Skamania County, WA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 46.02, -121.95.
Assembled 2026-10-06. Read the brief.
- 95th pct · 142nd of 3,063 US counties · median $234,566
- 76th pct · 10th of 39 Washington counties · median $433,836
- 66th pct · 3rd of 7 counties in the Portland-Vancouver-Hillsboro metro · median $544,824
- 19th pct · 2,475th of 3,063 US counties · median +2.9%
- 21st pct · 31st of 39 Washington counties · median +0.4%
- 50th pct · 4th of 7 counties in the Portland-Vancouver-Hillsboro metro · median -0.2%
- US counties: not published this period
- Washington counties: not published this period
- counties in the Portland-Vancouver-Hillsboro metro: not published this period
- 22nd pct · 2,505th of 3,221 US counties · median 8,232
- 13th pct · 34th of 39 Washington counties · median 18,771
- 0th pct · 7th of 7 counties in the Portland-Vancouver-Hillsboro metro · median 173,559
- 54th pct · 1,474th of 3,221 US counties · median $1,039
- 13th pct · 34th of 39 Washington counties · median $1,237
- 0th pct · 7th of 7 counties in the Portland-Vancouver-Hillsboro metro · median $1,462
- 97th pct · 79th of 3,063 US counties · median 4.3
- 97th pct · 2nd of 39 Washington counties · median 6.7
- 100th pct · 1st of 7 counties in the Portland-Vancouver-Hillsboro metro · median 8.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $557,773 (Aug 2026), -0.2% over one year, +13.6% over five
- 95th pct · 142nd of 3,063 US counties · median $234,566
- 76th pct · 10th of 39 Washington counties · median $433,836
- 66th pct · 3rd of 7 counties in the Portland-Vancouver-Hillsboro metro · median $544,824
| Item | Value | Distance |
|---|---|---|
| Skamania County, WA | $557,773 · -0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Washington counties: not published this period
- counties in the Portland-Vancouver-Hillsboro metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,053 a month on $557,773 at 7.28%, against an average weekly wage worth $4,585 a month: 66.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $557,773 × 80% = $446,219, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $3,053/mo principal and interest
- wage share = payment / (avg weekly wage $1,058 × 52 / 12 = $4,585) = 67% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $557,773 / ($1,058 × 52) = 10.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,722 jobs at 277 employers (2026 Q1); +27.5% jobs and -4.5% average weekly wage over the year
- 22nd pct · 2,505th of 3,221 US counties · median 8,232
- 13th pct · 34th of 39 Washington counties · median 18,771
- 0th pct · 7th of 7 counties in the Portland-Vancouver-Hillsboro metro · median 173,559
| Item | Value | Distance |
|---|---|---|
| Skamania County, WA | 2,722 jobs · $1,058/wk · +27.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 604 | $738 | 2.47 | +10.8% |
| Manufacturing | 398 | $1,098 | 1.82 | +21.7% |
| Retail trade | 167 | $598 | 0.63 | +4.4% |
| Other services | 51 | $969 | 0.63 | -3.8% |
| Professional and technical services | 43 | $1,925 | 0.23 | -17.3% |
| Wholesale trade | 36 | $3,284 | 0.35 | -23.4% |
| Finance and insurance | 21 | $1,692 | 0.19 | -4.5% |
| Arts, entertainment and recreation | 20 | $460 | 0.45 | -31.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MUD MOUNTAIN LAKE NEAR BUCKLEY, WA | 19.5 Acre-ft (USGS, no capacity on file) | 124 km |
| LAKE TAPPS NEAR SUMNER, WA | 40,020 Acre-ft (USGS, no capacity on file) | 136 km |
| HOWARD A HANSON RESERVOIR NEAR PALMER, WA | 22,490 Acre-ft (USGS, no capacity on file) | 140 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
75 gauges · 0 flooding · 31 with quality panels averaging 98 % · 34 stale
Sites found: 75, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-453604122060000 | DO 2.00 mg/l · quality 75 % (4) · STALE | 48 km |
