FIPS 72005, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.46, -67.12.
Assembled 2026-10-02. Read the brief.
- US counties: not published this period
- US counties: not published this period
- US counties: not published this period
- 70th pct · 939th of 3,221 US counties · median 8,232
- 7th pct · 2,990th of 3,221 US counties · median $1,039
- US counties: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,730 jobs at 1,045 employers (2026 Q1); -1.6% jobs and +6.5% average weekly wage over the year
- 70th pct · 939th of 3,221 US counties · median 8,232
| Item | Value | Distance |
|---|---|---|
| Aguadilla Municipio | 19,730 jobs · $807/wk · -1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Professional and technical services | 2,967 | $1,515 | 2.18 | +37.9% |
| Retail trade | 2,862 | $403 | 1.49 | -3.5% |
| Accommodation and food services | 1,832 | $333 | 1.03 | +4.4% |
| Health care and social assistance | 1,632 | $582 | 0.55 | +0.3% |
| Manufacturing | 1,255 | $1,101 | 0.79 | -48.0% |
| Educational services | 862 | $424 | 2.03 | +7.5% |
| Construction | 718 | $504 | 0.69 | +14.5% |
| Transportation and warehousing | 665 | $814 | 0.80 | +5.7% |
| Administrative and waste services | 338 | $638 | 0.30 | +6.3% |
| Finance and insurance | 326 | $910 | 0.41 | +7.6% |
| Real estate and rental | 219 | $442 | 0.72 | -22.3% |
| Other services | 188 | $445 | 0.32 | -14.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$818.7 m in deposits at 5 offices of 3 banks (SOD June 2026); HHI 4,516, highly concentrated. $445.7 m federal obligations in FY2026 (direct payments $293.9 m, contracts $88.0 m), $22,591 per covered job
| Item | Value | Distance |
|---|---|---|
| Banco Popular de Puerto Rico | $501.0 m · 61.2% share · 3 offices | |
| FirstBank Puerto Rico | $183.7 m · 22.4% share · 1 office | |
| Oriental Bank | $134.0 m · 16.4% share · 1 office | |
| Aguadilla, PR | $445.7 m FY2026 · $22,591/job | |
| MULTIPLE RECIPIENTS | $256.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banco Popular de Puerto Rico | $501,000,000 | 61.2% | 3 |
| FirstBank Puerto Rico | $183,688,000 | 22.4% | 1 |
| Oriental Bank | $134,044,000 | 16.4% | 1 |
Deposit concentration is 4,516 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 61.2² + 22.4² + 16.4² = 4,516
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $198,507,706 |
| Department of Transportation | $62,616,377 |
| Department of Veterans Affairs | $57,582,266 |
| Department of Defense | $42,011,551 |
| Department of Education | $33,795,949 |
| Department of Homeland Security | $26,502,910 |
| Department of Labor | $19,035,866 |
| Department of Housing and Urban Development | $3,529,718 |
| Institute of Museum and Library Services | $935,801 |
| Federal Communications Commission | $583,094 |
| General Services Administration | $292,005 |
| National Aeronautics and Space Administration | $153,116 |
That is $22,591 per covered job, against 19,730 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $445.7 m / 19,730 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,591
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 71.30 | 2026-10-01 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 72005, PR: 5 findings, 1 at a watch level and 4 noted
watchFIPS 72005, PR's covered employment is -1.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteFIPS 72005, PR's average weekly wage was 6.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72005, PR's covered employment was 1.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72005, PR's average weekly wage of $807 ranks 2,990th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 7 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 72005, PR is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.