Perkins County, SD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 45.48, -102.47.
Assembled 2026-10-07. Read the brief.
- 26th pct · 2,262nd of 3,063 US counties · median $234,566
- 10th pct · 45th of 50 South Dakota counties · median $262,610
- 19th pct · 2,481st of 3,063 US counties · median +2.9%
- 12th pct · 44th of 50 South Dakota counties · median +3.6%
- US counties: not published this period
- South Dakota counties: not published this period
- 7th pct · 2,987th of 3,221 US counties · median 8,232
- 30th pct · 46th of 66 South Dakota counties · median 1,825
- 12th pct · 2,799th of 3,221 US counties · median $1,039
- 15th pct · 56th of 66 South Dakota counties · median $978
- 42nd pct · 1,757th of 3,063 US counties · median 4.3
- 14th pct · 43rd of 50 South Dakota counties · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $175,584 (Aug 2026), -0.2% over one year, +24.8% over five
- 26th pct · 2,262nd of 3,063 US counties · median $234,566
- 10th pct · 45th of 50 South Dakota counties · median $262,610
| Item | Value | Distance |
|---|---|---|
| Perkins County, SD | $175,584 · -0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $961 a month on $175,584 at 7.28%, against an average weekly wage worth $3,727 a month: 25.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $175,584 × 80% = $140,467, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $961/mo principal and interest
- wage share = payment / (avg weekly wage $860 × 52 / 12 = $3,727) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $175,584 / ($860 × 52) = 3.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,060 jobs at 141 employers (2026 Q1); -1.7% jobs and +6.3% average weekly wage over the year
- 7th pct · 2,987th of 3,221 US counties · median 8,232
- 30th pct · 46th of 66 South Dakota counties · median 1,825
| Item | Value | Distance |
|---|---|---|
| Perkins County, SD | 1,060 jobs · $860/wk · -1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 125 | $487 | 1.21 | -1.6% |
| Wholesale trade | 108 | $1,050 | 2.66 | -6.9% |
| Manufacturing | 97 | $709 | 1.14 | +0.0% |
| Administrative and waste services | 71 | $1,177 | 1.18 | -11.2% |
| Construction | 57 | $1,003 | 1.03 | +1.8% |
| Agriculture, forestry, fishing | 47 | $824 | 6.14 | +0.0% |
| Finance and insurance | 43 | $1,379 | 1.00 | +0.0% |
| Other services | 35 | $856 | 1.10 | +0.0% |
| Professional and technical services | 20 | $907 | 0.27 | -9.1% |
| Information | 9 | $610 | 0.46 | +0.0% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
6 gauges · 0 flooding · 0 with quality panels · 1 stale
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SOUTH FORK GRAND RIVER NEAR CASH, SD | flow 9.67 ft³/s | 23 km |
| NORTH FORK GRAND RIVER NEAR WHITE BUTTE, SD | flow 0.00 ft³/s | 36 km |
| GRAND R AT SHADEHILL SD | flow 13.0 ft³/s · STALE | 37 km |
| MOREAU RIVER NEAR FAITH, SD | flow 5.12 ft³/s | 40 km |
| GRAND RIVER NEAR THUNDER HAWK, SD | flow 40.1 ft³/s | 50 km |
| CEDAR CREEK NEAR HAYNES, ND | flow 0.55 ft³/s | 75 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$186.9 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 7,785, highly concentrated. $1.8 m federal obligations in FY2026 (grants $1.8 m, contracts $60,773), $1,710 per covered job
| Item | Value | Distance |
|---|---|---|
| Dacotah Bank | $163.2 m · 87.3% share · 2 offices | |
| BMO Bank National Association | $23.7 m · 12.7% share · 1 office | |
| Perkins, SD | $1.8 m FY2026 · $1,710/job | |
| MULTIPLE RECIPIENTS | $16.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Dacotah Bank | $163,176,000 | 87.3% | 2 |
| BMO Bank National Association | $23,700,000 | 12.7% | 1 |
Deposit concentration is 7,785 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 87.3² + 12.7² = 7,785
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $14,814,153 |
| Department of Agriculture | $2,723,362 |
| Department of Transportation | $1,660,491 |
| Department of Veterans Affairs | $1,636,403 |
| Railroad Retirement Board | $212,062 |
| Department of Housing and Urban Development | $168,157 |
| Department of Education | $91,487 |
| Department of the Interior | $53,008 |
That is $1,710 per covered job, against 1,060 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.8 m / 1,060 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $1,710
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Perkins County, SD: 8 findings, 2 at a watch level and 6 noted
watchPerkins County, SD's covered employment is -1.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchPerkins County, SD's typical home value is -0.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.23953431735457908 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
notePerkins County, SD's average weekly wage was 6.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerkins County, SD's covered employment was 1.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerkins County, SD's typical home value rose 0.3% from $175,127 in July 2026 to $175,584 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (175584.2877779052 - 175126.7799800016) / 175126.7799800016 × 100
- 175584.2877779052 = Zillow ZHVI, 2026-08
- 175126.7799800016 = Zillow ZHVI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.