Perry County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.64, -87.29.
Assembled 2026-10-06. Read the brief.
- 10th pct · 2,747th of 3,063 US counties · median $234,566
- 12th pct · 59th of 67 Alabama counties · median $183,308
- 16th pct · 2,563rd of 3,063 US counties · median +2.9%
- 13th pct · 58th of 67 Alabama counties · median +2.2%
- US counties: not published this period
- Alabama counties: not published this period
- 14th pct · 2,740th of 3,221 US counties · median 8,232
- 3rd pct · 65th of 67 Alabama counties · median 10,118
- 9th pct · 2,919th of 3,221 US counties · median $1,039
- 1st pct · 66th of 67 Alabama counties · median $1,024
- 22nd pct · 2,378th of 3,063 US counties · median 4.3
- 42nd pct · 39th of 67 Alabama counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $134,867 (Aug 2026), -0.7% over one year, -13.7% over five
- 10th pct · 2,747th of 3,063 US counties · median $234,566
- 12th pct · 59th of 67 Alabama counties · median $183,308
| Item | Value | Distance |
|---|---|---|
| Perry County, AL | $134,867 · -0.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alabama counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $738 a month on $134,867 at 7.28%, against an average weekly wage worth $3,614 a month: 20.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $134,867 × 80% = $107,893, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $738/mo principal and interest
- wage share = payment / (avg weekly wage $834 × 52 / 12 = $3,614) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $134,867 / ($834 × 52) = 3.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,848 jobs at 190 employers (2026 Q1); +4.9% jobs and +0.2% average weekly wage over the year
- 14th pct · 2,740th of 3,221 US counties · median 8,232
- 3rd pct · 65th of 67 Alabama counties · median 10,118
| Item | Value | Distance |
|---|---|---|
| Perry County, AL | 1,848 jobs · $834/wk · +4.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 378 | $887 | 2.54 | +15.2% |
| Retail trade | 137 | $472 | 0.76 | +2.2% |
| Administrative and waste services | 134 | $1,226 | 1.28 | -1.5% |
| Accommodation and food services | 57 | $414 | 0.34 | -6.6% |
| Finance and insurance | 28 | $1,079 | 0.37 | -3.4% |
| Transportation and warehousing | 18 | $899 | 0.23 | -10.0% |
| Agriculture, forestry, fishing | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Wholesale trade | withheld | |||
| Real estate and rental | withheld | |||
| Professional and technical services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$107.5 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 6,724, highly concentrated. $64.6 m federal obligations in FY2026 (direct payments $61.9 m, grants $2.4 m), $34,961 per covered job
| Item | Value | Distance |
|---|---|---|
| Marion Community Bank | $85.3 m · 79.4% share · 1 office | |
| West Alabama Bank & Trust | $22.2 m · 20.6% share · 1 office | |
| Perry, AL | $64.6 m FY2026 · $34,961/job | |
| MULTIPLE RECIPIENTS | $58.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Marion Community Bank | $85,320,000 | 79.4% | 1 |
| West Alabama Bank & Trust | $22,188,000 | 20.6% | 1 |
Deposit concentration is 6,724 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 79.4² + 20.6² = 6,724
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $50,897,025 |
| Department of Veterans Affairs | $7,605,731 |
| Department of Agriculture | $2,038,941 |
| Department of Housing and Urban Development | $1,657,301 |
| Department of Health and Human Services | $1,395,749 |
| Department of Education | $817,411 |
| Railroad Retirement Board | $103,344 |
| Department of Transportation | $58,563 |
| Department of Defense | $33,845 |
That is $34,961 per covered job, against 1,848 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $64.6 m / 1,848 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,961
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Perry County, AL: 10 findings, 1 at a watch level and 9 noted
watchPerry County, AL's typical home value is -0.7% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.7214727731428006 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
notePerry County, AL's covered employment was 4.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, AL's typical home value rose 0.7% from $133,929 in July 2026 to $134,867 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (134866.5917583284 - 133929.22870463473) / 133929.22870463473 × 100
- 134866.5917583284 = Zillow ZHVI, 2026-08
- 133929.22870463473 = Zillow ZHVI, 2026-07
notePerry County, AL's average weekly wage was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, AL's average weekly wage of $834 ranks 66th of 67 Alabama counties, against a median of $1,024.
Period 2026 Q1.Show the arithmetic
- 2 on the 0-to-100 scale across 67 Alabama counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.