Walworth County, SD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 45.43, -100.03.
Assembled 2026-10-06. Read the brief.
- 11th pct · 2,718th of 3,063 US counties · median $234,566
- 0th pct · 50th of 50 South Dakota counties · median $262,610
- 34th pct · 2,011th of 3,063 US counties · median +2.9%
- 26th pct · 37th of 50 South Dakota counties · median +3.6%
- US counties: not published this period
- South Dakota counties: not published this period
- 16th pct · 2,695th of 3,221 US counties · median 8,232
- 53rd pct · 31st of 66 South Dakota counties · median 1,825
- 36th pct · 2,036th of 3,221 US counties · median $1,039
- 50th pct · 33rd of 66 South Dakota counties · median $978
- 13th pct · 2,640th of 3,063 US counties · median 4.3
- 0th pct · 50th of 50 South Dakota counties · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $137,130 (Aug 2026), +1.5% over one year, +16.7% over five
- 11th pct · 2,718th of 3,063 US counties · median $234,566
- 0th pct · 50th of 50 South Dakota counties · median $262,610
| Item | Value | Distance |
|---|---|---|
| Walworth County, SD | $137,130 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $751 a month on $137,130 at 7.28%, against an average weekly wage worth $4,242 a month: 17.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $137,130 × 80% = $109,704, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $751/mo principal and interest
- wage share = payment / (avg weekly wage $979 × 52 / 12 = $4,242) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $137,130 / ($979 × 52) = 2.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,011 jobs at 272 employers (2026 Q1); +1.2% jobs and +2.0% average weekly wage over the year
- 16th pct · 2,695th of 3,221 US counties · median 8,232
- 53rd pct · 31st of 66 South Dakota counties · median 1,825
| Item | Value | Distance |
|---|---|---|
| Walworth County, SD | 2,011 jobs · $979/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 344 | $520 | 1.76 | -0.6% |
| Accommodation and food services | 166 | $331 | 0.92 | +9.2% |
| Wholesale trade | 125 | $1,233 | 1.62 | -1.6% |
| Finance and insurance | 89 | $1,859 | 1.09 | -2.2% |
| Professional and technical services | 85 | $1,167 | 0.61 | +16.4% |
| Administrative and waste services | 84 | $1,269 | 0.73 | +0.0% |
| Transportation and warehousing | 83 | $1,105 | 0.98 | -19.4% |
| Utilities | 38 | $2,237 | 4.78 | +0.0% |
| Arts, entertainment and recreation | 22 | $290 | 0.66 | +29.4% |
| Real estate and rental | 10 | $1,059 | 0.32 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
5 gauges · 0 flooding · 0 with quality panels · 1 stale
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MOREAU RIVER AT PROMISE, SD | stage 6.16 ft | 47 km |
| OAK CR NEAR WAKPALA,SD | flow 0.00 ft³/s · STALE | 52 km |
| OAK CREEK NEAR RATTLESNAKE BUTTE NEAR WAKPALA, SD | flow 24.2 ft³/s | 55 km |
| MOREAU RIVER NEAR WHITEHORSE, SD | flow 35.6 ft³/s | 66 km |
| GRAND RIVER AT LITTLE EAGLE, SD | flow 54.4 ft³/s | 67 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-453027099505001 | depth 22.2 ft · 2026-10-05 | 16 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$456.4 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 3,336, highly concentrated. $3.0 m federal obligations in FY2026 (grants $2.3 m, contracts $722,356), $1,493 per covered job
| Item | Value | Distance |
|---|---|---|
| Dacotah Bank | $235.5 m · 51.6% share · 1 office | |
| BankWest, Inc. | $82.2 m · 18.0% share · 1 office | |
| First Interstate Bank | $60.6 m · 13.3% share · 1 office | |
| Walworth, SD | $3.0 m FY2026 · $1,493/job | |
| MULTIPLE RECIPIENTS | $33.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Dacotah Bank | $235,486,000 | 51.6% | 1 |
| BankWest, Inc. | $82,150,000 | 18.0% | 1 |
| First Interstate Bank | $60,598,000 | 13.3% | 1 |
| Wells Fargo Bank, National Association | $56,010,000 | 12.3% | 1 |
| Dakota Community Bank & Trust, National Association | $22,192,000 | 4.9% | 1 |
Deposit concentration is 3,336 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 51.6² + 18.0² + 13.3² + … (2 more) = 3,336
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $29,399,304 |
| Department of Veterans Affairs | $3,146,220 |
| Department of Transportation | $1,950,679 |
| Department of Agriculture | $1,500,132 |
| Department of Housing and Urban Development | $1,178,268 |
| Department of Health and Human Services | $812,345 |
| Railroad Retirement Board | $529,823 |
| Department of Education | $283,594 |
| Federal Communications Commission | $21,704 |
| Department of the Interior | $20,125 |
That is $1,493 per covered job, against 2,011 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $3.0 m / 2,011 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $1,493
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Walworth County, SD: 7 findings, 1 at a watch level and 6 noted
watchWalworth County, SD's covered employment of 2,011 scores 16 on the 0-to-100 scale across US counties but 54 across South Dakota counties, a gap of 38 points.
Period 2026 Q1.Show the arithmetic
- 38 = |16 across US counties - 54 across South Dakota counties|
position among the entities that published this metric this period; not an official level
noteWalworth County, SD's average weekly wage was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWalworth County, SD's covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWalworth County, SD's typical home value fell 0.9% from $138,359 in July 2026 to $137,130 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.9% = (137129.5751378986 - 138359.1591065817) / 138359.1591065817 × 100
- 137129.5751378986 = Zillow ZHVI, 2026-08
- 138359.1591065817 = Zillow ZHVI, 2026-07
noteWalworth County, SD's typical home value of $137,130 ranks 50th of 50 South Dakota counties, against a median of $262,610.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 50 South Dakota counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.