Florida

Home values #

Typical home $375,470 (Aug 2026), -1.5% over one year, +20.3% over five

• 54th pct · 24th of 51 US states · median $350,752

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rent #

Rather than print an empty row that suggests a number could arrive, the rows are omitted and the reason is stated. The rent figures for this state's counties are on their own pages.

Jobs & wages #

9.96 m jobs at 894,107 employers (2026 Q1); 0.0% jobs and +4.3% average weekly wage over the year

• 96th pct · 3rd of 52 US states · median 1,934,777

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Affordability #

A 30-year mortgage on the typical home at 7.28% costs about $2,055 a month in principal and interest.

• payment = P·r / (1 − (1+r)^−n), P = $375,470 × 80% = $300,376, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,055/mo principal and interest
• wage share = payment / (avg weekly wage $1,518 × 52 / 12 = $6,578) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $375,470 / ($1,518 × 52) = 4.8

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Trade gateways #

2 ports within 200 km, 0 land crossings within 250 km

These are the gateways near the state’s centroid, within the radii named above, not every port and crossing inside the state boundary. lib/economy searches a disc around a point; there is no clip-to-boundary path.

NGA World Port Index harbours (medium and large, or any with BTS statistics) and BTS Border Crossing Entry Data ports; BTS Port Performance volumes for the latest reporting year.

National pulse #

1 national series, latest 2026-10-01

FRED series (Freddie Mac, Census, BEA, EIA, BLS, S&P) and BTS Supply Chain and Freight Indicators; each item carries its own date and source.

Largest counties #

The 12 counties of Florida with the most covered jobs.

Ranked by BLS QCEW third-month covered employment from the same nationwide table the screener uses. A county whose cell BLS withheld is absent from the ranking, not last in it.

Metropolitan areas #

22 metropolitan statistical areas lie wholly or partly in Florida.

From the bundled place manifest, which derives its metro table offline from the committed BLS OEWS metro index. A metro that spans a state line appears on both states' pages.

Water #

Drought, reservoirs, stream gauges and groundwater wells are reported around a point, with every row's distance printed. That is a county page's section, not a state's.

National indicator context #

None of these series is keyed to this state. They are national, gauge, single-state or port series, shown as context for the numbers above.

lib/indicators has no geographic selection: every registry entry is a United States, gauge, Texas, port, crossing or world series. Reading these as this state's own readings would be wrong.

What changed #

Florida: 6 findings, 1 at a watch level and 5 noted

1. watchFlorida's typical home value is -1.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-08.
   Show the arithmetic

   • test: home.yoyPct = -1.4555316775731855 < 0

   arithmetic on Zillow ZHVI, county and metro files; not an official level

2. noteFlorida's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteFlorida's covered employment of 9,962,755 ranks 3rd of 52 US states, against a median of 1,934,777.

   Period 2026 Q1.
   Show the arithmetic

   • 96 on the 0-to-100 scale across 52 US states that published jobs.emp

   position among the entities that published this metric this period; not an official level

4. noteFlorida's typical home value of -1.5% ranks 49th of 51 US states, against a median of +2.1%.

   Period 2026-08.
   Show the arithmetic

   • 4 on the 0-to-100 scale across 51 US states that published home.yoyPct

   position among the entities that published this metric this period; not an official level

5. noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Florida is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.

   Show the arithmetic

   • window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern

   estimated from the publisher's past release pattern; not an announced date

The full Florida brief, with the arithmetic behind every sentence.

Every sentence in the brief is written by a rule table in lib/brief, not generated, and each one can print the arithmetic behind its number.