| LEWIS RIVER ABOVE MUDDY RIVER NEAR COUGAR, WA | flow 175.0 ft³/s | 5 km |
| MUDDY RIVER BELOW CLEAR CREEK NEAR COUGAR, WA | flow 107.0 ft³/s | 7 km |
| SWIFT POWERPLANT NO 2 TAILWATER NEAR COUGAR, WA | stage 74.2 ft · STALE | 24 km |
| CANYON CREEK NEAR AMBOY, WA | flow 27.3 ft³/s | 30 km |
| SPEELYAI CREEK NEAR COUGAR, WA | flow 1.43 ft³/s | 30 km |
| SPIRIT LAKE TUNNEL OUTLET NR SPIRIT LAKE, WA | stage -0.21 ft | 34 km |
| COLUMBIA RIVER AT STEVENSON, WA | stage 75.7 ft | 37 km |
| HAMILTON CREEK NEAR MOUTH, AT N BONNEVILLE, WA | stage 20.1 ft · STALE | 43 km |
| COLUMBIA RIVER BELOW BONNEVILLE DAM, OR | stage 9.00 ft | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-454040121222901 | depth 80.7 ft · 2007-10-23 | 59 km |
| USGS-454013121225901 | depth 74.2 ft · 2007-09-25 | 59 km |
| USGS-454027121212501 | depth 393.2 ft · 2007-06-27 | 60 km |
| USGS-454047121203701 | depth 93.0 ft · 2007-10-25 | 61 km |
| USGS-453937121215801 | depth 361.9 ft · 2006-09-30 | 61 km |
| USGS-453944121211301 | depth 433.6 ft · 2006-05-10 | 61 km |
| USGS-453845121191401 | depth 144.2 ft · 2007-10-25 | 65 km |
| USGS-452840122302202 | depth 9.07 ft · 2017-01-02 | 75 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.02 / 0.55
Banks & federal dollars #
$168.1 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,343, highly concentrated. $96.5 m federal obligations in FY2026 (direct payments $79.6 m, contracts $10.5 m), $35,464 per covered job
| Item | Value | Distance |
|---|---|---|
| Columbia Bank | $106.1 m · 63.1% share · 1 office | |
| Riverview Bank | $62.0 m · 36.9% share · 1 office | |
| Skamania, WA | $96.5 m FY2026 · $35,464/job | |
| MULTIPLE RECIPIENTS | $78.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Columbia Bank | $106,054,000 | 63.1% | 1 |
| Riverview Bank | $62,030,000 | 36.9% | 1 |
Deposit concentration is 5,343 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 63.1² + 36.9² = 5,343
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $71,785,149 |
| Department of the Interior | $12,963,883 |
| Department of Transportation | $9,657,175 |
| Department of Veterans Affairs | $6,384,040 |
| Department of Agriculture | $1,148,017 |
| Department of Health and Human Services | $550,000 |
| Railroad Retirement Board | $532,870 |
| Department of Housing and Urban Development | $232,223 |
| Federal Communications Commission | $108,713 |
| Department of Education | $71,128 |
| Small Business Administration | $0 |
| Department of Justice | -$18,189 |
That is $35,464 per covered job, against 2,722 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $96.5 m / 2,722 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,464
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Skamania County, WA: 15 findings, 5 at a watch level and 10 noted
watchSkamania County, WA's years of wages of 10.1 ranks 79th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 97.45264532984977 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchSkamania County, WA's average weekly wage is -4.5% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -4.5 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchSkamania County, WA's typical home value is -0.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.22063738029918806 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSkamania County, WA's years of wages is 10.1, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages = 10.138386562881895 >= 10
- typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
watchSkamania County, WA's average weekly wage of $1,058 scores 54 on the 0-to-100 scale across US counties but 13 across Washington counties, a gap of 41 points.
Period 2026 Q1.Show the arithmetic
- 41 = |54 across US counties - 13 across Washington counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.