Conecuh County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.43, -86.99.
Assembled 2026-10-06. Read the brief.
- 10th pct · 2,751st of 3,063 US counties · median $234,566
- 10th pct · 60th of 67 Alabama counties · median $183,308
- 51st pct · 1,494th of 3,063 US counties · median +2.9%
- 63rd pct · 25th of 67 Alabama counties · median +2.2%
- US counties: not published this period
- Alabama counties: not published this period
- 26th pct · 2,368th of 3,221 US counties · median 8,232
- 13th pct · 58th of 67 Alabama counties · median 10,118
- 34th pct · 2,113th of 3,221 US counties · median $1,039
- 27th pct · 49th of 67 Alabama counties · median $1,024
- 13th pct · 2,649th of 3,063 US counties · median 4.3
- 25th pct · 50th of 67 Alabama counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $134,436 (Aug 2026), +3.0% over one year, +9.7% over five
- 10th pct · 2,751st of 3,063 US counties · median $234,566
- 10th pct · 60th of 67 Alabama counties · median $183,308
| Item | Value | Distance |
|---|---|---|
| Conecuh County, AL | $134,436 · +3.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alabama counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $736 a month on $134,436 at 7.28%, against an average weekly wage worth $4,199 a month: 17.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $134,436 × 80% = $107,548, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $736/mo principal and interest
- wage share = payment / (avg weekly wage $969 × 52 / 12 = $4,199) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $134,436 / ($969 × 52) = 2.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,255 jobs at 302 employers (2026 Q1); -2.0% jobs and +6.1% average weekly wage over the year
- 26th pct · 2,368th of 3,221 US counties · median 8,232
- 13th pct · 58th of 67 Alabama counties · median 10,118
| Item | Value | Distance |
|---|---|---|
| Conecuh County, AL | 3,255 jobs · $969/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 618 | $1,043 | 2.36 | +8.2% |
| Retail trade | 315 | $522 | 0.99 | +7.5% |
| Wholesale trade | 258 | $1,447 | 2.07 | +1.6% |
| Administrative and waste services | 228 | $1,246 | 1.23 | +21.3% |
| Transportation and warehousing | 139 | $1,012 | 1.01 | -63.2% |
| Construction | 84 | $1,068 | 0.49 | -3.4% |
| Other services | 51 | $748 | 0.52 | -5.6% |
| Professional and technical services | 49 | $1,136 | 0.22 | +0.0% |
| Finance and insurance | 40 | $1,056 | 0.30 | -2.4% |
| Utilities | 15 | $935 | 1.17 | -6.2% |
| Real estate and rental | 11 | $2,200 | 0.22 | +175.0% |
| Information | 8 | $817 | 0.13 | -33.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$117.7 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,136, highly concentrated. $103.3 m federal obligations in FY2026 (direct payments $98.3 m, grants $5.0 m), $31,725 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Evergreen | $68.6 m · 58.2% share · 1 office | |
| Regions Bank | $49.2 m · 41.8% share · 1 office | |
| Conecuh, AL | $103.3 m FY2026 · $31,725/job | |
| MULTIPLE RECIPIENTS | $91.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Evergreen | $68,562,000 | 58.2% | 1 |
| Regions Bank | $49,177,000 | 41.8% | 1 |
Deposit concentration is 5,136 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 58.2² + 41.8² = 5,136
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $76,100,686 |
| Department of Veterans Affairs | $14,138,753 |
| Department of Transportation | $4,165,121 |
| Department of Agriculture | $2,900,789 |
| Department of Education | $2,440,707 |
| Department of Housing and Urban Development | $2,219,604 |
| Railroad Retirement Board | $842,442 |
| Federal Communications Commission | $456,131 |
| Department of Health and Human Services | $0 |
That is $31,725 per covered job, against 3,255 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $103.3 m / 3,255 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,725
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Conecuh County, AL: 5 findings, 1 at a watch level and 4 noted
watchConecuh County, AL's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteConecuh County, AL's average weekly wage was 6.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteConecuh County, AL's covered employment was 2.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteConecuh County, AL's typical home value rose 0.4% from $133,862 in July 2026 to $134,436 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (134435.6064327403 - 133861.50959138433) / 133861.50959138433 × 100
- 134435.6064327403 = Zillow ZHVI, 2026-08
- 133861.50959138433 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Conecuh County, AL is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.