Walla Walla County, WA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 46.25, -118.48.
Assembled 2026-10-06. Read the brief.
- 87th pct · 379th of 3,063 US counties · median $234,566
- 39th pct · 24th of 39 Washington counties · median $433,836
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
- 26th pct · 2,257th of 3,063 US counties · median +2.9%
- 65th pct · 14th of 39 Washington counties · median +0.4%
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
- 48th pct · 725th of 1,399 US counties · median $1,496
- 10th pct · 26th of 29 Washington counties · median $1,767
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
- 76th pct · 762nd of 3,221 US counties · median 8,232
- 57th pct · 17th of 39 Washington counties · median 18,771
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
- 69th pct · 972nd of 3,221 US counties · median $1,039
- 36th pct · 25th of 39 Washington counties · median $1,237
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
- 87th pct · 369th of 3,063 US counties · median 4.3
- 57th pct · 17th of 39 Washington counties · median 6.7
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $416,015 (Aug 2026), +0.7% over one year, +18.0% over five
- 87th pct · 379th of 3,063 US counties · median $234,566
- 39th pct · 24th of 39 Washington counties · median $433,836
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Walla Walla County, WA | $416,015 · +0.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,481/mo (Aug 2026), +3.4% over one year; price-to-rent 23.4
- 48th pct · 725th of 1,399 US counties · median $1,496
- 10th pct · 26th of 29 Washington counties · median $1,767
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Walla Walla County, WA | $1,481/mo · +3.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,277 a month on $416,015 at 7.28%, against an average weekly wage worth $4,970 a month: 45.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $416,015 × 80% = $332,812, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,277/mo principal and interest
- wage share = payment / (avg weekly wage $1,147 × 52 / 12 = $4,970) = 46% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $416,015 / ($1,147 × 52) = 7.0
- price-to-rent = $416,015 / ($1,481 × 12) = 23.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
27,295 jobs at 1,808 employers (2026 Q1); -1.9% jobs and +2.6% average weekly wage over the year
- 76th pct · 762nd of 3,221 US counties · median 8,232
- 57th pct · 17th of 39 Washington counties · median 18,771
- counties in the Walla Walla metro: Rank context is unavailable: the manifest lists 1 counties in the Walla Walla metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Walla Walla County, WA | 27,295 jobs · $1,147/wk · -1.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 4,530 | $1,274 | 1.10 | +0.7% |
| Manufacturing | 3,697 | $1,371 | 1.68 | -7.2% |
| Retail trade | 2,189 | $714 | 0.82 | -5.3% |
| Accommodation and food services | 2,003 | $535 | 0.82 | +2.9% |
| Construction | 1,043 | $1,198 | 0.73 | -5.4% |
| Educational services | 981 | $1,159 | 1.67 | -1.7% |
| Wholesale trade | 627 | $1,341 | 0.60 | +0.6% |
| Administrative and waste services | 606 | $800 | 0.39 | +0.0% |
| Finance and insurance | 519 | $1,714 | 0.47 | -12.6% |
| Arts, entertainment and recreation | 426 | $545 | 0.95 | -2.7% |
| Other services | 425 | $753 | 0.52 | +2.4% |
| Transportation and warehousing | 420 | $1,154 | 0.37 | -1.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$1.5 bn in deposits at 14 offices of 6 banks (SOD June 2026); HHI 2,938, highly concentrated. $522.9 m federal obligations in FY2026 (direct payments $419.0 m, grants $66.9 m), $19,158 per covered job
| Item | Value | Distance |
|---|---|---|
| Banner Bank | $585.3 m · 39.0% share · 5 offices | |
| Baker-Boyer National Bank | $529.7 m · 35.3% share · 5 offices | |
| JPMorgan Chase Bank, National Association | $117.5 m · 7.8% share · 1 office | |
| Walla Walla, WA | $522.9 m FY2026 · $19,158/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banner Bank | $585,316,000 | 39.0% | 5 |
| Baker-Boyer National Bank | $529,672,000 | 35.3% | 5 |
| JPMorgan Chase Bank, National Association | $117,539,000 | 7.8% | 1 |
| U.S. Bank National Association | $107,272,000 | 7.2% | 1 |
| Columbia Bank | $83,402,000 | 5.6% | 1 |
| WaFd Bank | $77,094,000 | 5.1% | 1 |
Deposit concentration is 2,938 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 39.0² + 35.3² + 7.8² + … (3 more) = 2,938
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $19,158 per covered job, against 27,295 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $522.9 m / 27,295 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,158
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Walla Walla County, WA: 12 findings, 7 at a watch level and 5 noted
watchWalla Walla County, WA's covered employment is -1.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWalla Walla County, WA's typical home value of $416,015 scores 88 on the 0-to-100 scale across US counties but 39 across Washington counties, a gap of 48 points.
Period 2026-08.Show the arithmetic
- 48 = |88 across US counties - 39 across Washington counties|
position among the entities that published this metric this period; not an official level
watchWalla Walla County, WA's typical home value of +0.7% scores 26 on the 0-to-100 scale across US counties but 66 across Washington counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |26 across US counties - 66 across Washington counties|
position among the entities that published this metric this period; not an official level
watchWalla Walla County, WA's typical asking rent of $1,481 scores 48 on the 0-to-100 scale across US counties but 11 across Washington counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |48 across US counties - 11 across Washington counties|
position among the entities that published this metric this period; not an official level
watchWalla Walla County, WA's price-to-rent ratio of 23.4 scores 89 on the 0-to-100 scale across US counties but 54 across Washington counties, a gap of 35 points.
Period 2026-08.Show the arithmetic
- 35 = |89 across US counties - 54 across Washington counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.