Bibb County, AL

Home values #

Typical home $222,920 (Aug 2026), +2.2% over one year, +10.5% over five

• 45th pct · 1,675th of 3,063 US counties · median $234,566
• 71st pct · 20th of 67 Alabama counties · median $183,308
• 33rd pct · 5th of 7 counties in the Birmingham metro · median $226,236

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• Alabama counties: not published this period
• counties in the Birmingham metro: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,220 a month on $222,920 at 7.28%, against an average weekly wage worth $4,628 a month: 26.4% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $222,920 × 80% = $178,336, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,220/mo principal and interest
• wage share = payment / (avg weekly wage $1,068 × 52 / 12 = $4,628) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $222,920 / ($1,068 × 52) = 4.0

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

5,321 jobs at 480 employers (2026 Q1); +11.6% jobs and +4.4% average weekly wage over the year

• 38th pct · 1,972nd of 3,221 US counties · median 8,232
• 28th pct · 48th of 67 Alabama counties · median 10,118
• 0th pct · 7th of 7 counties in the Birmingham metro · median 18,474

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D2 severe drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

59 gauges · 0 flooding · 15 with quality panels averaging 98 % · 7 stale

Sites found: 59, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

2 wells in 0 named aquifers:

Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

moderate (0.33)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.02 / 0.55

Banks & federal dollars #

$274.3 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 4,132, highly concentrated. $148.2 m federal obligations in FY2026 (direct payments $126.8 m, grants $20.8 m), $27,846 per covered job

Deposit concentration is 4,132 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 4 banks with deposits in the county = 58.5² + 22.6² + 12.5² + … (1 more) = 4,132

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $27,846 per covered job, against 5,321 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $148.2 m / 5,321 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,846

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Bibb County, AL: 11 findings, 11 noted

1. noteBibb County, AL's covered employment was 11.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +11.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

2. noteBibb County, AL's average weekly wage was 4.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +4.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteBibb County, AL's typical home value rose 0.5% from $221,859 in July 2026 to $222,920 in August 2026, on Zillow ZHVI.

   Period 2026-08.
   Show the arithmetic

   • +0.5% = (222919.87486254584 - 221858.51034366756) / 221858.51034366756 × 100
   • 222919.87486254584 = Zillow ZHVI, 2026-08
   • 221858.51034366756 = Zillow ZHVI, 2026-07

4. noteBibb County, AL's covered employment of 5,321 ranks 7th of 7 counties in the Birmingham metro, against a median of 18,474.

   Period 2026 Q1.
   Show the arithmetic

   • 0 on the 0-to-100 scale across 7 counties in the Birmingham metro that published jobs.emp

   position among the entities that published this metric this period; not an official level

5. noteBibb County, AL's covered employment of +11.6% ranks 1st of 7 counties in the Birmingham metro, against a median of +2.1%.

   Period 2026 Q1.
   Show the arithmetic

   • 100 on the 0-to-100 scale across 7 counties in the Birmingham metro that published jobs.yoy.emp

   position among the entities that published this metric this period; not an official level

Read all 11 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.