvania counties · median $233,681
- 67th pct · 1,007th of 3,063 US counties · median +2.9%
- 69th pct · 21st of 67 Pennsylvania counties · median +3.4%
- 19th pct · 1,128th of 1,399 US counties · median $1,496
- 40th pct · 29th of 48 Pennsylvania counties · median $1,349
- 84th pct · 513th of 3,221 US counties · median 8,232
- 63rd pct · 25th of 67 Pennsylvania counties · median 27,809
- 58th pct · 1,341st of 3,221 US counties · median $1,039
- 40th pct · 40th of 67 Pennsylvania counties · median $1,102
- 19th pct · 2,466th of 3,063 US counties · median 4.3
- 27th pct · 49th of 67 Pennsylvania counties · median 3.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $167,243 (Aug 2026), +4.5% over one year, +36.6% over five
- 22nd pct · 2,374th of 3,063 US counties · median $234,566
- 22nd pct · 52nd of 67 Pennsylvania counties · median $233,681
| Item | Value | Distance |
|---|---|---|
| Schuylkill County, PA | $167,243 · +4.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,166/mo (Aug 2026), +4.7% over one year; price-to-rent 12.0
- 19th pct · 1,128th of 1,399 US counties · median $1,496
- 40th pct · 29th of 48 Pennsylvania counties · median $1,349
| Item | Value | Distance |
|---|---|---|
| Schuylkill County, PA | $1,166/mo · +4.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $915 a month on $167,243 at 7.28%, against an average weekly wage worth $4,676 a month: 19.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $167,243 × 80% = $133,794, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $915/mo principal and interest
- wage share = payment / (avg weekly wage $1,079 × 52 / 12 = $4,676) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $167,243 / ($1,079 × 52) = 3.0
- price-to-rent = $167,243 / ($1,166 × 12) = 12.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
49,557 jobs at 2,980 employers (2026 Q1); -1.5% jobs and +1.3% average weekly wage over the year
- 84th pct · 513th of 3,221 US counties · median 8,232
- 63rd pct · 25th of 67 Pennsylvania counties · median 27,809
| Item | Value | Distance |
|---|---|---|
| Schuylkill County, PA | 49,557 jobs · $1,079/wk · -1.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 10,024 | $1,380 | 2.51 | -0.7% |
| Health care and social assistance | 7,840 | $1,047 | 1.05 | -3.1% |
| Transportation and warehousing | 6,099 | $1,069 | 2.92 | -10.6% |
| Retail trade | 5,020 | $645 | 1.04 | -2.5% |
| Accommodation and food services | 3,291 | $373 | 0.74 | +4.7% |
| Construction | 1,773 | $1,264 | 0.68 | +6.6% |
| Administrative and waste services | 1,261 | $853 | 0.45 | -10.2% |
| Other services | 1,260 | $619 | 0.85 | +0.8% |
| Professional and technical services | 931 | $1,390 | 0.27 | -1.1% |
| Wholesale trade | 918 | $1,051 | 0.48 | +4.9% |
| Agriculture, forestry, fishing | 719 | $1,118 | 2.01 | -7.8% |
| Management of companies | 709 | $1,587 | 0.85 | +39.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
9 USGS reservoir gauges, no capacity figures to weight
Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01470870 | 290.1 ft (USGS, no capacity on file) | 39 km |
| Beltzville Lake near Parryville, PA | 628.1 ft (USGS, no capacity on file) | 51 km |
| Francis E. Walter Reservoir near White Haven, PA | 1,355 ft (USGS, no capacity on file) | 62 km |
| USGS-01574700 | 372.2 ft (USGS, no capacity on file) | 98 km |
| USGS-01534490 | 1,108 ft (USGS, no capacity on file) | 108 km |
| USGS-01547480 | 630.0 ft (USGS, no capacity on file) | 123 km |
| Prompton Reservoir at Prompton, PA | 1,125 ft (USGS, no capacity on file) | 123 km |
| USGS-01534180 | 1,578 ft (USGS, no capacity on file) | 126 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
107 gauges · 0 flooding · 23 with quality panels averaging 100 % · 31 stale
Sites found: 107, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01467492 | flow 25.0 ft³/s · STALE | 5 km |
| USGS-01467471 | flow 28.0 ft³/s · STALE | 5 km |
| USGS-01468500 | flow 61.1 ft³/s · quality 100 % (1) · no flooding | 11 km |
