Turner County, SD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.31, -97.15.
Assembled 2026-10-06. Read the brief.
- 69th pct · 924th of 3,063 US counties · median $234,566
- 69th pct · 16th of 50 South Dakota counties · median $262,610
- 50th pct · 3rd of 5 counties in the Sioux Falls metro · median $300,707
- 6th pct · 2,849th of 3,063 US counties · median +2.9%
- 0th pct · 50th of 50 South Dakota counties · median +3.6%
- 0th pct · 5th of 5 counties in the Sioux Falls metro · median +1.3%
- US counties: not published this period
- South Dakota counties: not published this period
- counties in the Sioux Falls metro: not published this period
- 19th pct · 2,599th of 3,221 US counties · median 8,232
- 61st pct · 26th of 66 South Dakota counties · median 1,825
- 25th pct · 4th of 5 counties in the Sioux Falls metro · median 3,840
- 29th pct · 2,267th of 3,221 US counties · median $1,039
- 33rd pct · 44th of 66 South Dakota counties · median $978
- 0th pct · 5th of 5 counties in the Sioux Falls metro · median $1,148
- 79th pct · 622nd of 3,063 US counties · median 4.3
- 87th pct · 7th of 50 South Dakota counties · median 5.1
- 100th pct · 1st of 5 counties in the Sioux Falls metro · median 5.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $300,707 (Aug 2026), -3.2% over one year, +28.7% over five
- 69th pct · 924th of 3,063 US counties · median $234,566
- 69th pct · 16th of 50 South Dakota counties · median $262,610
- 50th pct · 3rd of 5 counties in the Sioux Falls metro · median $300,707
| Item | Value | Distance |
|---|---|---|
| Turner County, SD | $300,707 · -3.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Dakota counties: not published this period
- counties in the Sioux Falls metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,646 a month on $300,707 at 7.28%, against an average weekly wage worth $4,121 a month: 39.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $300,707 × 80% = $240,566, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,646/mo principal and interest
- wage share = payment / (avg weekly wage $951 × 52 / 12 = $4,121) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $300,707 / ($951 × 52) = 6.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,359 jobs at 366 employers (2026 Q1); -0.1% jobs and +4.4% average weekly wage over the year
- 19th pct · 2,599th of 3,221 US counties · median 8,232
- 61st pct · 26th of 66 South Dakota counties · median 1,825
- 25th pct · 4th of 5 counties in the Sioux Falls metro · median 3,840
| Item | Value | Distance |
|---|---|---|
| Turner County, SD | 2,359 jobs · $951/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 213 | $546 | 0.93 | -1.8% |
| Manufacturing | 166 | $1,453 | 0.87 | +1.2% |
| Construction | 141 | $1,024 | 1.14 | +2.2% |
| Transportation and warehousing | 124 | $1,227 | 1.25 | -4.6% |
| Finance and insurance | 103 | $1,397 | 1.07 | +4.0% |
| Accommodation and food services | 78 | $303 | 0.37 | +0.0% |
| Real estate and rental | 52 | $1,499 | 1.44 | -11.9% |
| Professional and technical services | 39 | $1,777 | 0.24 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
26 gauges · 0 flooding · 1 with quality panels averaging 100 % · 3 stale
Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| WEST FORK VERMILLION RIVER NEAR PARKER, SD | stage 1.32 ft | 13 km |
| EAST FORK VERMILLION RIVER NEAR PARKER, SD | flow 4.13 ft³/s | 16 km |
| SKUNK CREEK AT SIOUX FALLS, SD | flow 6.24 ft³/s | 38 km |
| BIG SIOUX RIVER AT SIOUX FALLS, SD | flow 82.5 ft³/s | 39 km |
| JAMES RIVER NEAR YANKTON, SD | flow 183.0 ft³/s | 39 km |
| JAMES RIVER NEAR SCOTLAND, SD | flow 201.0 ft³/s | 42 km |
| SKUNK CREEK NEAR HARTFORD, SD | stage 3.56 ft | 42 km |
| BIG SIOUX RIVER BELOW DIVERSION AT SIOUX FALLS, SD | stage 3.15 ft | 43 km |
| WILLOW CREEK NEAR CROOKS, SD | stage 3.79 ft | 44 km |
| BIG SIOUX R AT NORTH CLIFF AVE AT SIOUX FALLS, SD | flow 193.0 ft³/s | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
9 wells in 0 named aquifers:
Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-431619096460202 | depth 174.8 ft · 2002-09-29 | 31 km |
| USGS-433726096444501 | depth 10.2 ft · 2026-10-05 | 48 km |
| USGS-433752096432701 | depth 9.20 ft · 2026-10-05 | 50 km |
| USGS-433920096434001 | depth 5.75 ft · 2021-10-24 | 51 km |
| USGS-434329096521201 | depth 7.36 ft · 2026-10-05 | 51 km |
| USGS-433929096432701 | depth 8.10 ft · 2022-11-08 | 52 km |
| USGS-433923096431301 | depth 9.43 ft · 2022-11-08 | 52 km |
| USGS-433926096431701 | depth 9.93 ft · 2022-11-08 | 52 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$329.1 m in deposits at 8 offices of 5 banks (SOD June 2026); HHI 2,663, highly concentrated. $70.3 m federal obligations in FY2026 (direct payments $63.5 m, grants $6.8 m), $29,813 per covered job
| Item | Value | Distance |
|---|---|---|
| Rivers Edge Bank | $126.5 m · 38.4% share · 2 offices | |
| Security Bank Midwest | $76.1 m · 23.1% share · 2 offices | |
| Merchants State Bank | $74.2 m · 22.5% share · 2 offices | |
| Turner, SD | $70.3 m FY2026 · $29,813/job | |
| MULTIPLE RECIPIENTS | $48.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Rivers Edge Bank | $126,524,000 | 38.4% | 2 |
| Security Bank Midwest | $76,123,000 | 23.1% | 2 |
| Merchants State Bank | $74,157,000 | 22.5% | 2 |
| One American Bank | $35,293,000 | 10.7% | 1 |
| First Savings Bank | $16,986,000 | 5.2% | 1 |
Deposit concentration is 2,663 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 38.4² + 23.1² + 22.5² + … (2 more) = 2,663
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $42,034,790 |
| Department of Agriculture | $15,545,099 |
| Department of Transportation | $6,592,087 |
| Department of Veterans Affairs | $5,784,957 |
| Railroad Retirement Board | $210,155 |
| Department of Housing and Urban Development | $107,516 |
| Department of Education | $58,383 |
| Small Business Administration | -$3,000 |
That is $29,813 per covered job, against 2,359 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $70.3 m / 2,359 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $29,813
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Turner County, SD: 12 findings, 3 at a watch level and 9 noted
watchTurner County, SD's typical home value is -3.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -3.2224270136536095 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchTurner County, SD's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchTurner County, SD's covered employment of 2,359 scores 19 on the 0-to-100 scale across US counties but 62 across South Dakota counties, a gap of 42 points.
Period 2026 Q1.Show the arithmetic
- 42 = |19 across US counties - 62 across South Dakota counties|
position among the entities that published this metric this period; not an official level
noteTurner County, SD's average weekly wage was 4.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTurner County, SD's covered employment was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.