Allendale County, SC

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.98, -81.36.

Assembled 2026-10-06. Read the brief.

Typical home value
$75,620
as of August 2026
  • 0th pct · 3,040th of 3,063 US counties · median $234,566
  • 0th pct · 46th of 46 South Carolina counties · median $218,959
Home value, one year
-4.1%
as of August 2026
  • 5th pct · 2,897th of 3,063 US counties · median +2.9%
  • 8th pct · 42nd of 46 South Carolina counties · median +1.2%
Typical rent
not published
  • US counties: not published this period
  • South Carolina counties: not published this period
Jobs
2,502
as of 2026 Q1-01
  • 20th pct · 2,562nd of 3,221 US counties · median 8,232
  • 2nd pct · 45th of 46 South Carolina counties · median 18,411
Average weekly wage
$1,167
as of 2026 Q1-01
  • 72nd pct · 890th of 3,221 US counties · median $1,039
  • 71st pct · 14th of 46 South Carolina counties · median $1,061
Years of wages per home
1.2
  • 0th pct · 3,051st of 3,063 US counties · median 4.3
  • 0th pct · 46th of 46 South Carolina counties · median 4.1

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $75,620 (Aug 2026), -4.1% over one year, -5.8% over five

  • 0th pct · 3,040th of 3,063 US counties · median $234,566
  • 0th pct · 46th of 46 South Carolina counties · median $218,959
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Allendale County, SC$75,620 · -4.1% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

  • US counties: not published this period
  • South Carolina counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $414 a month on $75,620 at 7.28%, against an average weekly wage worth $5,057 a month: 8.2% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $75,620 × 80% = $60,496, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $414/mo principal and interest
  • wage share = payment / (avg weekly wage $1,167 × 52 / 12 = $5,057) = 8% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $75,620 / ($1,167 × 52) = 1.2

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

2,502 jobs at 177 employers (2026 Q1); -1.1% jobs and +8.5% average weekly wage over the year

  • 20th pct · 2,562nd of 3,221 US counties · median 8,232
  • 2nd pct · 45th of 46 South Carolina counties · median 18,411
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Allendale County, SC2,502 jobs · $1,167/wk · -1.1% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing890$1,4674.42+8.0%
Retail trade122$4430.50-2.4%
Wholesale trade67$1,2200.70+6.3%
Agriculture, forestry, fishingwithheld
Utilitieswithheld
Constructionwithheld
Transportation and warehousingwithheld
Informationwithheld
Finance and insurancewithheld
Professional and technical serviceswithheld
Management of companieswithheld
Administrative and waste serviceswithheld

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

11 USGS reservoir gauges, no capacity figures to weight

Sites found: 11, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
BUTLER CREEK RESERVOIR AT FORT GORDON, GA27.5 ft (USGS, no capacity on file)85 km
SAVANNAH RVR AT STEVENS CREEK DAM NR MORGANA, SC186.0 ft (USGS, no capacity on file)91 km
LAKE MARION NEAR ELLOREE, SC71.8 ft (USGS, no capacity on file)102 km
LAKE MURRAY NEAR COLUMBIA, SC355.4 ft (USGS, no capacity on file)120 km
LAKE MARION NEAR PINEVILLE, SC72.9 ft (USGS, no capacity on file)123 km
LAKE MOULTRIE NEAR PINOPOLIS, SC72.8 ft (USGS, no capacity on file)131 km
THURMOND LAKE NEAR PLUM BRANCH, SC320.0 ft (USGS, no capacity on file)132 km
LK MOULTRIE AT REDIVERSION NR RUSSELLVILLE, SC71.9 ft (USGS, no capacity on file)135 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

87 gauges · 0 flooding · 2 with quality panels averaging 100 % · 52 stale

Sites found: 87, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
SAVANNAH R AT BURTONS FERRY BR NR MILLHAVEN, GAflow 4,760 ft³/s14 km
LOWER THREE RUNS NEAR SNELLING, SCflow 23.0 ft³/s · STALE24 km
COOSAWHATCHIE RIVER NEAR HAMPTON, SCflow 150.0 ft³/s27 km
BRIER CREEK AT MILLHAVEN, GAflow 246.0 ft³/s27 km
SALKEHATCHIE RIVER NEAR MILEY, SCflow 127.0 ft³/s29 km
SALKEHATCHIE R AT SC HWY 64 NR BARNWELL, SCstage 6.17 ft29 km
MEYERS BRANCH ON SRS RD 9 AT SRSflow 12.0 ft³/s · STALE30 km
STEEL CREEK AT ROAD A AT SAVANNAH RIVER SITE, SCflow 10.0 ft³/s · STALE31 km
SAVANNAH RIVER NEAR ESTILL, SCflow 7,120 ft³/s · STALE31 km
LOWER THREE RUNS BL PAR POND AT SAV RIVER SITE, SCflow 5.90 ft³/s · STALE32 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

