Pike County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.80, -85.94.
Assembled 2026-10-06. Read the brief.
- 23rd pct · 2,345th of 3,063 US counties · median $234,566
- 40th pct · 40th of 67 Alabama counties · median $183,308
- 6th pct · 2,858th of 3,063 US counties · median +2.9%
- 4th pct · 64th of 67 Alabama counties · median +2.2%
- 6th pct · 1,311th of 1,399 US counties · median $1,496
- 0th pct · 29th of 29 Alabama counties · median $1,362
- 65th pct · 1,115th of 3,221 US counties · median 8,232
- 63rd pct · 25th of 67 Alabama counties · median 10,118
- 54th pct · 1,459th of 3,221 US counties · median $1,039
- 63rd pct · 25th of 67 Alabama counties · median $1,024
- 21st pct · 2,399th of 3,063 US counties · median 4.3
- 40th pct · 40th of 67 Alabama counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $169,469 (Aug 2026), -3.4% over one year, +3.4% over five
- 23rd pct · 2,345th of 3,063 US counties · median $234,566
- 40th pct · 40th of 67 Alabama counties · median $183,308
| Item | Value | Distance |
|---|---|---|
| Pike County, AL | $169,469 · -3.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $958/mo (Aug 2026), n/a over one year; price-to-rent 14.7
- 6th pct · 1,311th of 1,399 US counties · median $1,496
- 0th pct · 29th of 29 Alabama counties · median $1,362
| Item | Value | Distance |
|---|---|---|
| Pike County, AL | $958/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $928 a month on $169,469 at 7.28%, against an average weekly wage worth $4,593 a month: 20.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $169,469 × 80% = $135,575, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $928/mo principal and interest
- wage share = payment / (avg weekly wage $1,060 × 52 / 12 = $4,593) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $169,469 / ($1,060 × 52) = 3.1
- price-to-rent = $169,469 / ($958 × 12) = 14.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,465 jobs at 836 employers (2026 Q1); -0.4% jobs and +4.2% average weekly wage over the year
- 65th pct · 1,115th of 3,221 US counties · median 8,232
- 63rd pct · 25th of 67 Alabama counties · median 10,118
| Item | Value | Distance |
|---|---|---|
| Pike County, AL | 15,465 jobs · $1,060/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,840 | $1,361 | 2.28 | -1.1% |
| Transportation and warehousing | 1,921 | $1,088 | 2.95 | -3.3% |
| Accommodation and food services | 1,628 | $347 | 1.17 | -1.9% |
| Retail trade | 1,613 | $617 | 1.07 | -2.7% |
| Professional and technical services | 912 | $1,713 | 0.85 | +2.9% |
| Health care and social assistance | 820 | $903 | 0.35 | +6.1% |
| Other services | 435 | $1,235 | 0.94 | +11.5% |
| Construction | 380 | $992 | 0.47 | +9.2% |
| Finance and insurance | 325 | $1,742 | 0.52 | -1.8% |
| Administrative and waste services | 208 | $848 | 0.24 | -11.9% |
| Real estate and rental | 127 | $893 | 0.54 | +5.0% |
| Arts, entertainment and recreation | 94 | $336 | 0.37 | +9.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 8 offices of 4 banks (SOD June 2026); HHI 7,171, highly concentrated. $260.6 m federal obligations in FY2026 (direct payments $224.2 m, contracts $20.3 m), $16,854 per covered job
| Item | Value | Distance |
|---|---|---|
| Troy Bank & Trust Company | $1.0 bn · 84.1% share · 5 offices | |
| Regions Bank | $96.3 m · 7.8% share · 1 office | |
| Wells Fargo Bank, National Association | $76.0 m · 6.1% share · 1 office | |
| Pike, AL | $260.6 m FY2026 · $16,854/job | |
| MULTIPLE RECIPIENTS | $184.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Troy Bank & Trust Company | $1,039,704,000 | 84.1% | 5 |
| Regions Bank | $96,333,000 | 7.8% | 1 |
| Wells Fargo Bank, National Association | $76,007,000 | 6.1% | 1 |
| First Cahawba Bank | $24,597,000 | 2.0% | 1 |
Deposit concentration is 7,171 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 84.1² + 7.8² + 6.1² + … (1 more) = 7,171
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $149,376,849 |
| Department of Veterans Affairs | $33,523,254 |
| Department of Education | $27,776,115 |
| Department of Agriculture | $21,125,232 |
| Department of Housing and Urban Development | $11,121,240 |
| Department of Health and Human Services | $8,679,949 |
| Department of Transportation | $5,134,319 |
| Department of Defense | $1,696,002 |
| Railroad Retirement Board | $1,235,484 |
| National Science Foundation | $533,629 |
| Institute of Museum and Library Services | $251,999 |
| Federal Communications Commission | $188,645 |
That is $16,854 per covered job, against 15,465 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $260.6 m / 15,465 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,854
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pike County, AL: 12 findings, 2 at a watch level and 10 noted
watchPike County, AL's typical home value is -3.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -3.3603313869367004 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchPike County, AL's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
notePike County, AL's average weekly wage was 4.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, AL's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, AL's typical asking rent rose 0.3% from $955 in July 2026 to $958 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.3% = (957.5 - 954.54036943104) / 954.54036943104 × 100
- 957.5 = Zillow ZORI, 2026-08
- 954.54036943104 = Zillow ZORI, 2026-07
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.