| USGS-0157155014 | flow 0.24 ft³/s · STALE | 12 km |
| USGS-01571820 | flow 19.0 ft³/s · STALE | 21 km |
| USGS-01571778 | flow 2.00 ft³/s · STALE | 22 km |
| USGS-01469700 | flow 47.0 ft³/s · STALE | 23 km |
| USGS-01469500 | flow 16.9 ft³/s | 24 km |
| USGS-01572025 | flow 70.0 ft³/s | 25 km |
| USGS-01470500 | flow 186.0 ft³/s · no flooding | 27 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
56 wells in 0 named aquifers:
Sites found: 56, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-404708076070701 | depth 53.9 ft · 2026-10-05 | 12 km |
| USGS-404239076362001 | depth 19.5 ft · 2026-10-05 | 33 km |
| USGS-410157076180901 | depth 32.7 ft · 1982-08-23 | 37 km |
| USGS-410138076211401 | depth 13.6 ft · 1982-06-22 | 38 km |
| USGS-410000076261801 | depth 6.08 ft · 1982-08-23 | 38 km |
| USGS-410230076161501 | depth 27.6 ft · 1981-11-17 | 38 km |
| USGS-402207076180801 | depth 10.8 ft · 2026-10-05 | 38 km |
| USGS-410236076161701 | depth 36.5 ft · 1981-11-17 | 38 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$2.7 bn in deposits at 34 offices of 12 banks (SOD June 2026); HHI 1,329, moderately concentrated. $994.0 m federal obligations in FY2026 (direct payments $938.5 m, grants $45.0 m), $20,058 per covered job
| Item | Value | Distance |
|---|---|---|
| Manufacturers and Traders Trust Company | $554.1 m · 20.4% share · 9 offices | |
| Mid Penn Bank | $548.2 m · 20.2% share · 9 offices | |
| Wells Fargo Bank, National Association | $416.4 m · 15.3% share · 3 offices | |
| Schuylkill, PA | $994.0 m FY2026 · $20,058/job | |
| MULTIPLE RECIPIENTS | $917.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Manufacturers and Traders Trust Company | $554,107,000 | 20.4% | 9 |
| Mid Penn Bank | $548,212,000 | 20.2% | 9 |
| Wells Fargo Bank, National Association | $416,449,000 | 15.3% | 3 |
| Santander Bank, N.A. | $257,751,000 | 9.5% | 1 |
| Fulton Bank, National Association | $169,392,000 | 6.2% | 1 |
| First National Bank of Pennsylvania | $166,356,000 | 6.1% | 2 |
| Mauch Chunk Trust Company | $163,180,000 | 6.0% | 2 |
| Burke & Herbert Bank & Trust Company | $157,158,000 | 5.8% | 2 |
| Truist Bank | $116,315,000 | 4.3% | 1 |
| Tompkins Community Bank | $85,788,000 | 3.2% | 1 |
Deposit concentration is 1,329 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 20.4² + 20.2² + 15.3² + … (9 more) = 1,329
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $832,938,404 |
| Department of Veterans Affairs | $83,633,611 |
| Department of Transportation | $26,401,676 |
| Department of Housing and Urban Development | $15,065,717 |
| Department of Agriculture | $12,043,555 |
| Department of Education | $6,798,376 |
| Railroad Retirement Board | $5,756,642 |
| Department of Justice | $4,561,009 |
| Department of Health and Human Services | $4,452,349 |
| Federal Communications Commission | $1,796,374 |
| Department of Defense | $297,717 |
| Department of Energy | $215,000 |
That is $20,058 per covered job, against 49,557 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $994.0 m / 49,557 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,058
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Schuylkill County, PA: 9 findings, 2 at a watch level and 7 noted
watchSchuylkill County, PA's covered employment is -1.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSchuylkill County, PA's typical asking rent is -1.4% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -1.3586004987774112 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
noteSchuylkill County, PA's covered employment was 1.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSchuylkill County, PA's typical asking rent fell 1.4% from $1,182 in July 2026 to $1,166 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -1.4% = (1165.560606060606 - 1181.6140200303623) / 1181.6140200303623 × 100
- 1165.560606060606 = Zillow ZORI, 2026-08
- 1181.6140200303623 = Zillow ZORI, 2026-07
noteSchuylkill County, PA's average weekly wage was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.