69 wells in 0 named aquifers:

Sites found: 69, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-330130081230301depth 90.0 ft · 1995-01-065 km
USGS-330130081230401depth 80.1 ft · 1995-04-175 km
USGS-331037081184301depth 17.3 ft · 2001-09-2923 km
USGS-331043081185601depth 15.7 ft · 2000-08-1023 km
USGS-331043081185401depth 42.6 ft · 2000-08-1023 km
USGS-331044081185401depth 47.8 ft · 2000-08-1023 km
USGS-331039081184201depth 36.1 ft · 2000-08-1023 km
USGS-331044081185501depth 43.4 ft · 2001-09-2923 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

low (0.16)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$117.1 m in deposits at 3 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $64.8 m federal obligations in FY2026 (direct payments $57.3 m, grants $7.4 m), $25,887 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Palmetto State Bank$117.1 m · 100.0% share · 3 offices
Allendale, SC$64.8 m FY2026 · $25,887/job
MULTIPLE RECIPIENTS$50.6 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Palmetto State Bank$117,098,000100.0%3

Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$43,777,748
Department of Veterans Affairs$6,702,765
Department of Housing and Urban Development$3,996,796
Department of Health and Human Services$3,905,220
Department of Transportation$3,287,519
Department of Agriculture$2,879,528
Railroad Retirement Board$124,653
Federal Communications Commission$92,998
Small Business Administration$2,081
Department of Education$0

That is $25,887 per covered job, against 2,502 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $64.8 m / 2,502 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,887

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Allendale County, SC: 14 findings, 3 at a watch level and 11 noted

  1. watchAllendale County, SC's typical home value is -4.1% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: home.yoyPct = -4.110944582155807 < 0

    arithmetic on Zillow ZHVI, county and metro files; not an official level

  2. watchAllendale County, SC's covered employment is -1.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -1.1 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  3. watchAllendale County, SC's typical home value is -2.0% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: home.momPct = -1.9797444021019936 <= -1
    • month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

    arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level

  4. noteAllendale County, SC's average weekly wage was 8.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +8.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  5. noteAllendale County, SC's typical home value fell 2.0% from $77,147 in July 2026 to $75,620 in August 2026, on Zillow ZHVI.

    Period 2026-08.
    Show the arithmetic
    • -2.0% = (75619.89929353238 - 77147.21700353739) / 77147.21700353739 × 100
    • 75619.89929353238 = Zillow ZHVI, 2026-08
    • 77147.21700353739 = Zillow ZHVI, 2026-07

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 45005, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $75,620 × 80% = $60,496, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $414/mo principal and interest; wage share = payment / (avg weekly wage $1,167 × 52 / 12 = $5,057) = 8% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $75,620 / ($1,167 × 52) = 1.2
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 45005, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-06
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change -4.1% / ±10% × 0.3, jobs over-the-year change -1.1% / ±3% × 0.3, avg weekly wage over-the-year change +8.5% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-06T08:00:00.000Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065 · period 2026-10-06T08:00:00.000Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55 = 0.16; terms drought (D1 / 4), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T08:00:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-05 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:45005:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:45005:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $64.8 m / 2,502 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,887
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:45005:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 45005, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/45005.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $75,620 × 80% = $60,496, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $414/mo principal and interest; wage share = payment / (avg weekly wage $1,167 × 52 / 12 = $5,057) = 8% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $75,620 / ($1,167 × 52) = 1.2.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 45005, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/45005.csv. accessed 2026-10-06.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-06.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change -4.1% / ±10% × 0.3, jobs over-the-year change -1.1% / ±3% × 0.3, avg weekly wage over-the-year change +8.5% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-06T08:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065. period 2026-10-06T08:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55 = 0.16; terms drought (D1 / 4), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T08:00:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-05. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:45005:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A45005+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:45005:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $64.8 m / 2,502 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,887.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:45005:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T08:14:33.577Z. Place identity tables pulled 2026-10-01.