Carbon County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.70, -106.93.
Assembled 2026-10-06. Read the brief.
- 43rd pct · 1,739th of 3,063 US counties · median $234,566
- 4th pct · 22nd of 23 Wyoming counties · median $331,063
- 51st pct · 1,480th of 3,063 US counties · median +2.9%
- 81st pct · 5th of 23 Wyoming counties · median +1.9%
- 9th pct · 1,265th of 1,399 US counties · median $1,496
- 0th pct · 13th of 13 Wyoming counties · median $1,380
- 42nd pct · 1,839th of 3,221 US counties · median 8,232
- 45th pct · 13th of 23 Wyoming counties · median 6,490
- 76th pct · 768th of 3,221 US counties · median $1,039
- 59th pct · 10th of 23 Wyoming counties · median $1,131
- 31st pct · 2,102nd of 3,063 US counties · median 4.3
- 0th pct · 23rd of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $217,439 (Aug 2026), +3.1% over one year, +21.6% over five
- 43rd pct · 1,739th of 3,063 US counties · median $234,566
- 4th pct · 22nd of 23 Wyoming counties · median $331,063
| Item | Value | Distance |
|---|---|---|
| Carbon County, WY | $217,439 · +3.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,021/mo (Aug 2026), n/a over one year; price-to-rent 17.8
- 9th pct · 1,265th of 1,399 US counties · median $1,496
- 0th pct · 13th of 13 Wyoming counties · median $1,380
| Item | Value | Distance |
|---|---|---|
| Carbon County, WY | $1,021/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,190 a month on $217,439 at 7.28%, against an average weekly wage worth $5,204 a month: 22.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $217,439 × 80% = $173,951, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,190/mo principal and interest
- wage share = payment / (avg weekly wage $1,201 × 52 / 12 = $5,204) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $217,439 / ($1,201 × 52) = 3.5
- price-to-rent = $217,439 / ($1,021 × 12) = 17.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,188 jobs at 699 employers (2026 Q1); +3.3% jobs and +7.5% average weekly wage over the year
- 42nd pct · 1,839th of 3,221 US counties · median 8,232
- 45th pct · 13th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Carbon County, WY | 6,188 jobs · $1,201/wk · +3.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 832 | $678 | 1.50 | -12.1% |
| Retail trade | 706 | $644 | 1.17 | -2.9% |
| Manufacturing | 580 | $2,399 | 1.17 | +0.0% |
| Construction | 569 | $1,839 | 1.75 | +49.7% |
| Health care and social assistance | 359 | $892 | 0.39 | +0.0% |
| Transportation and warehousing | 226 | $2,014 | 0.87 | +44.9% |
| Professional and technical services | 189 | $1,310 | 0.44 | +28.6% |
| Agriculture, forestry, fishing | 188 | $888 | 4.21 | +3.3% |
| Administrative and waste services | 149 | $789 | 0.42 | +14.6% |
| Finance and insurance | 118 | $1,166 | 0.47 | -1.7% |
| Mining, oil and gas | 116 | $1,273 | 5.26 | +0.0% |
| Other services | 113 | $956 | 0.61 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$439.7 m in deposits at 7 offices of 3 banks (SOD June 2026); HHI 4,554, highly concentrated. $139.1 m federal obligations in FY2026 (direct payments $89.3 m, grants $47.3 m), $22,479 per covered job
| Item | Value | Distance |
|---|---|---|
| RNB STATE BANK | $227.3 m · 51.7% share · 4 offices | |
| Bank of Commerce | $189.3 m · 43.1% share · 2 offices | |
| BMO Bank National Association | $23.1 m · 5.3% share · 1 office | |
| Carbon, WY | $139.1 m FY2026 · $22,479/job | |
| MULTIPLE RECIPIENTS | $86.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| RNB STATE BANK | $227,301,000 | 51.7% | 4 |
| Bank of Commerce | $189,286,000 | 43.1% | 2 |
| BMO Bank National Association | $23,085,000 | 5.3% | 1 |
Deposit concentration is 4,554 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 51.7² + 43.1² + 5.3² = 4,554
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $71,547,776 |
| Department of Transportation | $45,839,113 |
| Department of Veterans Affairs | $9,697,566 |
| Railroad Retirement Board | $5,346,657 |
| Department of Agriculture | $2,747,314 |
| Department of the Interior | $2,406,654 |
| Department of Health and Human Services | $1,293,269 |
| Department of Housing and Urban Development | $142,677 |
| Federal Communications Commission | $79,525 |
That is $22,479 per covered job, against 6,188 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $139.1 m / 6,188 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,479
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Carbon County, WY: 18 findings, 4 at a watch level and 14 noted
watchCarbon County, WY's price-to-rent ratio of 17.8 scores 56 on the 0-to-100 scale across US counties but 0 across Wyoming counties, a gap of 56 points.
Period 2026-08.Show the arithmetic
- 56 = |56 across US counties - 0 across Wyoming counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchCarbon County, WY's typical home value of $217,439 scores 43 on the 0-to-100 scale across US counties but 5 across Wyoming counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |43 across US counties - 5 across Wyoming counties|
position among the entities that published this metric this period; not an official level
watchCarbon County, WY's years of wages of 3.5 scores 31 on the 0-to-100 scale across US counties but 0 across Wyoming counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |31 across US counties - 0 across Wyoming counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchCarbon County, WY's typical home value of +3.1% scores 52 on the 0-to-100 scale across US counties but 82 across Wyoming counties, a gap of 30 points.
Period 2026-08.Show the arithmetic
- 30 = |52 across US counties - 82 across Wyoming counties|
position among the entities that published this metric this period; not an official level
noteCarbon County, WY's average weekly wage was 7.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.