Randolph County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.30, -85.46.
Assembled 2026-10-06. Read the brief.
- 40th pct · 1,825th of 3,063 US counties · median $234,566
- 66th pct · 23rd of 67 Alabama counties · median $183,308
- 61st pct · 1,178th of 3,063 US counties · median +2.9%
- 72nd pct · 19th of 67 Alabama counties · median +2.2%
- US counties: not published this period
- Alabama counties: not published this period
- 36th pct · 2,037th of 3,221 US counties · median 8,232
- 25th pct · 50th of 67 Alabama counties · median 10,118
- 24th pct · 2,443rd of 3,221 US counties · median $1,039
- 9th pct · 61st of 67 Alabama counties · median $1,024
- 51st pct · 1,481st of 3,063 US counties · median 4.3
- 78th pct · 15th of 67 Alabama counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $209,678 (Aug 2026), +4.0% over one year, +7.9% over five
- 40th pct · 1,825th of 3,063 US counties · median $234,566
- 66th pct · 23rd of 67 Alabama counties · median $183,308
| Item | Value | Distance |
|---|---|---|
| Randolph County, AL | $209,678 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alabama counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,148 a month on $209,678 at 7.28%, against an average weekly wage worth $4,004 a month: 28.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $209,678 × 80% = $167,742, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,148/mo principal and interest
- wage share = payment / (avg weekly wage $924 × 52 / 12 = $4,004) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $209,678 / ($924 × 52) = 4.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,900 jobs at 508 employers (2026 Q1); -0.8% jobs and +3.1% average weekly wage over the year
- 36th pct · 2,037th of 3,221 US counties · median 8,232
- 25th pct · 50th of 67 Alabama counties · median 10,118
| Item | Value | Distance |
|---|---|---|
| Randolph County, AL | 4,900 jobs · $924/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 997 | $1,150 | 2.53 | -3.0% |
| Retail trade | 808 | $597 | 1.69 | +0.7% |
| Finance and insurance | 189 | $1,171 | 0.95 | +0.5% |
| Construction | 177 | $1,042 | 0.69 | -23.4% |
| Administrative and waste services | 129 | $1,387 | 0.46 | +0.0% |
| Transportation and warehousing | 120 | $1,231 | 0.58 | -29.4% |
| Professional and technical services | 101 | $1,059 | 0.30 | +24.7% |
| Other services | 66 | $670 | 0.45 | +6.5% |
| Real estate and rental | 51 | $655 | 0.68 | +6.2% |
| Information | 22 | $1,164 | 0.24 | -18.5% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
8 USGS reservoir gauges, no capacity figures to weight
Sites found: 8, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| WEST POINT LAKE NEAR WEST POINT, GA | 624.3 ft (USGS, no capacity on file) | 49 km |
| LAKE MCINTOSH NEAR PEACHTREE CITY, GA | 778.1 ft (USGS, no capacity on file) | 82 km |
| LAKE PEACHTREE HEADWATER AT PEACHTREE CITY, GA | 784.5 ft (USGS, no capacity on file) | 83 km |
| LAKE KEDRON NEAR PEACHTREE CITY, GA | 833.6 ft (USGS, no capacity on file) | 84 km |
| LAKE HORTON HEADWATER NEAR FAYETTEVILLE, GA | 775.1 ft (USGS, no capacity on file) | 97 km |
| ALLATOONA LAKE NEAR CARTERSVILLE, GA | 835.9 ft (USGS, no capacity on file) | 118 km |
| CHATTAHOOCHEE RIVER AT MORGAN FALLS DAM, GA | 865.1 ft (USGS, no capacity on file) | 125 km |
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 731.7 ft (USGS, no capacity on file) | 150 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 10 with quality panels averaging 100 % · 1 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TALLAPOOSA RIVER AT MALONE, ALABAMA | flow 136.0 ft³/s | 15 km |
| LITTLE TALLAPOOSA RIVER NEAR NEWELL AL | flow 41.1 ft³/s · quality 100 % (1) | 17 km |
| TALLAPOOSA RIVER AT WADLEY AL | flow 697.0 ft³/s · quality 100 % (1) | 22 km |
| HILLABAHATCHEE CREEK AT THAXTON RD, NR FRANKLIN,GA | flow 4.19 ft³/s · quality 100 % (1) | 23 km |
| LITTLE TALLAPOOSA R AT GA 100, NEAR BOWDON, GA | flow 26.5 ft³/s · quality 100 % (4) | 28 km |
| LITTLE TALLAPOOSA R AT REAVESVILLE RD NR BOWDON,GA | flow 26.4 ft³/s · quality 100 % (4) | 30 km |
| CHATTAHOOCHEE RIVER AT GA 100, AT FRANKLIN, GA | flow 3,080 ft³/s | 34 km |
| TALLAPOOSA RIVER NEAR HEFLIN, AL | flow 38.7 ft³/s · quality 100 % (1) | 37 km |
| INDIAN CREEK UPSTREAM OF TEAGUE RD, NR BOWDON, GA | flow 0.61 ft³/s · quality 100 % (4) | 39 km |
| TALLAPOOSA RIVER NR NEW SITE, AL.(HORSESHOE BEND) | flow 649.0 ft³/s · quality 100 % (1) | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$429.3 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,189, highly concentrated. $175.1 m federal obligations in FY2026 (direct payments $172.6 m, grants $2.5 m), $35,735 per covered job
| Item | Value | Distance |
|---|---|---|
| First Bank of Alabama | $171.0 m · 39.8% share · 3 offices | |
| FirstBank | $152.9 m · 35.6% share · 2 offices | |
| FirstState Bank | $70.0 m · 16.3% share · 1 office | |
| Randolph, AL | $175.1 m FY2026 · $35,735/job | |
| MULTIPLE RECIPIENTS | $158.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Bank of Alabama | $170,984,000 | 39.8% | 3 |
| FirstBank | $152,940,000 | 35.6% | 2 |
| FirstState Bank | $70,026,000 | 16.3% | 1 |
| Wells Fargo Bank, National Association | $35,348,000 | 8.2% | 1 |
Deposit concentration is 3,189 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 39.8² + 35.6² + 16.3² + … (1 more) = 3,189
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $140,745,675 |
| Department of Veterans Affairs | $17,230,824 |
| Department of Education | $11,776,643 |
| Department of Transportation | $2,123,498 |
| Department of Agriculture | $1,464,981 |
| Department of Housing and Urban Development | $897,303 |
| Railroad Retirement Board | $727,477 |
| Federal Communications Commission | $136,576 |
| Department of Homeland Security | -$3,629 |
That is $35,735 per covered job, against 4,900 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $175.1 m / 4,900 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,735
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Randolph County, AL: 6 findings, 1 at a watch level and 5 noted
watchRandolph County, AL's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteRandolph County, AL's average weekly wage was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRandolph County, AL's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRandolph County, AL's typical home value rose 0.4% from $208,845 in July 2026 to $209,678 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (209677.90098633384 - 208844.69787994513) / 208844.69787994513 × 100
- 209677.90098633384 = Zillow ZHVI, 2026-08
- 208844.69787994513 = Zillow ZHVI, 2026-07
noteRandolph County, AL's average weekly wage of $924 ranks 61st of 67 Alabama counties, against a median of $1,024.
Period 2026 Q1.Show the arithmetic
- 9 on the 0-to-100 scale across 67 Alabama counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.